When do I need to SORN?
Discussion
We've just bought a new car so swapped the insurance over today.
Our old car needs an MOT before I sell it, so I'll need take out day insurance to take it to the garage, and for test drives. It's taxed to the end of March.
Do I need to SORN it now because it's not insured, or SORN for the end of March when the tax expires?
Our old car needs an MOT before I sell it, so I'll need take out day insurance to take it to the garage, and for test drives. It's taxed to the end of March.
Do I need to SORN it now because it's not insured, or SORN for the end of March when the tax expires?
Edited by 98elise on Sunday 3rd March 22:00
Your car can either be:
taxed and insured
Or
SORN.
https://www.gov.uk/vehicle-insurance/uninsured-veh...
“If you’re the registered keeper of an uninsured vehicle that’s not been declared as off the road, you could:
be fined £100
have your vehicle wheel-clamped, impounded or destroyed
be taken to court where you could get a maximum fine of £1,000”
taxed and insured
Or
SORN.
https://www.gov.uk/vehicle-insurance/uninsured-veh...
“If you’re the registered keeper of an uninsured vehicle that’s not been declared as off the road, you could:
be fined £100
have your vehicle wheel-clamped, impounded or destroyed
be taken to court where you could get a maximum fine of £1,000”
Be careful with day insurance. I've used Cuvva a couple of times, I quite like it, once when buying a car I hadn't inspected yet, and once on my own car that was off the road. About £10 for 4 hours F/C 
However, the IPID specifically says the car must NOT be SORN and must have a MoT. So it's ok for picking up after purchase or driving a friend's car and even or going to a MoT test but not if the old one has expired.
I presume its to stop scallies insuring a knackered car cheap and going for a cruise.....
However, the IPID specifically says the car must NOT be SORN and must have a MoT. So it's ok for picking up after purchase or driving a friend's car and even or going to a MoT test but not if the old one has expired.
I presume its to stop scallies insuring a knackered car cheap and going for a cruise.....Disco You said:
Your car can either be:
taxed and insured
Or
SORN.
https://www.gov.uk/vehicle-insurance/uninsured-veh...
“If you’re the registered keeper of an uninsured vehicle that’s not been declared as off the road, you could:
be fined £100
have your vehicle wheel-clamped, impounded or destroyed
be taken to court where you could get a maximum fine of £1,000”
Thanks, that link seems clearer. I was googling SORN and it wasn't clear that not being insured means it must be SORN. I was just getting information on how to SORN and even that had various options about doing in instantly, at the end of the month, or on a specific day.taxed and insured
Or
SORN.
https://www.gov.uk/vehicle-insurance/uninsured-veh...
“If you’re the registered keeper of an uninsured vehicle that’s not been declared as off the road, you could:
be fined £100
have your vehicle wheel-clamped, impounded or destroyed
be taken to court where you could get a maximum fine of £1,000”
littleredrooster said:
You could perhaps have kept your 'old' car on cover for a coupe of weeks until you sold it. I've done this in the past when I bought another car and the insurance company were happy to cover both cars for a limited time. Too late to ask them now?
It was done yesterday on line and the cover on the old car only extended until midnight. I'll give them a ring today.
sixor8 said:
Be careful with day insurance. I've used Cuvva a couple of times, I quite like it, once when buying a car I hadn't inspected yet, and once on my own car that was off the road. About £10 for 4 hours F/C
However, the IPID specifically says the car must NOT be SORN and must have a MoT. So it's ok for picking up after purchase or driving a friend's car and even or going to a MoT test but not if the old one has expired. I presume its to stop scallies insuring a knackered car cheap and going for a cruise.....
Yes it's pretty good. When I picked the car up I used day insurance and it was £20 for 24hours. However, the IPID specifically says the car must NOT be SORN and must have a MoT. So it's ok for picking up after purchase or driving a friend's car and even or going to a MoT test but not if the old one has expired.
I presume its to stop scallies insuring a knackered car cheap and going for a cruise.....I'll look into the T&C's. The car will be MOTed at all times. It's got a couple of month left on the old one, but not really long enough when selling a car.
Yes you should SORN it as soon as it's no longer insured.
However in your situation, assuming it's parked on private land and will be insured when you take it for the MOT, I'd be tempted to hold off and get that sorted first, assuming you're only talking about a week or so.
Or just ask your insurer to keep the car covered for the month while you sell it, which may not be much different in cost from a day or two of short term cover anyway.
However in your situation, assuming it's parked on private land and will be insured when you take it for the MOT, I'd be tempted to hold off and get that sorted first, assuming you're only talking about a week or so.
Or just ask your insurer to keep the car covered for the month while you sell it, which may not be much different in cost from a day or two of short term cover anyway.
OutInTheShed said:
You could SORN it now and have your friendly local garage pick it up using trade plates to MOT it?
But, selling it privately, it may need to be taxed and insured if anyone wants a test drive?
You can drive a SORN car to an MOT garage (as long as it's prebooked). It's taxed until the end of March.But, selling it privately, it may need to be taxed and insured if anyone wants a test drive?
As I said earlier the plan was to take out day insurance.
98elise said:
martinbiz said:
Not sure there’s any point in sorning, just tax it and then get the refund when you sell it. It needs to be taxed if you are planning on doing test drives
It is taxed to fhe end of March. it's the fact it's no longer insured that's the problem. In that case I would talk to your ins co and see if they will overlap the cover for a month as it was only yesterday you changed
Taking out day insurance on maybe 4 or 5 occasions for the MOT and test drives is likely to cost more than an extra month with your present insurers, not 100% sure, but the day cover might be a bit iffy as far as the CIE rules go. Talk to your Co
98elise said:
martinbiz said:
Not sure there’s any point in sorning, just tax it and then get the refund when you sell it. It needs to be taxed if you are planning on doing test drives
It is taxed to fhe end of March. it's the fact it's no longer insured that's the problem. So it won't be taxed beyond tomorrow.
AIUI, trade plates mean my local garage can drive my untaxed, uninsured car to MOT it, as it's insured by them for TP risks?
You might drop lucky and someone whose insurance covers them for other people's, otherwise uninsured cars will want to test drive it and buy it.
The last time I changed car, my insurance only had a couple of months to run, so I just started a new policy for the new car. Having no no-clains to use cost me about an extra tenner, the overlap cost me £40 or something, there may even have been a fee to change cars.
It seems that you're lucky if your existing insurer is competitive for the new car, it always seems to be be a stout additional premium?
The time before that, I kept the new car on the drive for a week while I ebayed the old one for about the price of a curry.
Some people will buy a car without a test drive, just on your word that it drives OK, They'd have the right to cancel the sale if you've misled them about that.
I think the time before that I actually traded in a car for the only time, and the one before that was towed away for scrap before I even went looking for a replacement.
I don't think TPTB want Joe Public selling his car privately.
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