90 in a 50 outcome....
Discussion
Rochester BMW said:
Munkie said:
So a £485 fine but how much do you think your insurance premiums will go up by?
Im not really sure.... I'd guess a 20% increase or there abouts? Any ideas anyone?
(is a short ban seen as a lesser endorsement than say 9 points in one hit?)
Mr F
Good result there Rochester!
(over 3-yrs that 'non-fault' claim will cost me around £250 on my two cars and another £50-80 on the wife's!)
Rochester BMW said:
Maybe insurance companies dont take as much notice to points/bans for speeding as they used to?
If it's only a 20% rise it seems not...mine went up 6% for a non-fault claim! (over 3-yrs that 'non-fault' claim will cost me around £250 on my two cars and another £50-80 on the wife's!)
havoc said:
If it's only a 20% rise it seems not...mine went up 6% for a non-fault claim!
(over 3-yrs that 'non-fault' claim will cost me around £250 on my two cars and another £50-80 on the wife's!)
This is something I think should be looked at by the insureance obudsman etc. I can see no justification for increasing premiums if you have to make a cliam against a third party. Perhaps if you are in this situation you can claim against the third parties insurers for increased peremiums for the next x years? That might make them think twice about it.(over 3-yrs that 'non-fault' claim will cost me around £250 on my two cars and another £50-80 on the wife's!)
ASUI, a claim against a 3rd party where they are, and can be shown to be, 100% at fault, should include any and all uninsured losses. Thus you should claim for the damage to your property, the additional cost of travelling during the time your vehicle was off-the-road, any time lost at work which led to loss of earnings, car hire costs, costs of phone calls to your insurer or to the police or to the vehicle repairer, and so on. So long as the amount claimed can be demonstrated to be correct and fair, you will receive it as a cost of the accident. You should lose no NCB nor face a rise in premium so long as your insurer suffers no loss. Remember, it's a 'no-claims' discount, not a 'no-blame' discount. If you do have a premium increase imposed, then your insurer must re-claim this as part of the overall claim.
NobleGuy said:
Mine went up nothing for my 55 day ban, £400 fine, 6 points.
Have you had to renew insurance yet? I was told no increase for a simple 3 points, yet when I went to renew 6 months later the premium increased by over £100.Many, many years ago I was banned for 7 days and that didn't affect the premium at all.
ROXY1 said:
HI. WONDERED IF ANY BODY COULD HELP ME AS I'VE TRIED FINDING OUT OVER THE NET BUT CAN NOT FIND OUT ANYWERE. MY BOYFRIEND WAS DRIVING DOWN THE LOCAL DUAL CARRIAGE WAY AND HE WAS DOIN 60 MPH IN A 50 MPH AND UNLUCKY FOR HIM THERE WAS A POLICEMAN WITH A CAMERA ON WHICH HE THINKS HAS GOT HIM HE ALREADY HAS 3 POINTS BUT HAS ONLY BEEN DRIVING 12 MONTHS WILL HE BE ABLE TO TAKE THE SPEED AWARENESS COURSE WHICH WILL REMOVE THE 3 POINTS HE WILL GET IF HE GETS THEM THROUGH THE POST????????? THANKS FOR YOUR HELP IF POSSIBLE PLEASE EMAIL ME @ TILLYFORREST@HOTMAIL.COM
Hi Welcome to PH, just a hint here but it would have been better for you to create your own thread rather than hijacking someone elses, and if you can find the key labled "caps lock" perhaps you could press it once before you continue posting, as it's "IT'S RUDE TO SHOUT" Edited by ROXY1 on Wednesday 11th July 20:17
David Godfrey said:
ROXY1 said:
HI. WONDERED IF ANY BODY COULD HELP ME AS I'VE TRIED FINDING OUT OVER THE NET BUT CAN NOT FIND OUT ANYWERE. MY BOYFRIEND WAS DRIVING DOWN THE LOCAL DUAL CARRIAGE WAY AND HE WAS DOIN 60 MPH IN A 50 MPH AND UNLUCKY FOR HIM THERE WAS A POLICEMAN WITH A CAMERA ON WHICH HE THINKS HAS GOT HIM HE ALREADY HAS 3 POINTS BUT HAS ONLY BEEN DRIVING 12 MONTHS WILL HE BE ABLE TO TAKE THE SPEED AWARENESS COURSE WHICH WILL REMOVE THE 3 POINTS HE WILL GET IF HE GETS THEM THROUGH THE POST????????? THANKS FOR YOUR HELP IF POSSIBLE PLEASE EMAIL ME @ TILLYFORREST@HOTMAIL.COM
Hi Welcome to PH, just a hint here but it would have been better for you to create your own thread rather than hijacking someone elses, and if you can find the key labled "caps lock" perhaps you could press it once before you continue posting, as it's "IT'S RUDE TO SHOUT" Edited by ROXY1 on Wednesday 11th July 20:17
ROXY1 said:
OH SORRY i forgot what do you mean about hijacking sorry i have never used this before
Welcome to the forums 
. Start a new thread with the details (hijacking is mentioning your own situation and asking for advice in someone else's 'asking for advice' thread).Having said this, I believe that a 'speed awareness' course is only offered for a first speeding offence as well as for the lowest levels of infringement of the speed limit (like, 35 or 36 in a 30mph limit and not for 37mph or over - people that would benefit more from the course
).I think your boyfriend is snookered, sadly
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