PPC filed for a CCJ - Any point trying to defend or just pay
PPC filed for a CCJ - Any point trying to defend or just pay
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Discussion

TroubledSoul

Original Poster:

4,659 posts

219 months

Yesterday (14:39)
quotequote all
So I was silly and parked in a disabled bay one Sunday in an otherwise empty retail park car park as I was trying to get into a shop minutes before closing. Being that there were lots of other bays available, I thought nothing of it.

I've had the initial letter from them and in all honesty I forgot to deal with it. Now I've received a county court claim. Here's the thing, as of late last year I am technically diagnosed with a disability but I do not have a badge nor have I reached the point of applying for one yet.

Is this a case of "should have appealed within the proper window, just pay up and put it down to experience" or is it worth submitting this to the court? I don't want to try and defend this if the outcome is a CCJ. If I try to defend and it's knocked back, are you then given a chance to pay the claim or is it an automatic CCJ applied?

ralphrj

3,986 posts

216 months

Yesterday (14:45)
quotequote all
TroubledSoul said:
I don't want to try and defend this if the outcome is a CCJ. If I try to defend and it's knocked back, are you then given a chance to pay the claim or is it an automatic CCJ applied?
My understanding is that a CCJ would only be registered if you lost the case and failed to pay the court-ordered amount within 30 days.

If you pay in full within 30 days then no CCJ is recorded on your credit file.

TroubledSoul

Original Poster:

4,659 posts

219 months

Yesterday (14:48)
quotequote all
That's great if so, I may as well give it a shot on the basis I'll just pay up if I lose.

carl_w

10,554 posts

283 months

Yesterday (15:02)
quotequote all
TroubledSoul said:
That's great if so, I may as well give it a shot on the basis I'll just pay up if I lose.
That's what I'd do. Do a lot of reading about the MCOL process here and make sure you file everything on time
https://forums.moneysavingexpert.com/discussion/48...

Unreal

9,595 posts

50 months

Yesterday (15:15)
quotequote all
ralphrj said:
TroubledSoul said:
I don't want to try and defend this if the outcome is a CCJ. If I try to defend and it's knocked back, are you then given a chance to pay the claim or is it an automatic CCJ applied?
My understanding is that a CCJ would only be registered if you lost the case and failed to pay the court-ordered amount within 30 days.

If you pay in full within 30 days then no CCJ is recorded on your credit file.
That's correct.

BertBert

21,026 posts

236 months

Yesterday (17:47)
quotequote all
Just curious, what's the amount of money they want at this stage? Ie what are the stakes?

I suspect your defence may not work. The parking "rules" probably say "for disabled badge holders" not "for people with disabilities". So on that basis alone you are unlikely to win. If your defence is that you needed to park there as the shop was about to close, it definitely won't work biggrin

You may win on other grounds like they fail to turn up. Or you need to make a technical argument around signage/POFA or stuff. Sounds like a right old faff to me. Maybe fine for you though to have a go.

Simpo Two

91,866 posts

290 months

Yesterday (18:46)
quotequote all
TroubledSoul said:
So I was silly and parked in a disabled bay one Sunday in an otherwise empty retail park car park as I was trying to get into a shop minutes before closing. Being that there were lots of other bays available, I thought nothing of it.

I've had the initial letter from them and in all honesty I forgot to deal with it. Now I've received a county court claim. Here's the thing, as of late last year I am technically diagnosed with a disability but I do not have a badge nor have I reached the point of applying for one yet.

Is this a case of "should have appealed within the proper window, just pay up and put it down to experience" or is it worth submitting this to the court? I don't want to try and defend this if the outcome is a CCJ. If I try to defend and it's knocked back, are you then given a chance to pay the claim or is it an automatic CCJ applied?
If you do nothing you'll lose the case and if you don't then pay, you'll get a CCJ. If you think you have a defence then enter it. The result will be win or lose. I don't think the penalty will be any worse if you defend and lose. However from what you say there's no useful defence.

General question as I don't know - if he pays the parking fine now what does that do to the system?

TroubledSoul

Original Poster:

4,659 posts

219 months

It's not mega money, it's just over £250. Could do without it, but it wouldn't kill me. That's why I wondered about whether there's anything to lose by trying to defend. If not I'd just pay it.

Still think the parking attendant is a rotten bd, mind laugh

Sebring440

3,126 posts

121 months

TroubledSoul said:
Still think the parking attendant is a rotten bd, mind laugh
Because he/she correctly ticketed a vehicle parked in a disabled bay, and not displaying a disabled badge?

mac96

5,949 posts

168 months

Sebring440 said:
TroubledSoul said:
Still think the parking attendant is a rotten bd, mind laugh
Because he/she correctly ticketed a vehicle parked in a disabled bay, and not displaying a disabled badge?
The parking company may be a bit mean spirited, they usually are (although given that you didn't respond to them that is unproven), but that individual employee seems to have done exactly what they are supposed to?

Wills2

28,567 posts

200 months


Sometimes needs must but I'm not sure on this occasion they did, pay up, you don't have a defendable excuse so you'll be wasting everyone's time in trying to defend it. (unless you can find a technical reason)


nikaiyo2

5,832 posts

220 months

BertBert said:
Just curious, what's the amount of money they want at this stage? Ie what are the stakes?

I suspect your defence may not work. The parking "rules" probably say "for disabled badge holders" not "for people with disabilities". So on that basis alone you are unlikely to win. If your defence is that you needed to park there as the shop was about to close, it definitely won't work biggrin

You may win on other grounds like they fail to turn up. Or you need to make a technical argument around signage/POFA or stuff. Sounds like a right old faff to me. Maybe fine for you though to have a go.
Not a lawyer.

I dont think that your argument would not comply with the DDA.

A disabled bay in a private car park does not have a legal status, like a disabled bay on the road does. The business owning the car park has to make allowance for disabled people, NOT just disabled badge holders. Whilst having a badge is convenient way to show disabled status it does not mean a company is limited to making adjustments for badge holders only. The fact the OP is now disabled would perhaps suggest that using the bay would fall within the expectations of the DDA.

Collectingbrass

2,797 posts

220 months

nikaiyo2 said:
BertBert said:
Just curious, what's the amount of money they want at this stage? Ie what are the stakes?

I suspect your defence may not work. The parking "rules" probably say "for disabled badge holders" not "for people with disabilities". So on that basis alone you are unlikely to win. If your defence is that you needed to park there as the shop was about to close, it definitely won't work biggrin

You may win on other grounds like they fail to turn up. Or you need to make a technical argument around signage/POFA or stuff. Sounds like a right old faff to me. Maybe fine for you though to have a go.
Not a lawyer.

I dont think that your argument would not comply with the DDA.

A disabled bay in a private car park does not have a legal status, like a disabled bay on the road does. The business owning the car park has to make allowance for disabled people, NOT just disabled badge holders. Whilst having a badge is convenient way to show disabled status it does not mean a company is limited to making adjustments for badge holders only. The fact the OP is now disabled would perhaps suggest that using the bay would fall within the expectations of the DDA.
On the other hand, the quickest way to make a small fortune is to start with a large one and try and prove a point on a technicality through legal action.

BertBert

21,026 posts

236 months

nikaiyo2 said:
Not a lawyer.

I dont think that your argument would not comply with the DDA.

A disabled bay in a private car park does not have a legal status, like a disabled bay on the road does. The business owning the car park has to make allowance for disabled people, NOT just disabled badge holders. Whilst having a badge is convenient way to show disabled status it does not mean a company is limited to making adjustments for badge holders only. The fact the OP is now disabled would perhaps suggest that using the bay would fall within the expectations of the DDA.
You could be right that the DDA would support the OP's need to use the disabled space. That's why I suspected it may not work. As I said you'd need a technical way to defend against the "rules" that the OP clearly broke. DDA might be that thing. If the OP has the time and energy, they can have a go to save the £250 assuming the stakes don't get higher by going to court.

TroubledSoul

Original Poster:

4,659 posts

219 months

mac96 said:
Sebring440 said:
TroubledSoul said:
Still think the parking attendant is a rotten bd, mind laugh
Because he/she correctly ticketed a vehicle parked in a disabled bay, and not displaying a disabled badge?
The parking company may be a bit mean spirited, they usually are (although given that you didn't respond to them that is unproven), but that individual employee seems to have done exactly what they are supposed to?
Yeah obviously it's mildly lighthearted sour grapes on my part! I'd have hoped for some leway when the shops are closing and there are lots of other disabled bays available.

KungFuPanda

4,594 posts

195 months

Is it DCB Legal who are bringing the claim at all? If so, they have a habit of discontinuing shortly before trial. It’s happened to me and a lot of others.

carl_w

10,554 posts

283 months

KungFuPanda said:
Is it DCB Legal who are bringing the claim at all? If so, they have a habit of discontinuing shortly before trial. It s happened to me and a lot of others.
Same here. Offers of reduced amounts to settle followed by discontinuation 7 days before the trial date. It's a pattern with them.