Someone hit my leased car…

[fitzmoresco]

lease car to be returned end of January after three year lease just got hit by tradesman in van. No dispute, they acknowledged their fault to two dented panels. However, the company want to use its insurance rather than cash settle the repair estimate. Lease company willing to extend but things I would now need to do a) get an MoT b) fix any advisories c) insure d) buy a warranty e) RfL f) pay extra lease costs h) get a hire car while being repaired. insurance’s repair company called and tried to book in for April…

Massive inconvenience and I just want to hand back keys to lease company which would otherwise send assessor to estimate repair cost which I am on the hook for and I would then in turn want money back from trade company.

So what are my options and how do I get trade company to agree.

[119]

fitzmoresco said:

lease car to be returned end of January after three year lease just got hit by tradesman in van. No dispute, they acknowledged their fault to two dented panels. However, the company want to use its insurance rather than cash settle the repair estimate. Lease company willing to extend but things I would now need to do a) get an MoT b) fix any advisories c) insure d) buy a warranty e) RfL f) pay extra lease costs h) get a hire car while being repaired. insurance’s repair company called and tried to book in for April…

Massive inconvenience and I just want to hand back keys to lease company which would otherwise send assessor to estimate repair cost which I am on the hook for and I would then in turn want money back from trade company.

So what are my options and how do I get trade company to agree.

Sometimes life throws a curve ball.

Talk to lease company, get a monthly(?) extension get it repaired, hand it back, move on with your life.

[surveyor]

Tell company of costs that you would incur and ask them to confirm in writing that they will cover the irrecoverable loss

or

send it back damaged and look to recover cost imposed from an insurer or the company.

[Dingu]

Is an option not send the car back, lease company present bill, you provide bill to company whose van hit you and their insurer can then cover said bill on their behalf?