Is my Bro' in law (A new traffic cop) lying?
Discussion
I was Chatting with him last night and he was telling me about how BIB are now getting more serious about uninsured drivers etc.
In my experience the insurance database that the BIB access is not kept up to date with regards to people who pay for insurance monthly. I have been given a producer recently because they could not tell if i was insured, just for this reason.
He is a bit of a 'jobsworth' and likes to give the impression that the BIB are infallable with regard to such things and he says that they (or he) now get on the phone to the insurance company to vailidate your insurance while they have you at the side of the road, and then confiscate the car etc.
I know that they are now confiscating cars but I find it hard to believe they would actually start making out of hours phone calls to insurance companies while you sit on the hard shoulder, which is the most dangerous thing you will ever do on the road.
Is he bullshitting me, or is the latest contribution to road safety???
In my experience the insurance database that the BIB access is not kept up to date with regards to people who pay for insurance monthly. I have been given a producer recently because they could not tell if i was insured, just for this reason.
He is a bit of a 'jobsworth' and likes to give the impression that the BIB are infallable with regard to such things and he says that they (or he) now get on the phone to the insurance company to vailidate your insurance while they have you at the side of the road, and then confiscate the car etc.
I know that they are now confiscating cars but I find it hard to believe they would actually start making out of hours phone calls to insurance companies while you sit on the hard shoulder, which is the most dangerous thing you will ever do on the road.
Is he bullshitting me, or is the latest contribution to road safety???
The insurance details are held on pnc, and in the next few months, when MOT testing stations come on line, so will MOT details.
All insurance details are not held yet, and if a car shows as "No insurance marker held" then we are non the wiser, hence a producer, but if we have no insurance details we have no one to call.If insurance details are on there it details who the car is insured to, who is allowed to drive it, from when, and until when it is insured, which company it is, classification of insurance, policy number, lists of mods, and telephone of insurance company - which is where we can check at the roadside.
However, this will be fully up and working (isn't everything) soon ish, but it depends on insurance companies updating pnc. We have no magic stick, but our details are generally accurate as they have been inputted directly.
Hope that helps a bit.
All insurance details are not held yet, and if a car shows as "No insurance marker held" then we are non the wiser, hence a producer, but if we have no insurance details we have no one to call.If insurance details are on there it details who the car is insured to, who is allowed to drive it, from when, and until when it is insured, which company it is, classification of insurance, policy number, lists of mods, and telephone of insurance company - which is where we can check at the roadside.
However, this will be fully up and working (isn't everything) soon ish, but it depends on insurance companies updating pnc. We have no magic stick, but our details are generally accurate as they have been inputted directly.
Hope that helps a bit.silverback mike said:
The insurance details are held on pnc, and in the next few months, when MOT testing stations come on line, so will MOT details.
All insurance details are not held yet, and if a car shows as "No insurance marker held" then we are non the wiser, hence a producer...
Which is all good and fine. But when you produce at your local station do they update the PNC to stop you being given another producer tomorrow and another etc? If not it's really going to get annoying if your insurance company screw up!
>> Edited by robbieduncan on Sunday 4th December 09:32
safespeed said:
The insurance details are held on pnc...
Perhaps someone should be reminding them that the DRIVER needs insurance not the VEHICLE?
It's a game of 'let's pretend' isn't it?
and how does it cope with fleet vehicles?
Also I have a certificate which allows me to drive ANY vehicle.
Like so many other Govt systems aimed at a popular target - "community pool vehicles."
A lot of people who were never a problem in the first place and were quite legal get swept up in the debris.
The troops on the street take the flack for HMG everytime.
silverback mike said:
All insurance details are not held yet, and if a car shows as "No insurance marker held" then we are non the wiser, hence a producer, but if we have no insurance details we have no one to call.
Cheers Mike, What my Bro' in Law is suggesting that he would just ask the driver who his insurers are and call them up. I questioned whether there would even be anyone to pick up the phone at an insurance office after 5:00pm and he nodded at me knowingly as if to suggest they had some magical phone number or something...
I dropped the subject as it seemed like he was digging himself into a hole.
>> Edited by hedders on Sunday 4th December 10:35
robbieduncan said:
The insurance details are held on pnc, and in the next few months, when MOT testing stations come on line, so will MOT details.
All insurance details are not held yet, and if a car shows as "No insurance marker held" then we are non the wiser, hence a producer...
Which is all good and fine. But when you produce at your local station do they update the PNC to stop you being given another producer tomorrow and another etc? If not it's really going to get annoying if your insurance company screw up!
>> Edited by robbieduncan on Sunday 4th December 09:32
No they don't, it's up to the insurance company. Generally not that many people are stopped repeatedly so shouldn't present too much of a problem.
Right or wrong this is the way it is recorded, and ss, the details show who is insured to drive the vehicle, if any identification problems present themselves, this is where section 25 comes in. If their identification is verified then hence a producer, if not they are arrested.
hedders said:
All insurance details are not held yet, and if a car shows as "No insurance marker held" then we are non the wiser, hence a producer, but if we have no insurance details we have no one to call.
Cheers Mike, What my Bro' in Law is suggesting that he would just ask the driver who his insurers are and call them up. I questioned whether there would even be anyone to pick up the phone at an insurance office after 5:00pm and he nodded at me knowingly as if to suggest they had some magical phone number or something...
I dropped the subject as it seemed like he was digging himself into a hole.
>> Edited by hedders on Sunday 4th December 10:35
shovel time.
I think data protection wouldn't allow anyone to give others details over a phone, they shouldn't anyway. >> Edited by silverback mike on Sunday 4th December 10:47
Flat in Fifth said:
The insurance details are held on pnc...
Perhaps someone should be reminding them that the DRIVER needs insurance not the VEHICLE?
It's a game of 'let's pretend' isn't it?
and how does it cope with fleet vehicles?
Also I have a certificate which allows me to drive ANY vehicle.
Like so many other Govt systems aimed at a popular target - "community pool vehicles."
A lot of people who were never a problem in the first place and were quite legal get swept up in the debris.
The troops on the street take the flack for HMG everytime.
Nothing is foolproof fif, it just allows us on the street to have a bit more info if it's available.
You don't automatically get 'stuck on' for no insurance. If you get a producer it just means you have to take the insurance document along with the other bits and bobs up to the nick. It's a pain in the rear granted.
As someone that has spent some time policing practically, it is a handy check to have on pnc.....bear it in mind there are lots and lots of checks that are available, even down to nickname searches.
Flat in Fifth said:
and how does it cope with fleet vehicles?
www.miic.org.uk/fleet
Even if the whole system is a bit ropey, *anything* which can be done to reduce the number of uninsured vehicles has to be welcome.
Muncher said:
Mike, why does it list the modifications a vehicle has? That makes no difference from a Road Traffic Act point of view. Even if a vehicle has been modified extensively without informing the insurer, the policy is still valid from an RTA point of view...
Bad wording by me that one munch, meant to read that it will show if the certificate has been modified, Ie list of mods to the policy, like adding a driver, and dates.
You are quite correct vehicle modifications have no bearing from my side of the fence, unless they render the vehicle unsafe of course.
[quote=silverback mike
shovel time. I think data protection wouldn't allow anyone to give others details over a phone, they shouldn't anyway.
>> Edited by silverback mike on Sunday 4th December 10:47[/quote]
Data Protection doesn't apply in if the data is request for the purpose of preventing or detecting criminal offence.
shovel time.
I think data protection wouldn't allow anyone to give others details over a phone, they shouldn't anyway. >> Edited by silverback mike on Sunday 4th December 10:47[/quote]
Data Protection doesn't apply in if the data is request for the purpose of preventing or detecting criminal offence.
bluepolarbear said:
[quote=silverback mike
shovel time.
>> Edited by silverback mike on Sunday 4th December 10:47
Data Protection doesn't apply in if the data is request for the purpose of preventing or detecting criminal offence.[/quote]
No doubt that may be the case, but when I have ever asked for details I have to fill a data protection form out, fax it to their 'department' who will release details when they have viewed it, even hospitals have refused to give details unless the 'form' has been filled out.
7db said:
Does that need to be applied for in an official manner rather than just phoning up and saying you're plod.
I have always sent the official force request for data form. I suppose if you ring up, they have no way of identifying you, or more to the point, they have no evidence of why they released the information if something goes a bit squiffy.
Saying that, it isn't as bad as i am making out really, I have never had significant problems.
As far as I am aware there is no special telephone number for 'plods' to use to gain the information.
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