Car tax on new car

[MrP80]

My girlfriend should be purchasing a used car from an independant dealer tomorrow. We have seen it before, and we are going down to make a deal, hopefully driving it away if we are happy (alreadu done HPI etc)

The problem is it has no tax currently on the car.

Would we be able to go to the post office in the morning, with the new keepers supplement, cash and an insurance certificate stating we are insured on any car (but the main insurance is on her current car)? I have done this now, but am not sure if this is still possible.

Would they accept this or would they require a certificate with the correct reg number on?

Thanks

[Andyr86]

As I understand it you need to have an insurance specific to the vehicle before you tax the vehicle. You cannot tax a vehicle on a blanket policy.

[MrP80]

Andyr86 said:

As I understand it you need to have an insurance specific to the vehicle before you tax the vehicle. You cannot tax a vehicle on a blanket policy.

As i suspected. I take it it's easy for a dealer to tax it on a traders policy. We don't care how it's done, but we want it taxed before we drive it. We may get away with it, but would rather not risk it and have the disk on the screen.

[joewilliams]

Andyr86 said:

As I understand it you need to have an insurance specific to the vehicle before you tax the vehicle. You cannot tax a vehicle on a blanket policy.

My insurance certificate simply states my name and my company name and specifies something along the lines of "any vehicle belonging to the insured or lent or hired to him". It's a very useful bit of paper

However, it sounds like the OP is relying on the 3rd party cover on other vehicles provided by an insurance policy on a specific car, which I don't think would work.

[tigger1]

Get a 7 day cover note from somewhere like Norwich Union? *Most* dealers can sort you out with one of these I think, I know I've used them in the past to get tax on a 2nd hand car

[Andyr86]

A trader may be able to tax the vehicle for you at cost. You might want to ask about it.

[MrP80]

Andyr86 said:

A trader may be able to tax the vehicle for you at cost. You might want to ask about it.

Think this will be the better option. Just wondered if we had an alternative. Just don't have any faith in getting a cover note through the post.

Dealer looks like the only viable option, thanks for all the comments

[Andyr86]

tigger1 said:

Get a 7 day cover note from somewhere like Norwich Union? *Most* dealers can sort you out with one of these I think, I know I've used them in the past to get tax on a 2nd hand car

All tempoary cover notes state clearly on them that they must not be used to tax the vehicle.

[tigger1]

Andyr86 said:

tigger1 said:

Get a 7 day cover note from somewhere like Norwich Union? *Most* dealers can sort you out with one of these I think, I know I've used them in the past to get tax on a 2nd hand car

All tempoary cover notes state clearly on them that they must not be used to tax the vehicle.

Mine didn't.

[oldsoak]

Depending on the car dealership, many can offer their own insurance on a seven day basis to enable the 'niceties' of taxing a second hand vehicle by the new owner possible.
They can sign you up on the spot , give you the covering certificate and either they or yourself toddle off to the local P.O. and get the vehicle taxed.
Or you can cut a deal whereby 6 months Tax is included in the purchase price...

Edited by oldsoak on Friday 12th October 12:43

[H_Kan]

When we bought a car around 18 months ago, it was from an independent dealer in Portsmouth which is about 120 miles from where we live.

So obviously I wasn't going to insure a car I'd not seen in the flesh. We arrived on a Sunday afternoon to see the car and so it wasn't possible to tax the car, and there was no way we were doing the 120mile trip again. So we bought the car, bought insurance online and didn't drive the car for 4-5 days whilst the papers came through. Not strictly legal, but morally ok, and I'm sure that any Bib who saw it parked up would understand. Also if you park the car up, out of the way, then what realistically are the chances of it being found out?

But if you can get it done then go for it.

[DBSV8]

MrP80 said:

Andyr86 said:

A trader may be able to tax the vehicle for you at cost. You might want to ask about it.

Think this will be the better option. Just wondered if we had an alternative. Just don't have any faith in getting a cover note through the post.

Dealer looks like the only viable option, thanks for all the comments

If the dealer taxes the car then he would have to declare to the DVLA that he is the registered owner , which would add an extra owner to the history of the vehicle , where as at the moment acting as a dealer he is possibly not registered as the keeper ?
have to verify if this is correct ?

I know some garages operate in this way

[MrP80]

All sorted, threw in 12 months tax we just had to wait a bit while he sent his saturday boy to the post office. All the needed was the new keeper supplement and their trade insurance


Cheers guys