Does a car have to be Insured to be parked on a road?
Discussion
Dwight Vandriver said:
Get it off road and out of a public place pronto.
dvd
dvd
That would involve driving it, which I am not prepared to do or putting it on a trailer I don’t have. Although it is illegal to have it sat there in my eyes it is not immoral, where as driving it would be. I shall just have to insure it again.
Can you say zero when asked your expected annual mileage?
Dwight Vandriver said:
DOC extension on his Insurance
Is that where you are allowed to drive other cars with 3rd party insurance? I heard somewhere that the car you were driving had to be insured by someone else to start with for that to be valid, it never made much sense to me so is that not correct?
Why is it not legal to have a car parked on the road without insurance? Its not going to be involved in an accident where I would have any liability due to it being stationary. If it is law then I will comply as soon as I can but I don’t understand why the law is there.
donteatpeople said:
Dwight Vandriver said:
DOC extension on his Insurance
Is that where you are allowed to drive other cars with 3rd party insurance? I heard somewhere that the car you were driving had to be insured by someone else to start with for that to be valid, it never made much sense to me so is that not correct?
Why is it not legal to have a car parked on the road without insurance? Its not going to be involved in an accident where I would have any liability due to it being stationary. If it is law then I will comply as soon as I can but I don’t understand why the law is there.
It's a common myth that a car needs to be insured before someone else can drive it under a DOC extension, but that isn't the case. As long as you don't leave it parked on a public road then the insurance is valid.
As to why a car cannot be parked on the road without insurance, what would happen if your car got hit by someone and pushed into other vehicles? Or the handbrake cable snapped and it rolled down a hill etc...
trooperiziz said:
As to why a car cannot be parked on the road without insurance, what would happen if your car got hit by someone and pushed into other vehicles?
Surely they would claim from the insurance of the person who caused the accident as it would be their fault.
trooperiziz said:
Or the handbrake cable snapped and it rolled down a hill etc...
I cant see how that would be any different to if it was parked on a driveway.
As DVD has stated it must be insured whilst on a public road, no matter how much arguing about what ifs, it still must be insured. You will get the same penalty if your driving it or if its just parked. And should an accident occur and your vehicle is struck then you will need to produce insurance.
If it is PNC'd by police / pcso etc then an insurance check will be done also.
Just get it insured or get someone who can drive other vehicles to move it for you.
If it is PNC'd by police / pcso etc then an insurance check will be done also.
Just get it insured or get someone who can drive other vehicles to move it for you.
My intention IS to get it insured ASAP, even if I don’t agree with the law it is still law and I WILL abide by it as I do not wish to be prosecuted.
However I do think the law is unnecessary and was trying to discuss this as maybe there are things I have not thought of. I don’t see that if someone crashes into my car any damage resulting from this could possibly be my fault and as such would have any relevance to weather or not it is insured.
However I do think the law is unnecessary and was trying to discuss this as maybe there are things I have not thought of. I don’t see that if someone crashes into my car any damage resulting from this could possibly be my fault and as such would have any relevance to weather or not it is insured.
donteatpeople said:
My intention IS to get it insured ASAP, even if I don’t agree with the law it is still law and I WILL abide by it as I do not wish to be prosecuted.
However I do think the law is unnecessary and was trying to discuss this as maybe there are things I have not thought of. I don’t see that if someone crashes into my car any damage resulting from this could possibly be my fault and as such would have any relevance to weather or not it is insured.
However I do think the law is unnecessary and was trying to discuss this as maybe there are things I have not thought of. I don’t see that if someone crashes into my car any damage resulting from this could possibly be my fault and as such would have any relevance to weather or not it is insured.
Road Traffic Act 1988 Sec 170(1) says "If, owing to the presence of a mechanically propelled vehicle on a road or other public place an accident occurs ....."
It doesn't matter who is to blame, all motor vehicles on a road or other public place must have insurance cover against a minimum of 3rd party risks. If the car wasn't there it couldn't be invloved in the accident, so "if owing to the presence" applies even where it's parked.
The roads are for moving on not parking on (unless in designated parking places). A vehicle parked on a road has been held to be an unnecessary obstruction, even where it isn't causing serious delays. I know the law isn't usually enforced that rigidly, but it doesn't mean that it doesn't apply.
I am not disputing that it is law, I just disagree with it. I think that a stationary car should not have to be insured and that as my car is taxed and in a roadworthy state I should be entitled to park it where I like for as long as I like without penalty. It is no more of an obstruction today as it has been for the last week that it has sat there unmoved with insurance legally.
I can see that I am alone im my views so from now on I shall hold them quietly.
Thank you for your help with the original matter.
Matt
I can see that I am alone im my views so from now on I shall hold them quietly.
Thank you for your help with the original matter.
Matt
I've NEVER been able to understand the logic behind this either......
I've previously lived on terraced streets with no other off road space for a failed mot car so I know what it's like. It's DAMNED unfair! I now live where I can legally park MANY uninsured, untaxed, un-MOT'd cars and they can't do a damned thing because it's private land.
In my book it comes down to whether the vehicle is actually being used or not! .... Not a legal view I know, but a MUCH fairer one for the poorer people who live in streets.....
Bloody red tape and bloody minded Authority!........
I've previously lived on terraced streets with no other off road space for a failed mot car so I know what it's like. It's DAMNED unfair! I now live where I can legally park MANY uninsured, untaxed, un-MOT'd cars and they can't do a damned thing because it's private land.
In my book it comes down to whether the vehicle is actually being used or not! .... Not a legal view I know, but a MUCH fairer one for the poorer people who live in streets.....
Bloody red tape and bloody minded Authority!........
vonhosen said:
You are liable for the position you leave the vehicle in, as such you need 3rd party cover for that liability.
Curious.
IN the event the car was stationary I would assume it will be the other drivers fault. Somewhat difficult otherwise is it not? A driver must drive so they can see/stop/detect hazards etc.. so a stationary vehicle ought to be the same.
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