Road tax from a dealer
Discussion
Just visited a dealer to buy a new car. Well second hand really, for my niece. It was a Y reg Clio sport. It had no road tax, but the dealer said over the phone on Thursday that if we bought it on Saturday morning before the Post Office closed then he would put on 6 months tax.
After travelling 2 1/2 hours to the garage this morning, he then told us that the DVLA has just issued a notice to all dealers saying they are no longer allowed to tax vehicles with their trader policies. Any sold vehicles must be taxed using the buyers own insurance.
Is this true???
Very annoying if it is, as I could have taken my own ins document with me that would have covered it.
After travelling 2 1/2 hours to the garage this morning, he then told us that the DVLA has just issued a notice to all dealers saying they are no longer allowed to tax vehicles with their trader policies. Any sold vehicles must be taxed using the buyers own insurance.
Is this true???
Very annoying if it is, as I could have taken my own ins document with me that would have covered it.
I bought a car from a dealer last week. He has some kind of deal with norwich union. You call them up, give them your details, they quote for your annual cover you say 'no thanks' and they then give you 1 weeks free fully comp insurance for your trouble. The cover note is emailed to the dealer within 1 hour of the call , he then pops down to the PO and gets the tax. Once done you call back and cancel the weeks insurance (assuming that like me you have transferred your old insurance over). Job done.
It was great for me as I insure with RAC who are just a front for NU, so they already had all my details so I didnt have to answer any questions. Whole thing took about 2 minutes.
It was great for me as I insure with RAC who are just a front for NU, so they already had all my details so I didnt have to answer any questions. Whole thing took about 2 minutes.
AFAIK there has been no recent change, I see no reason why the dealer could not tax a used car in their name with their cover note. But it will add another owner onto the V5, when it arrives back at the dealers a few weeks later in their name, and they send it off again with your details on it.
The dealer has never been able to tax a used car in your name on their cover note. Unless their specific PO has been turning a blind eye (unlikely) and has changed their minds about it all of a sudden.
What used to really annoy me about taxing cars at the PO was that you would have legitimate paperwork to tax a car, but due to something being in the wrong colour ink, or being Ramadan or something, they wouldn't accept the real cover note. So i'd pop back to the dealership, write out a new cover note from the 'we sell insurance' book, take the top copy, write void on all the other carbons, then tax the car with a wholly illegitimate cover note, and they would be happy! gotta love jobsworths!
The dealer has never been able to tax a used car in your name on their cover note. Unless their specific PO has been turning a blind eye (unlikely) and has changed their minds about it all of a sudden.
What used to really annoy me about taxing cars at the PO was that you would have legitimate paperwork to tax a car, but due to something being in the wrong colour ink, or being Ramadan or something, they wouldn't accept the real cover note. So i'd pop back to the dealership, write out a new cover note from the 'we sell insurance' book, take the top copy, write void on all the other carbons, then tax the car with a wholly illegitimate cover note, and they would be happy! gotta love jobsworths!
We took advantage of our local Honda dealer's "free one week's Insurance" offer and they taxed our 'new' secondhand car on that policy last July. On another topic, they didn't tell us they could offer us this 'facility' until we had tried to jump through hoops to get our Ins Docs to them (we didn't manage it
).
The large motor Auctions, I believe, won't let a private punter keep the tax that came with the car when they received it for auction - they say that doing this ensures that the car is insured before it leaves their premises and this protects them legally some way or another (possibly to do with today's litigous society???). Maybe this ties in to the original post?
).The large motor Auctions, I believe, won't let a private punter keep the tax that came with the car when they received it for auction - they say that doing this ensures that the car is insured before it leaves their premises and this protects them legally some way or another (possibly to do with today's litigous society???). Maybe this ties in to the original post?
Wow, I need to know this - a dealer is saying he will tax my new (to me) car for me so I can collect it when I get back in the country. Yes it's insured under my own policy, but I don't have docs with me and I arrive at 18:30 - too late to do anything. If it's not taxed, I will have to cross the country yet again...
He has already screwed up with the V5/change of reg and I have now ben waiting for 39 days to collect the car I put down a deposit on all that time ago. So he may not know the law very well...
He has already screwed up with the V5/change of reg and I have now ben waiting for 39 days to collect the car I put down a deposit on all that time ago. So he may not know the law very well...
bigdods said:
I bought a car from a dealer last week. He has some kind of deal with norwich union. You call them up, give them your details, they quote for your annual cover you say 'no thanks' and they then give you 1 weeks free fully comp insurance for your trouble. The cover note is emailed to the dealer within 1 hour of the call , he then pops down to the PO and gets the tax. Once done you call back and cancel the weeks insurance (assuming that like me you have transferred your old insurance over). Job done.
It was great for me as I insure with RAC who are just a front for NU, so they already had all my details so I didnt have to answer any questions. Whole thing took about 2 minutes.
I did the same on Saturday. My Ins Co twice failed to email the cover note to the dealer so a 5 min call to NU sorted it all out. It was great for me as I insure with RAC who are just a front for NU, so they already had all my details so I didnt have to answer any questions. Whole thing took about 2 minutes.
Just recently bought a new car at a dealers in September and we were asked to forward our insurance cover note so that the car could be supplied with 6 months tax so that would probably explain it.
I seem to recall that dealers used to be hold a number of tax discs and could tax their cars for retail as required but perhaps this is now a thing of the past like the MOT stamp following the advent of computer issued certificates.
Regards all.
I seem to recall that dealers used to be hold a number of tax discs and could tax their cars for retail as required but perhaps this is now a thing of the past like the MOT stamp following the advent of computer issued certificates.
Regards all.
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