Ed Sheeran insurance cock-up - what did he do wrong?
Ed Sheeran insurance cock-up - what did he do wrong?
Author
Discussion

havoc

Original Poster:

33,344 posts

264 months

Tuesday 4th August
quotequote all
https://www.standard.co.uk/culture/music/aston-mar...

(Apologies if a repost - did try to use what passes for a search engine on here)


I have to confess I'm a little confused:-
- He SORN'd it, so there was no need for 3P cover.
- It's his property - surely he can do what he wants with it?
- The garage confirmed to him they had insurance cover for vehicles in their possession.

...so what exactly did he do wrong?!? If it was any asset other than a motor vehicle the lack of insurance would be the owner's risk, surely?

sixor8

8,510 posts

297 months

Tuesday 4th August
quotequote all
He hadn't SORNd it, until much later. If its taxed, it has to be insured.

Already a thread here anyway:

https://www.pistonheads.com/gassing/topic.asp?h=0&...

drcarlos

62 posts

221 months

Wednesday 5th August
quotequote all
I'd have fined him a lot more for converting it to an EV.

Mike Legerwood

100 posts

4 months

Monday 10th August
quotequote all
havoc said:
(Apologies if a repost - did try to use what passes for a search engine on here)
If you search for Ed Sheeran it's the 2nd result in the list.

havoc

Original Poster:

33,344 posts

264 months

Monday 10th August
quotequote all
Mike Legerwood said:
If you search for Ed Sheeran it's the 2nd result in the list.
I searched for Sheeran - figuring 1 word would be less confusing for the hamsters. Wasn't in the first page when I did it.

HTH

Terminator X

20,557 posts

233 months

Wednesday 16th September
quotequote all
drcarlos said:
I'd have fined him a lot more for converting it to an EV.
clap

TX.

Pit Pony

11,260 posts

150 months

Wednesday 16th September
quotequote all
Here's a question.

How likely is anything going to come of this.

Asking for a friend.

Friend PXs a car for a second hand car.

Dealer sorts out the tax on the new car,

Friend goes on line to his insurers website and swaps over the vehicles. Thanks he's paid an extra £53.
Doesn't check his credit card statement.

3 weeks later he's on his insurers website, looking at his pension statement (his workplace pension is with the same company)

Something makes him look at his car policy as well. Shock horror. His old car is still showing. The transfer never happened.
Did he get confused whilst doing all the paperwork for buying the new car, reading all the small print on the warranty ? Was the old car insurance paid for with a card that has changed? Was there a glitch in the insurers website.


Anyway. Immediately he realises, he swaps the cars over and pays (now) £48.

He checks AskMID and it shows car not insured. Next day it shows car insured.

He tells me that in 44 years of driving that's the first time he's ever not been insured.

So. Will the DVLA know that his car wasn't insured whilst it was taxed? Will he loose his licence, be sent to prison, etc etc.

Unlike me it's highly unlikely that said friend will have any pending speeding tickets or the like, but he will have driven through various ANPR speed cameras on the motorway.

Should I dob him in ? He looks like Ed Sherran but lacks his personality.




aceofspades1

379 posts

50 months

Is it fair to say Ed ignored the letter/chose to challenge in court?

I thought it was always your typical £100/50 fine for something like this.