Accident / Failure to stop
Discussion
AGAIN! This time the wife in her car.
Women reverses out of a parking space straight into the back of my wife's car (which is parked, my wife inside, about to leave). Other person's car being an MPV and my Wife's being a little toy thing its crumpled in the back corner quite badly. Said person simply drives off.
Wife has a name/telephone number of a witness who came forward and who has the registration number of the culprits car
BUT, as far as I see it (correct me if I am wrong), my choices are:
1. fix at own expense.
2. Call insurance and report accident. Explain details. Give registration number and witness details. No-fault claim. Wife won't lose no-claims but insurance will go up for next 5 years. Of course if culprit denies involvement then could go on for months and never be resolved.
3. Try to find out culprits contact details from DVLA and send threatening letter asking for payment.
I hate to say it, but option 1 seems the most lightly not to spoil my life for the foreseeable future
Women reverses out of a parking space straight into the back of my wife's car (which is parked, my wife inside, about to leave). Other person's car being an MPV and my Wife's being a little toy thing its crumpled in the back corner quite badly. Said person simply drives off.
Wife has a name/telephone number of a witness who came forward and who has the registration number of the culprits car
BUT, as far as I see it (correct me if I am wrong), my choices are:
1. fix at own expense.
2. Call insurance and report accident. Explain details. Give registration number and witness details. No-fault claim. Wife won't lose no-claims but insurance will go up for next 5 years. Of course if culprit denies involvement then could go on for months and never be resolved.
3. Try to find out culprits contact details from DVLA and send threatening letter asking for payment.
I hate to say it, but option 1 seems the most lightly not to spoil my life for the foreseeable future
Flat in Fifth said:Nope - not missing anything, option 4 sounds OK - just didn't think they would be interested. When my Tiv was driven in to and the culprit was still present denying all responsibility the Police didn't feel the need to come and help out.
Sorry what is wrong with option 4?
4. Report all details to plod, hit and run, failing to stop, providing details of independant witness etc etc.
Am I missing something?
Update: Wife has arrived home so I can now see the damage - which is fairly bad, not so much a dent as a huge pushed in corner. She's reported it to the insurance company and so they can sort it.
Ps. I wasn't casting aspersions on our Coppers - I just didn't see the need to get them involved when no-one hurt etc.
Thanks all.
>> Edited by page3 on Monday 12th December 19:10
Ps. I wasn't casting aspersions on our Coppers - I just didn't see the need to get them involved when no-one hurt etc.
Thanks all.
>> Edited by page3 on Monday 12th December 19:10
Makes sense to me to report it to police, give them the details of the person who didn't stop and get a crime number (
). You can give this to insurance people who undoubtedly will (should!) contact other driver. That way you're in there first if there are any problems in the claim and that can only help your own case.
Oh and get the camera out.
). You can give this to insurance people who undoubtedly will (should!) contact other driver. That way you're in there first if there are any problems in the claim and that can only help your own case. Oh and get the camera out.
The same happend to my car.It was parked out side my house on the road.when I went out the following day some one had smashed into the side of it.None of us in the house heard a thing.one week later some one left a note on the car saying they seen a drunk man climbing into a blue transit van and crash into the side of the car and drive off.they manged to get the plate number so I called the police and informed them.The police took 7 weeks befour they got in contact and all they said was that they contacted the owner of the van and he said he never had the van that night his friend did.So the police contacted the friend and he said that his friend was lieing and that he was in fact the driver not him.So in a nut shell the police dont really seem to give a f!#k unless somone is hurt.So we put it trough my wifes insurance and she lost her no claims.Good luck I hope you get the b#';h that hit you.
page3 said:
AGAIN! This time the wife in her car.
Women reverses out of a parking space straight into the back of my wife's car (which is parked, my wife inside, about to leave). Other person's car being an MPV and my Wife's being a little toy thing its crumpled in the back corner quite badly. Said person simply drives off.
Wife has a name/telephone number of a witness who came forward and who has the registration number of the culprits car
BUT, as far as I see it (correct me if I am wrong), my choices are:
1. fix at own expense.
2. Call insurance and report accident. Explain details. Give registration number and witness details. No-fault claim. Wife won't lose no-claims but insurance will go up for next 5 years. Of course if culprit denies involvement then could go on for months and never be resolved.
3. Try to find out culprits contact details from DVLA and send threatening letter asking for payment.
I hate to say it, but option 1 seems the most lightly not to spoil my life for the foreseeable future
Your insurance shouldn't go up for a no fault claim. I had two no fault claims in the space of a year and the insurance didn't go up.
Exactly the same thing happened to me last year. I reported it to the BiB who took 6 months to tell me that they were not going to pursue it, despite the witnesses I had and the car's reg. They gave me the other driver's address but I decided that it wasn't worth following up at that point because I doubted the other driver would have the decency to pay up.
I seem to remember reading that the police always attend accidents in which people were injured, and if you are involved it is an offence to leave without waiting for them. In much the same way that it is an offence to leave without giving your contact details if you are involved in an accident where damage is caused.
Can't remember where I read this though, does anyone know for sure if this is the case?
Can't remember where I read this though, does anyone know for sure if this is the case?
No it 'aint might.
Damage only: Must STOP.
Give to any person having grounds for requiring drivers name and Owner of vehicle and VRM.
Injury Accident: Must STOP
As above and also give Insurance details.
If not done at the time then as soon as practicable and within 24 hours report to Police.
Section 170 RTA 88.
There is no requirement at law ro remain at the scene until Police arrive, but doing a scarper may well involve offence against above.
dvd
Damage only: Must STOP.
Give to any person having grounds for requiring drivers name and Owner of vehicle and VRM.
Injury Accident: Must STOP
As above and also give Insurance details.
If not done at the time then as soon as practicable and within 24 hours report to Police.
Section 170 RTA 88.
There is no requirement at law ro remain at the scene until Police arrive, but doing a scarper may well involve offence against above.
dvd
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