DVLA transferring car ownership and tax
Discussion
After four years we bought my wife’s leased car last month.
Because of the lease agreement she couldn’t buy the car, but I could do we duly bought the car in my name.
Of course the DVLA issued us a tax reminder which we paid in December (from 1st Dec for 12 months)
V5 duly arrived and I went online to transfer the ownership to my wife. On the DVLA website there is a “go here for transferring to a family member” option which seems distinct from selling to a third party or to the trade.
That is until you start the process and all the language is “sale” related.
And then, of course, I’m told a refund will be issued for tax for the next full month (February) and my wife will have to pay tax from the first of this month (Jan)
Aside from venting about this - the DVLA will shortly have received double taxation on this one vehicle for December ‘23 and Jan ‘24, and my wife will have paid 12 months tax, been refunded 10 and then pay a further 12 - is there anything to get around this stupid system?
Other than not doing what I just did and keeping my name on the V5 while my wife drives, insures, services etc, etc the car.
Because of the lease agreement she couldn’t buy the car, but I could do we duly bought the car in my name.
Of course the DVLA issued us a tax reminder which we paid in December (from 1st Dec for 12 months)
V5 duly arrived and I went online to transfer the ownership to my wife. On the DVLA website there is a “go here for transferring to a family member” option which seems distinct from selling to a third party or to the trade.
That is until you start the process and all the language is “sale” related.
And then, of course, I’m told a refund will be issued for tax for the next full month (February) and my wife will have to pay tax from the first of this month (Jan)
Aside from venting about this - the DVLA will shortly have received double taxation on this one vehicle for December ‘23 and Jan ‘24, and my wife will have paid 12 months tax, been refunded 10 and then pay a further 12 - is there anything to get around this stupid system?
Other than not doing what I just did and keeping my name on the V5 while my wife drives, insures, services etc, etc the car.
Do a transfer of registered keeper on say 30th / 31st of a month. Then buy VED using the new keeper slip on the 1st of the next month. I've done this numerous times when buying cars. Last car I bought, the old fella insisted on posting the V5c instead of doing it online, so it remained 'taxed' for over a week anyway. I bought it nevertheless because it was only £30 p.a. at the time.
The car may ostensibly be 'untaxed' for a day or two so don't use it on the road, but then the DVLA have already had the VED for the month already.
The car may ostensibly be 'untaxed' for a day or two so don't use it on the road, but then the DVLA have already had the VED for the month already.
Comically I bought a car a few months back. Guy taxed it for 6 months 3 days before I bought it. The transfer of V5 was done and I was checking weekly about the tax situation so I could pay it as he should have had a refund. I sorn the car as I was going to do some work. Week later I get 5 months car tax refunded in a cheque. Tried to call the bloke to pay it to him - Ignored my calls and texts so cashed it in and kept it. DVLA do this now and then it seems lol
sixor8 said:
Do a transfer of registered keeper on say 30th / 31st of a month. Then buy VED using the new keeper slip on the 1st of the next month. I've done this numerous times when buying cars. Last car I bought, the old fella insisted on posting the V5c instead of doing it online, so it remained 'taxed' for over a week anyway. I bought it nevertheless because it was only £30 p.a. at the time.
The car may ostensibly be 'untaxed' for a day or two so don't use it on the road, but then the DVLA have already had the VED for the month already.
When we took ownership of the car in December we were told to tax it immediately (even though it still showed as taxed on the DVLA site, and the lease company had paid for December and we’re only refunded from Jan, and the reminder was sent….. when we went online to pay there was no option other than paying for the tax from 1st Dec. The car may ostensibly be 'untaxed' for a day or two so don't use it on the road, but then the DVLA have already had the VED for the month already.
How would juggling the dates make a difference, I’m thinking even if we’d held out until today we’d still have been asked to tax it from 1st Dec.
Hackney said:
V5 duly arrived and I went online to transfer the ownership to my wife.
Just to be pedantic, DVLA do not hold any information about ownership of vehicles. The details on the V5C are for the Registered Keeper, who may, or may not, also be the owner. It even says, in large block capitals, "THIS DOCUMENT IS NOT PROOF OF OWNERSHIP" on the front page.One advantage of remaining RK yourself, rather than transferring to your wife, is that the number of RKs won't increase, which may possibly influence the price when you eventually sell the vehicle.
Cheers Ramona, I don’t consider that pedantic as I’ve seen the exact text on the V5 and went ahead and made the error anyway.
I did consider number of owners but my wife preferred to go ahead. I guess it’s easy for us to include the detail in conversation with any potential purchasers and should be a minor inconvenience at best.
Seems like a silly byproduct of the rule that the lessee can’t buy the car from the lease company. Must happen a lot.
I did consider number of owners but my wife preferred to go ahead. I guess it’s easy for us to include the detail in conversation with any potential purchasers and should be a minor inconvenience at best.
Seems like a silly byproduct of the rule that the lessee can’t buy the car from the lease company. Must happen a lot.
venster70 said:
It can be very expensive to insure a car for which you are not the 'registered keeper'.
I looked into it for insuring my sons E30 over the winter months when it's stored in my garage, only a few insurers will consider it, and it was cost prohibitive.
It's different for spouses.I looked into it for insuring my sons E30 over the winter months when it's stored in my garage, only a few insurers will consider it, and it was cost prohibitive.
Hackney said:
sixor8 said:
Do a transfer of registered keeper on say 30th / 31st of a month. Then buy VED using the new keeper slip on the 1st of the next month. I've done this numerous times when buying cars. Last car I bought, the old fella insisted on posting the V5c instead of doing it online, so it remained 'taxed' for over a week anyway. I bought it nevertheless because it was only £30 p.a. at the time.
The car may ostensibly be 'untaxed' for a day or two so don't use it on the road, but then the DVLA have already had the VED for the month already.
When we took ownership of the car in December we were told to tax it immediately (even though it still showed as taxed on the DVLA site, and the lease company had paid for December and we’re only refunded from Jan, and the reminder was sent….. when we went online to pay there was no option other than paying for the tax from 1st Dec. The car may ostensibly be 'untaxed' for a day or two so don't use it on the road, but then the DVLA have already had the VED for the month already.
How would juggling the dates make a difference, I’m thinking even if we’d held out until today we’d still have been asked to tax it from 1st Dec.
If it were 01/01 you would only have the option to tax from 01/01.
You could have just SORN'd it for a week or so & not driven/kept it on the road.
Ramona said:
Just to be pedantic, DVLA do not hold any information about ownership of vehicles. The details on the V5C are for the Registered Keeper, who may, or may not, also be the owner. It even says, in large block capitals, "THIS DOCUMENT IS NOT PROOF OF OWNERSHIP" on the front page.
And even more pedantic, the Registered Keeper may not even be the keeper of the vehicle in the eyes of the RTA.venster70 said:
It can be very expensive to insure a car for which you are not the 'registered keeper'.
I looked into it for insuring my sons E30 over the winter months when it's stored in my garage, only a few insurers will consider it, and it was cost prohibitive.
In your case that's because of the individual circumstances ie not your spouse ( as someone else has said ) and its effectively as you say a storage risk and not at where your son lives that restricts the market available.I looked into it for insuring my sons E30 over the winter months when it's stored in my garage, only a few insurers will consider it, and it was cost prohibitive.
Some of our cars are in my name as RK and some are in my wife's and it makes no difference in premium.
Just write to the DVLA and say that the lease company have put the wrong details on the V5, and it should be in the wifes name.
I did this a few years back when a dealer registered the car in my name instead of the wife's.
The DVLA just issue an updated V5, without the extra owner on it.
I did this a few years back when a dealer registered the car in my name instead of the wife's.
The DVLA just issue an updated V5, without the extra owner on it.
Hackney said:
Cheers Ramona, I don’t consider that pedantic as I’ve seen the exact text on the V5 and went ahead and made the error anyway.
I did consider number of owners but my wife preferred to go ahead. I guess it’s easy for us to include the detail in conversation with any potential purchasers and should be a minor inconvenience at best.
Seems like a silly byproduct of the rule that the lessee can’t buy the car from the lease company. Must happen a lot.
Thats an odd rule, you can usually purchase a car you leased at end of term.I did consider number of owners but my wife preferred to go ahead. I guess it’s easy for us to include the detail in conversation with any potential purchasers and should be a minor inconvenience at best.
Seems like a silly byproduct of the rule that the lessee can’t buy the car from the lease company. Must happen a lot.
Sebring440 said:
Or not, of course. Depends on the type of lease. Many of them don't let the lessee purchase the car at lease end.
How bizarre. I can understand wanting to put it to market, but barring the leaser from participating in that process, how is that sensible or even legal in a sales market?venster70 said:
It can be very expensive to insure a car for which you are not the 'registered keeper'.
I looked into it for insuring my sons E30 over the winter months when it's stored in my garage, only a few insurers will consider it, and it was cost prohibitive.
Conversely, I am the RK of the car my partner mainly drives, and she is RK of the car i mainly drive, and it makes no difference to the insurance. We are each a named driver on the other's insurance. In an ideal world we would swap them around, but it just seems an expensive ball-ache for no real gain.I looked into it for insuring my sons E30 over the winter months when it's stored in my garage, only a few insurers will consider it, and it was cost prohibitive.
520TORQUES said:
Sebring440 said:
Or not, of course. Depends on the type of lease. Many of them don't let the lessee purchase the car at lease end.
How bizarre. I can understand wanting to put it to market, but barring the leaser from participating in that process, how is that sensible or even legal in a sales market?Gassing Station | Speed, Plod & the Law | Top of Page | What's New | My Stuff