Insurance claim and police report
Discussion
Forget why I ask, because if I told you it wasn't anything to do with me, you wouldn't believe that my 'friend' had asked for advice anyway!
Long story short;
- Item stolen from bag
- It's insured for theft
- Clause in insurance saying "not insured if - from any building, land or premises unless force, resulting in damage to the building or premises, was used to gain entry or exit unless the insured item was stored in a fixed, locked receptable and force resulting in entry to that receptacle was used".
- Reported to police with correct story, stolen from bag at side of tennis court.
- Then checked policy.
- Told insurance company that it was stolen by someone forcing the door into the club whilst they were playing.
Do they insurance check with the police?
Long story short;
- Item stolen from bag
- It's insured for theft
- Clause in insurance saying "not insured if - from any building, land or premises unless force, resulting in damage to the building or premises, was used to gain entry or exit unless the insured item was stored in a fixed, locked receptable and force resulting in entry to that receptacle was used".
- Reported to police with correct story, stolen from bag at side of tennis court.
- Then checked policy.
- Told insurance company that it was stolen by someone forcing the door into the club whilst they were playing.
Do they insurance check with the police?
ked. 
Justayellowbadge said:
ALittleEXcited said:
Shut it. ITS NOT ME 
So this isn't your iphone I found lying on the floor of the tennis club car park?Great, I'll keep it then.
On a serious note, it truly isn't me, it's a tennis colleague who had a Bremont watch nicked last night.
The insurance company will contact the police to obtain full details of the crime report. That will include specifics - i.e what was taken, where, dates and times and (most importantly) by what means.
The crime report will show that the 'victim' is lying to the insurance company. Depending on where the insurance company decide to go from there, 'victim' could end up being arrested for committing fraud by false representation.
The crime report will show that the 'victim' is lying to the insurance company. Depending on where the insurance company decide to go from there, 'victim' could end up being arrested for committing fraud by false representation.
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