UK non resident driving in UK, which insurance

[zbc]

Apologies as I know there are a number of similar threads but it seems like the devil is often in the detail.

I live in France and have a French licence and a French registered car with French insurance. This summer I will be traveling to see my daughter in Scotland and for various reasons it would be useful if I could also occasionally drive her car over a period of a couple of weeks. As far as I can tell there is no legal issue with this but what is less clear is the best way to arrange the temporary insurance. Does she do it with her insurers, do I do it with mine or is it easiest to just use a separate policy?

[KadettE]

Try getting added as named driver on her insurance first. If that doesn't work you'll have to try out if one of the short-term insurance providers will insure you. I'm sure someone here knows one that allows foreigners.

[Jayho]

There's quite a few temporary insurance companies now which can be found with a quick google. Cuvva being an example of one.

Personally I would have her check how much it would cost for her to add you on her insurance for a couple of weeks. I used to do it for my father whenever he was over and it was always a reasonable price.

[zbc]

Thanks for the quick answer. Seems simple. I'll let you know how it goes

[tumble dryer]

zbc said:

Apologies as I know there are a number of similar threads but it seems like the devil is often in the detail.

I live in France and have a French licence and a French registered car with French insurance. This summer I will be traveling to see my daughter in Scotland and for various reasons it would be useful if I could also occasionally drive her car over a period of a couple of weeks. As far as I can tell there is no legal issue with this but what is less clear is the best way to arrange the temporary insurance. Does she do it with her insurers, do I do it with mine or is it easiest to just use a separate policy?

Had something very similar. It'll be easiest, and potentially a lot less problematic, if she adds you to her policy. From memory I think it cost an additional £20 to have my BIL on my policy for a couple of weeks.

[rdjohn]

When I was French resident, my Credit Agricole policy covered me to drive any vehicle with the owner’s consent.

It did not exclude any other countries.

[Wombat3]

UK insurers generally dislike overseas licences and residents. Don't be surprised if they won't add you to her policy. You might find it easier to rent something.