I am A Crime Victim
Discussion
Mrs CP was checking our bank account on line and some bar steward has made 3 payments from our account without a by your leave.
Frustrating day of calling bank, visiting bank, signing forms, surrendering bank card, signing more forms and then the worse bit..............
Getting a crime number.
Had someone on the phone tell me 'it's not a crime as such....' Pardon?
Dear God. I can understand why people get upset..
Frustrating day of calling bank, visiting bank, signing forms, surrendering bank card, signing more forms and then the worse bit..............
Getting a crime number.
Had someone on the phone tell me 'it's not a crime as such....' Pardon?
Dear God. I can understand why people get upset..
Chrispy Porker said:
Mrs CP was checking our bank account on line and some bar steward has made 3 payments from our account without a by your leave.
Frustrating day of calling bank, visiting bank, signing forms, surrendering bank card, signing more forms and then the worse bit..............
Getting a crime number.
Had someone on the phone tell me 'it's not a crime as such....' Pardon?
Dear God. I can understand why people get upset..
So long as you got your crime number then.....Frustrating day of calling bank, visiting bank, signing forms, surrendering bank card, signing more forms and then the worse bit..............
Getting a crime number.
Had someone on the phone tell me 'it's not a crime as such....' Pardon?
Dear God. I can understand why people get upset..
.It makes you feel a lot netter doesn't it
...Hey
I could have made one up, for all the good it will do. But that would be very naughty.
No-one will investigate, the bank refund my money, and a man with a laptop in West Africa, enjoys whatever he bought on the internet with my money. And whatever it was he has paid for 3 of them !
I could have made one up, for all the good it will do. But that would be very naughty.
No-one will investigate, the bank refund my money, and a man with a laptop in West Africa, enjoys whatever he bought on the internet with my money. And whatever it was he has paid for 3 of them !
Fraud on a credit card is one thing (like I suffered last year) but from your bank account is just scarey. Nice of someone to tell you it really isn't a real crime.
Just thank yourself its not a vehicle theft or attempted theft. I had a motorcycle which attracted attention and was damaged and left unridable after some person(s) decided to break the steering lock and top yoke of the front forks with a crowbar, this was after pouring liquid nitrogen (according to the recover bloke) onto my lock and chain to split it from the lampost it was attached to. According to the desk person at the local police station (not a police officer) I reported this attempted theft to it wasn't attempted theft it was vandalism as aparently there is no category on the police computer for attempted theft.
In my mind if someone damages a vehicle in an attempt to steal it then its not vandalism. Vandalism would be kicking the thing over off its side stand with damage resulting from its fall.
In any case someone came back 6 months later and removed the whole bike never to be seen again.
In both cases I got a crime number and asked if I wanted victim support.
The crime number served only to help my insurance claim.
Just thank yourself its not a vehicle theft or attempted theft. I had a motorcycle which attracted attention and was damaged and left unridable after some person(s) decided to break the steering lock and top yoke of the front forks with a crowbar, this was after pouring liquid nitrogen (according to the recover bloke) onto my lock and chain to split it from the lampost it was attached to. According to the desk person at the local police station (not a police officer) I reported this attempted theft to it wasn't attempted theft it was vandalism as aparently there is no category on the police computer for attempted theft.
In my mind if someone damages a vehicle in an attempt to steal it then its not vandalism. Vandalism would be kicking the thing over off its side stand with damage resulting from its fall.
In any case someone came back 6 months later and removed the whole bike never to be seen again.
In both cases I got a crime number and asked if I wanted victim support.
The crime number served only to help my insurance claim.
esselte said:
Do you think these incidents are under-reported by the banks for fear of them losing credibility with their customers?
Without a doubt!!sjtscott said:
Fraud on a credit card is one thing (like I suffered last year) but from your bank account is just scarey.
You've got to ask how they got your bank details? If it wasn't a debit card then it means they've either got an online banking password or they've been rummaging your bins for account details? There's probably an unbelievable number of other ways to rip you off though.Sorry to hear this CP.
Wondered how involved it was to make the banking equivalent of a S172 declaration? As in somebody has been detected driving my bank account and has committed an offence but it wasn't me or Mrs CP, honest guv. From my experience it's almost as bad as that other sort, depends on bank of course.
Wondered how involved it was to make the banking equivalent of a S172 declaration? As in somebody has been detected driving my bank account and has committed an offence but it wasn't me or Mrs CP, honest guv. From my experience it's almost as bad as that other sort, depends on bank of course.
A former nieghbour of mine has just been released from prison. Her crime was to defraud a high street bank she worked for of some £60,000 (the amount admitted to. Most suspect MUCH more, given the lifestyle). This went on over a number of years and involved the partial emptying of old folks' bank accounts.
She was sentenced to 15 months and has served just over four.
So this sort of crime obviously isn't a real crime nowadays, is it..........
She was sentenced to 15 months and has served just over four.
So this sort of crime obviously isn't a real crime nowadays, is it..........
cj_eds said:
esselte said:
Do you think these incidents are under-reported by the banks for fear of them losing credibility with their customers?
Without a doubt!!sjtscott said:
Fraud on a credit card is one thing (like I suffered last year) but from your bank account is just scarey.
You've got to ask how they got your bank details? If it wasn't a debit card then it means they've either got an online banking password or they've been rummaging your bins for account details? There's probably an unbelievable number of other ways to rip you off though.I have no idea how they got my details, but as the card is cancelled that should put a stop to it. I hope.
I don't know how, I am not a techie. I thought online sellers needed a security code from the back of the card?
Interestingly I got a letter today from the bank saying a new card is coming in the post - before the fraud was discovered.
The Bank say it has not been posted yet. Her Hum, maybe I'm too suspicious.
PITA though.
I've half a mind to ring the seller and ask what address the goods were sent to.
Goochie said:
Which bank was it? I know PH doesnt approve of naming and shaming but I'm sure just the first letter would be a clue. AA friend had a similar problem with "Nat Non-East"
They don't close branches apparently.Actually I haven't set foot in a bank for years.Had to wait for a while.
Practically every customer I observed was complaining about some cock up or other. May not have been a representative sample but makes you think. Mind you why else would you go to a bank these days? (Robbery excepted)
Chrispy Porker said:
Getting a crime number.
Had someone on the phone tell me 'it's not a crime as such....' Pardon?
Dear God. I can understand why people get upset..
Commiserations for getting fleeced by some little peckerhead.Had someone on the phone tell me 'it's not a crime as such....' Pardon?
Dear God. I can understand why people get upset..
If it's not a "crime" as such, then the fact that the little peckerhead almost certainly would not be tracked down would not reduce anyone's detection rate, right?
Sadly you have hit the nail on the head.
Identity fraud is more massive than all the burglary and robbery put together.
The banks and credit card companies keep it quiet.
Because it is international and complicated it is at the bottom of the 'too hard to do ' basket.
And until it effects you, no-one cares.
Identity fraud is more massive than all the burglary and robbery put together.
The banks and credit card companies keep it quiet.
Because it is international and complicated it is at the bottom of the 'too hard to do ' basket.
And until it effects you, no-one cares.
Full marks to NatWest from me. I got a letter on Monday, asking me to phone. I reeled off the list of items I knew I'd used my Visa card for in the last month and they told me about two others; one for £2.60! and one for nearly £200 for something from Slendertone.(don't ask)
Having expressed my surprise, they immediately told me to destroy my card and promised to send a new one, though it hasn't arrived yet.
Having expressed my surprise, they immediately told me to destroy my card and promised to send a new one, though it hasn't arrived yet.
Chrispy Porker said:
Getting a crime number.
Had someone on the phone tell me 'it's not a crime as such....' Pardon?
Dear God. I can understand why people get upset..
I thought they were changing (or already have changed?) the law so that it isn't a crime that you can report directly to the Police, you report it to the bank who then choose whether or not to report it to the Police.Had someone on the phone tell me 'it's not a crime as such....' Pardon?
Dear God. I can understand why people get upset..
Have to say I'm not entirely sure why it's treated any differently from someone nicking my wallet and spending the cash in it - other than they wouldn't get very far on the cash.
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