Hit and Run?

[SirSimon]

Quick question, Im watching Road Wars , and a car chase has happened. The boy that nicked the car, crashed the car into a parked motor, and jumped over the wall. The Police officer then kicked the wooden garage door down, to catch the guy.
My question is, what would happen to your car for damage, as you where not to blame. ie would you have to claim for this on your insurance, loosing your no claims? Also as the door was kicked down by Police, would they pay for this?

Regards,

[WeirdNeville]

SirSimon said:

My question is, what would happen to your car for damage, as you where not to blame. ie would you have to claim for this on your insurance, loosing your no claims?

Yes. That's hy you have insurance. For bad luck situations.

SirSimon said:

Also as the door was kicked down by Police, would they pay for this?

Yes. The owner would be compensated. A form is left (and the premesis secured) if the owner cannot be found at the time.

[SirSimon]

WeirdNeville said:

SirSimon said:

My question is, what would happen to your car for damage, as you where not to blame. ie would you have to claim for this on your insurance, loosing your no claims?

Yes. That's hy you have insurance. For bad luck situations.

SirSimon said:

Also as the door was kicked down by Police, would they pay for this?

Yes. The owner would be compensated. A form is left (and the premesis secured) if the owner cannot be found at the time.

Well that's abit shite!!

[Hooli]

SirSimon said:

WeirdNeville said:

SirSimon said:

My question is, what would happen to your car for damage, as you where not to blame. ie would you have to claim for this on your insurance, loosing your no claims?

Yes. That's hy you have insurance. For bad luck situations.

SirSimon said:

Also as the door was kicked down by Police, would they pay for this?

Yes. The owner would be compensated. A form is left (and the premesis secured) if the owner cannot be found at the time.

Well that's abit shite!!

you'd prefer not to get paid? i fail to see a better sensible option.

[SirSimon]

@ the car part.

[Mr2Mike]

SirSimon said:

@ the car part.

Who do you propose should pay for the damage? The scrotes won't be insured, and yhou wouldn't have any luck getting money out of them anyway.

[Mg6b]

Normally, the person who's car was innocently involved in a police chase will claim off the insurance of the stolen vehicle if it has any covering it. A bit unlucky for the car loser but that's what insurance is for.

If the stolen car is not covered by insurance, then an MIB claim is usually effective minus the £300 excess they withhold.

[cluelessboy]

Makes you wonder sometimes if it's easier stealing the cars and driving them without insurance than being on the recieving end of it.