Notify Insurance of speeding penalty

[PH5121]

I have today received a notice of intended prosecution, having being caught by a mobile speed camera unit. I intend to pay the £60 fine and take the 3 points, I just wondered if I notify my insurance company at this stage, or only when my renewal is due.
Any advice welcome
Paul

[mat205125]

You have not yet been convicted of the offence. You have currently only been advised that they intend to prosecute. Only when you have been prosecuted are you obliged to tell your insurance company anything .... at that time make sure you do it pronto though!!

[speedtwelve]

PH5121

I wouldn't just bend over and volunteer for the fine and points. Make it as awkward as possible. Last time I received a NIP for an alleged scamera offence I pleaded not guilty by letter. Never heard anything about it again. I reckon if everyone did the same the system would collapse, particularly if they are trying it on with such comedy 'speed violations' as the 82 mph on a motorway they were trying to do me with.

Edited by speedtwelve on Tuesday 5th December 14:31

[MitchT]

Hang fire! I read an important article about mobile speed cameras being inaccurate in Ferrari News a few days ago. I'm at work right now but when I get home I'll read it again and post up the details.

[Dwight VanDriver]

Check the small print of your Insurance policy on reporting risks asap.

I think you will find that it is so worded that this same as a speeding conviction.
If it's you first then Ins Co may take no further action.

dvd

[leadfootlydon]

If there is any doubt...

www.pistonheads.co.uk/gassing/topic.asp?t=269414&f=10&h=0

Or even if there is not much doubt, but you are completely and utterly fed up with the money-grabbing b*******s doing what they do in the name of "safety".

[vonhosen]

You'll probbaly find in the small print that you have to let them know of any prosecutions being considered against you, where you are aware of them of course.
Have a read to make sure.

[Fort Jefferson]

You should always tell them about anything that may affect your policy, just to be on the safe side. It may not affect the price anyway. I've just renewed my policy on the S4 and told them about the heart attack Iv'e just had, they will make a note of it' but it hasn't affected the price. John

[deva link]

mat205125 said:

You have not yet been convicted of the offence.

...and if you accept the fixed penalty then you never will be - only a court can convict you.

However you do still have to try to tell your insurance company. I say try, because both times it's happend to me the insurance companies (CIS and Frizzell) were not interested.

[MitchT]

Okay, here's the information I promised earlier about innacurate speed cameras from Ferrari News, October 2006.

The article refers to LTI 20.20 Ultralyte 100 hand-held guns and states that they gave unreliable results, such as the following...

A wall travelling at 44mph
An empty road travelling at 33mph
A parked car travelling at 22mph
A bicycle being ridden at 66mph

The full article sourced by Ferrari News can be found here: www.dailymail.co.uk/pages/live/articles/news/news.html?in_article_id=380255&in_page_id=1770

I don't know if the radar gun detailed above is what caught you, but either way, when you come to tell your insurance company you may be in for a pleasant surprise. A friend of mine was ringing round for insurance quotes and his conversation with one insurer went as follows:

Insurer: "Any convictions?"
Friend: "Just three points from a speed camera"
Insurer: "Oh... any real convictions?"

Don't know if all insurers are the same, but there is at least one out there with a concept of reality!