Insurance issues....
Author
Discussion

merlin5

Original Poster:

112 posts

251 months

Monday 29th October 2007
quotequote all
I witnessed someone brush against my parked car in a carpark with their car. The lady saw me and drove off. Didn't manage to get the reg plate. Just wondering though, even if I DID get the plate and they deny it - what happens in that scenario. Unfortunately there was no CCTV cover.

fat tony

392 posts

238 months

Monday 29th October 2007
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From previous threads I would say it would be a 50/50 claim. Bummer, but that's the insurance companys

FiveStar

760 posts

235 months

Monday 29th October 2007
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In cases like this its all about an "independent" witness!

DannyR

398 posts

231 months

Monday 29th October 2007
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yes, i would have a talk to someone who winessed this "independently" as well

evolution666

310 posts

266 months

Monday 29th October 2007
quotequote all
ah ha....


so what happens is this...

you see someone hit your car, (providing your 100% certain mind) they drive off into the distance thinking they got away with it cos you need an indipandant wittness to verify the incident.

at that very same time, some one you know (obviously this is unbeknown to the law or insurance companies) seen them do it also.......


bingo, theres ya wittness. couple of pints don the pub should keep them happy meanwhile the hit and run scumbag gets done on 2 accounts hopefully



not that i condone any form of truth bending

Cooperman

4,428 posts

281 months

Monday 29th October 2007
quotequote all
evolution666 said:
ah ha....


so what happens is this...

you see someone hit your car, (providing your 100% certain mind) they drive off into the distance thinking they got away with it cos you need an indipandant wittness to verify the incident.

at that very same time, some one you know (obviously this is unbeknown to the law or insurance companies) seen them do it also.......


bingo, theres ya wittness. couple of pints don the pub should keep them happy meanwhile the hit and run scumbag gets done on 2 accounts hopefully



not that i condone any form of truth bending
And a police officer sees you breaking the speed limit. He doesn't actually manage to clock your speed, because you see him and slow down as soon as he starts to follow you. However, he stops you and tells you that you'll be reported for speeding.
Now, how do you feel about that?
What's the difference between that and what you advocate?

evolution666

310 posts

266 months

Monday 29th October 2007
quotequote all
Cooperman said:
evolution666 said:
ah ha....


so what happens is this...

you see someone hit your car, (providing your 100% certain mind) they drive off into the distance thinking they got away with it cos you need an indipandant wittness to verify the incident.

at that very same time, some one you know (obviously this is unbeknown to the law or insurance companies) seen them do it also.......


bingo, theres ya wittness. couple of pints don the pub should keep them happy meanwhile the hit and run scumbag gets done on 2 accounts hopefully



not that i condone any form of truth bending
And a police officer sees you breaking the speed limit. He doesn't actually manage to clock your speed, because you see him and slow down as soon as he starts to follow you. However, he stops you and tells you that you'll be reported for speeding.
Now, how do you feel about that?
What's the difference between that and what you advocate?
this difference is nothing, if i was speeding, im guilty am i not...



i can see ur point and bending the truth isnt right, but niether is damaging someones car and not owning up....



edited as origional tone came out wrong there lol

Edited by evolution666 on Monday 29th October 16:37

Munter

31,331 posts

272 months

Monday 29th October 2007
quotequote all
Cooperman said:
evolution666 said:
ah ha....


so what happens is this...

you see someone hit your car, (providing your 100% certain mind) they drive off into the distance thinking they got away with it cos you need an indipandant wittness to verify the incident.

at that very same time, some one you know (obviously this is unbeknown to the law or insurance companies) seen them do it also.......


bingo, theres ya wittness. couple of pints don the pub should keep them happy meanwhile the hit and run scumbag gets done on 2 accounts hopefully



not that i condone any form of truth bending
And a police officer sees you breaking the speed limit. He doesn't actually manage to clock your speed, because you see him and slow down as soon as he starts to follow you. However, he stops you and tells you that you'll be reported for speeding.
Now, how do you feel about that?
What's the difference between that and what you advocate?
Nobody's property has been knowingly damaged, thus reducing the value of the car. Essentially your asking whats the difference between theft and speeding. One of them has a victim. In your speeding story there is no victim.

Cooperman

4,428 posts

281 months

Monday 29th October 2007
quotequote all
OK, I take your well-made point and you are quite right.
It is a bummer when someone scratches your car and drives off. All too common nowadays though.
Even if the other driver stops and gives you their address, you can still lose out.
Many years ago I had someone drive into the back of my 850 Mini (it was that long ago). The lady driver got out and looked at the dent in my bumper, gave me her name and address, etc. She said she didn't want to claim, and to send her the estimate which she would pay. I did that and heard nothing. It turned out that, by co-incidence, a friend of mine know her husband slightly and he was a solicitor. Not witness, no evidence, no possible court case, no money.

evolution666

310 posts

266 months

Monday 29th October 2007
quotequote all
in a world that is fair, this situation would never surface, but its happening all to often.


a different slant on it is, if you hit a car thats already been damaged what do you do. you are then relying on the owner to sya hold up, you didnt do that bit so al only take half the repair money from you.....



it relys on trust all round really, summit there aint a great deal of.


lesson for today, try no to park your car anywhere where its likely to be damaged, try and park under a cctv and FFS, dont hit anything yourself then you cant ever be the victim of a a suspect friendly indipendant wittness lol

merlin5

Original Poster:

112 posts

251 months

Monday 29th October 2007
quotequote all
Even with an independent witness, if he continues to deny - can he still be charged by the law?