DVLA "Uninsured Keeper" - now a plead?
DVLA "Uninsured Keeper" - now a plead?
Author
Discussion

geordiepingu

Original Poster:

344 posts

82 months

Tuesday 12th March 2024
quotequote all
Afternoon everyone,

Last July, my Mondeo blew its cylinder head gasket just before I went on holiday, and was subsequently towed by the AA back home onto my driveway. Struggling with admin due to being overworked and working on the road a fair bit, I forgot to SORN the car. I did however, not renew its insurance policy, as I was driving my 911 full time.

In December, I got a letter stating that I failed to insure the vehicle. I interpreted 3 options:

Pay a £100 fine
Insure the vehicle immediately
Make a SORN.

As such, I thought making the SORN would cancel it and all would be fine.

I made a SORN, which didn't get received. So I received a letter re-stating the fine. As such, I reposted a V890, and the vehicle is now SORNed.

To my surprise, I received a letter that I must make a plea of being guilty of the insurance requirements contrary to Section 144A(1) of the RTA.

Can someone help me if I've misinterpreted the first letter, and is this a case of suck it up for not paying the fine, or is it time to contact a motoring lawyer?

P.S - Car MOT expired approx two weeks prior to the initial offence date - not sure if that and a garage statement/motor professional statement is enough to indicate the car was off the road at the time of the 'offence'.

InitialDave

14,235 posts

140 months

Tuesday 12th March 2024
quotequote all
It sounds to me like you were fined £100 for not meeting the continuous insurance requirement, and yes, you need to both pay the fine and either SORN or reinsure it.

martinbiz

3,624 posts

166 months

Tuesday 12th March 2024
quotequote all
geordiepingu said:
Afternoon everyone,

Last July, my Mondeo blew its cylinder head gasket just before I went on holiday, and was subsequently towed by the AA back home onto my driveway. Struggling with admin due to being overworked and working on the road a fair bit, I forgot to SORN the car. I did however, not renew its insurance policy, as I was driving my 911 full time.

In December, I got a letter stating that I failed to insure the vehicle. I interpreted 3 options:

Pay a £100 fine
Insure the vehicle immediately
Make a SORN.

As such, I thought making the SORN would cancel it and all would be fine.

I made a SORN, which didn't get received. So I received a letter re-stating the fine. As such, I reposted a V890, and the vehicle is now SORNed.

To my surprise, I received a letter that I must make a plea of being guilty of the insurance requirements contrary to Section 144A(1) of the RTA.

Can someone help me if I've misinterpreted the first letter, and is this a case of suck it up for not paying the fine, or is it time to contact a motoring lawyer?

P.S - Car MOT expired approx two weeks prior to the initial offence date - not sure if that and a garage statement/motor professional statement is enough to indicate the car was off the road at the time of the 'offence'.
I think you are misunderstanding the rules, you are not being fined for having the car on the road, you are being fined for not having it insured or sorned, it must be one or the other, no middle ground

And why on earth didn't you sorn it online, no chance of it getting lost then

Edit to say: So you were also driving it without an MOT? Not much point in engaging a lawyer, save the money for the fine


Edited by martinbiz on Tuesday 12th March 14:36


Edited by martinbiz on Tuesday 12th March 14:46


Edited by martinbiz on Tuesday 12th March 15:01

martinbiz

3,624 posts

166 months

Tuesday 12th March 2024
quotequote all
InitialDave said:
It sounds to me like you were fined £100 for not meeting the continuous insurance requirement, and yes, you need to both pay the fine and either SORN or reinsure it.
It sound like the £100 FP ship has sailed for the OP now. He is being prosecuted

geordiepingu

Original Poster:

344 posts

82 months

Tuesday 12th March 2024
quotequote all
Thanks all - expensive misinterpretation!

(P.s. no I wasn't driving it. Hasn't moved off my driveway since July last year).

martinbiz

3,624 posts

166 months

Tuesday 12th March 2024
quotequote all
geordiepingu said:
Thanks all - expensive misinterpretation!

(P.s. no I wasn't driving it. Hasn't moved off my driveway since July last year).
I would suggest there was also an earlier initial letter that got ignored / lost warning you it was uninsured and to do something about it

https://www.mib.org.uk/reducing-uninsured-driving/...



CHLEMCBH

1,045 posts

38 months

Tuesday 12th March 2024
quotequote all
/what do you mean the SORN wasn't received? Could you not have done it online?

QuickQuack

2,605 posts

122 months

Tuesday 12th March 2024
quotequote all
You're on an online car forum.

You obviously have internet access.

DVLA has made it piss easy to make a SORN declaration online and it doesn't cost you a penny; you don't need to locate a form from a Post Office, you don't need to fill in the said paper form, you don't need an envelope or a stamp. It takes less time than writing out this post. It definitely would've taken less time than writing the OP.

Making a SORN declaration online means no delays, no chance of things getting lost in the post and immediate email confirmation of success.

Given all those factors, what was the reason for not doing it online?

clive_candy

982 posts

186 months

Tuesday 12th March 2024
quotequote all
Best get it sorted before you get a visit from the bailiffs.

martinbiz

3,624 posts

166 months

Tuesday 12th March 2024
quotequote all
clive_candy said:
Best get it sorted before you get a visit from the bailiffs.
Why will that happen?

Tommo87

5,337 posts

134 months

Wednesday 13th March 2024
quotequote all
QuickQuack said:
You're on an online car forum.

You obviously have internet access.

DVLA has made it piss easy to make a SORN declaration online and it doesn't cost you a penny; you don't need to locate a form from a Post Office, you don't need to fill in the said paper form, you don't need an envelope or a stamp. It takes less time than writing out this post. It definitely would've taken less time than writing the OP.

Making a SORN declaration online means no delays, no chance of things getting lost in the post and immediate email confirmation of success.

Given all those factors, what was the reason for not doing it online?
Given the amount of payment cheques that used to go missing back in the days before online payments, I think the OP chose badly.

geordiepingu said:
I made a SORN, which didn't get received.
.

ingenieur

4,643 posts

202 months

Wednesday 13th March 2024
quotequote all
It would be nice to see what the first letter looked like if you can upload an image of it (with your details scribbled out)

clive_candy

982 posts

186 months

Wednesday 13th March 2024
quotequote all
martinbiz said:
clive_candy said:
Best get it sorted before you get a visit from the bailiffs.
Why will that happen?
It's an offence not to insure your vehicle unless you've made a statutory off road notification. Don't know whether the DVLA send you a reminder as they (used to?) do for your road tax but I believe the next step is the offer of a fixed penalty which you're still obliged to pay even if you subsequently insure the vehicle or SORN it.

If you don't pay the fixed penalty then it's prosecution and a fine which, if not paid, will be fairly quickly followed by a visit from debt enforcement agents.

A few years ago now I was slow responding to a letter telling me I'd been fined and ended up with bailiffs on the doorstep. I reckon they'd skipped a stage (or two) in the process but my wife who'd answered the door while I was at work was having none of my excuses!





Edited by clive_candy on Wednesday 13th March 16:16