Trying to report a vehicle with no MOT

[Boxster5]

The initial message was deleted from this topic on 23 April 2026 at 19:37

[Jazoli]

Why bother?

Its hardly the crime of the century.

[E-bmw]

Boxster5 said:

Jazoli said:

Why bother?

Its hardly the crime of the century.

Not the point really.
Who says they have insurance?

Easy enough to find out if you are that bothered.

[paul_c123]

Boxster5 said:

Not the point really.
Who says they have insurance?

Its not really your job to police insurance.

[Jazoli]

paul_c123 said:

Its not really your job to police insurance.

Or MOT's.

[Double Fault]

Boxster5 said:

Not the point really.
Who says they have insurance?

I think any insurance they do have would be invalid as there's no current MOT.

I'd report them too.

[_Rodders_]

Double Fault said:

Boxster5 said:

Not the point really.
Who says they have insurance?

I think any insurance they do have would be invalid as there's no current MOT.

I'd report them too.

Not true.

[48k]

Double Fault said:

I think any insurance they do have would be invalid as there's no current MOT.

Oh here we go.

[Mandat]

Boxster5 said:

Jazoli said:

Why bother?

Its hardly the crime of the century.

Not the point really.
Who says they have insurance?

You're bothered enough to check the MOT status, but not bothered enough to check the insurance status?

[Mandat]

Boxster5 said:

Tried reporting a car with no MOT (expired 3rd March). DVLA website says contact local police.
Contact local police and they say DVLA.
Nothing on DVLA website where you can report a vehicle with no MOT.
Contact local police again who say go into gov.uk website which takes you straight back to DVLA website - contact local police for vehicles with no MOT.
Short of completing a lengthy online report where they want all contact details, no other options.
And they wonder why people don t report crimes!

QFP

[Oceanrower]

Double Fault said:

Boxster5 said:

Not the point really.
Who says they have insurance?

I think any insurance they do have would be invalid as there's no current MOT.

I'd report them too.

Oh Christ. Not again!

[vikingaero]

Oceanrower said:

Double Fault said:

Boxster5 said:

Not the point really.
Who says they have insurance?

I think any insurance they do have would be invalid as there's no current MOT.

I'd report them too.

Oh Christ. Not again!

There was a little truth in No MOT = No Insurance, because years ago the nastier scammier [not a real word I know] insurance companies refused claims on this basis, and some people just rolled over and accepted no payout.

Of course we all know that there are determinations by the Ombudsman which overrides this.

But I do hate it when people trot out this pub-lore of "If you ain't got a MOT, you won't be covered by your insurance!" It really isn't helpful.

[VSKeith]

Jazoli said:

Why bother?

Its hardly the crime of the century.

+1

Do you have a personal beef with the owner, OP?

[RacingStripes]

What do you want the dvla to do given its perfect legal for a car not to have an MOT? I have 2 of them.

Do you expect the police to come out and sit at the end of the road waiting for them to use it?

[Panamax]

Welcome to Soviet Britain, where citizens routinely spy on each other and the police turn a blind eye to shop-lifting.

[martinbiz]

RacingStripes said:

What do you want the dvla to do given its perfect legal for a car not to have an MOT? I have 2 of them.

Do you expect the police to come out and sit at the end of the road waiting for them to use it?

Not if it's parked on a public road

[BertBert]

vikingaero said:

There was a little truth in No MOT = No Insurance, because years ago the nastier scammier [not a real word I know] insurance companies refused claims on this basis, and some people just rolled over and accepted no payout.

Of course we all know that there are determinations by the Ombudsman which overrides this.

But I do hate it when people trot out this pub-lore of "If you ain't got a MOT, you won't be covered by your insurance!" It really isn't helpful.

In fact, I like others have seen it in an insurance policy (I had). Some years back though and subsequently ruled against by the ombudsman I think.

[CMTMB]

Panamax said:

Welcome to Soviet Britain, where citizens routinely spy on each other and the police turn a blind eye to shop-lifting.

I think it depends on the circumstances. If he wants to grass on his neighbour for failing to MOT their 3 year and 1 day old car because of an ongoing dispute about wheelie bins, that's petty nonsense.

If there's a utter death trap of an old shed regularly being driven dangerously around the local area, I've got more sympathy with reporting it.

[48k]

BertBert said:

vikingaero said:

There was a little truth in No MOT = No Insurance, because years ago the nastier scammier [not a real word I know] insurance companies refused claims on this basis, and some people just rolled over and accepted no payout.

Of course we all know that there are determinations by the Ombudsman which overrides this.

But I do hate it when people trot out this pub-lore of "If you ain't got a MOT, you won't be covered by your insurance!" It really isn't helpful.

In fact, I like others have seen it in an insurance policy (I had). Some years back though and subsequently ruled against by the ombudsman I think.

Yep. The Financial Ombudsmen Service ruled that an insurance company cannot use the mere absence of an MOT as an automatic reason to cancel a policy or refuse a claim. They need to demonstrate that the lack of MoT was materially connected to the thing that went wrong / is being claimed for.

The problem is that enough people repeat the "no MoT = no insurance" bobbins often enough that people think it's true.

[anonymous-user]

Boxster5 said:

Tried reporting a car with no MOT (expired 3rd March). DVLA website says contact local police.
Contact local police and they say DVLA.
Nothing on DVLA website where you can report a vehicle with no MOT.
Contact local police again who say go into gov.uk website which takes you straight back to DVLA website - contact local police for vehicles with no MOT.
Short of completing a lengthy online report where they want all contact details, no other options.
And they wonder why people don t report crimes!

Torch it. That’ll teach ‘em.