Manual swaps and insurance
Author
Discussion

Lord E38

Original Poster:

144 posts

60 months

Yesterday (19:00)
quotequote all
Were I to theoretically manual swap a car, would selecting 'transmission changes' on a comparison site be sufficient? Or should I be looking at specialist modified insurance?

paul_c123

2,272 posts

20 months

Yesterday (19:24)
quotequote all
What are the selections presented for modifications?

Lord E38

Original Poster:

144 posts

60 months

Yesterday (19:36)
quotequote all
paul_c123 said:
What are the selections presented for modifications?


They're very vague but this is just the site that I use (go compare)

paul_c123

2,272 posts

20 months

Yesterday (19:42)
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I think the most sensible answer is "it depends". You're relying on the vague "transmission changes" modification declaration to be passed through to many different companies, who may interpret that in a different way. You'd need to be sure, so you'd need to read carefully the pre-purchase documentation for the one you choose, then if its not correct, contact that insurer and clarify, then possibly repeat for the next and so on.

InitialDave

14,941 posts

146 months

Yesterday (20:05)
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Call them and ask.

aterribleusername

592 posts

90 months

Yesterday (20:15)
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Notify the DVLA of the change of transmission type, get a new V5c issued with the correct one listed then phone your insurer would be my thoughts. Obviously don't use the car on the road in the interim in case it causes issues.

paul_c123

2,272 posts

20 months

Yesterday (20:24)
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Lord E38 said:
Were I to theoretically manual swap a car, would selecting 'transmission changes' on a comparison site be sufficient? Or should I be looking at specialist modified insurance?
What car?

Mr Tidy

30,833 posts

154 months

Yesterday (20:27)
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If the car was offered with a manual box I would tell the insurer, but wouldn't expect it to make any difference.

But if there was no manual option, like for an E46 M3CSL, it's a modification so it might be better to look for an insurer that specialises in modified cars if your insurer isn't keen. You can only ask!

Lord E38

Original Poster:

144 posts

60 months

Yesterday (20:33)
quotequote all
paul_c123 said:
What car?
Speaking hypothetically, an X300 XJR. Offered new in manual with few takers.

paul_c123

2,272 posts

20 months

Yesterday (20:38)
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I've heard of it being done in the past (with relatively uncomplicated stuff like a Mk1 Golf) but still, it necessitated a fairly severe butchering of a donor car - which might or might not have lived on, with the other's transmission. Of course, it would need the pedal box and the shifter swapping too. And these days, a good amount of rewiring.