Advice would be good!
Discussion
Hello every one, I am new here and have a very worrying problem.
My boyfriend was involved in an accident with a motorbike. The crime officer came out to look at the accident and told him that the blame was on the motorbike as skid marks showed he was only doing 10 mph, whereas the motorbike was doing alot more. No damage was done to the car or by boyfriend, but the motorbike was trashed and the man sustained a broken collar bone and the woman a broken arm. My boyfriend was told to produce documents, he immediately came home to do so and to our horror and panic found the mot had expired 3 weeks earlier. We put off the visit to the police and got the car mot asap, and it passed. However we now have to face the police with these documents and to make matters even worse the people on the bike have both put in claims against my boyfriend, even though the accident was not his fault. What can we expect to happen next? Any advice would be more than welcome before we have to face the horror to come.
My boyfriend was involved in an accident with a motorbike. The crime officer came out to look at the accident and told him that the blame was on the motorbike as skid marks showed he was only doing 10 mph, whereas the motorbike was doing alot more. No damage was done to the car or by boyfriend, but the motorbike was trashed and the man sustained a broken collar bone and the woman a broken arm. My boyfriend was told to produce documents, he immediately came home to do so and to our horror and panic found the mot had expired 3 weeks earlier. We put off the visit to the police and got the car mot asap, and it passed. However we now have to face the police with these documents and to make matters even worse the people on the bike have both put in claims against my boyfriend, even though the accident was not his fault. What can we expect to happen next? Any advice would be more than welcome before we have to face the horror to come.
Hey quit worrying. This aint a hanging matter.
I presume it was only the Test certificate you were asked to produce??????.
Get down to the Plodshop with both MOT and explain.
Most probable they may bend your ear about not having one but will appreciate that you have made the effort to rectify. Even if they sheet you its a nominal fine and no penalty points.
The claim of the other party can be left to the Insurance Co to sort out, thats what you pay for. You do have Insurance? You have informed them???
DVD
>> Edited by Dwight VanDriver on Friday 30th April 15:02
I presume it was only the Test certificate you were asked to produce??????.
Get down to the Plodshop with both MOT and explain.
Most probable they may bend your ear about not having one but will appreciate that you have made the effort to rectify. Even if they sheet you its a nominal fine and no penalty points.
The claim of the other party can be left to the Insurance Co to sort out, thats what you pay for. You do have Insurance? You have informed them???
DVD
>> Edited by Dwight VanDriver on Friday 30th April 15:02
My only accident was similar at age 17 not long passed test.
Pulled out on a biker he crashed into me.
Found out MOT had expired 2 days earlier.
Got it MOt'd Ok.
Ended up with 6 points and a 150 quid fine for careless driving.
A good learning experience, although the biker may disagree.
Insurance company paid out without a quibble tho'
Pulled out on a biker he crashed into me.
Found out MOT had expired 2 days earlier.
Got it MOt'd Ok.
Ended up with 6 points and a 150 quid fine for careless driving.
A good learning experience, although the biker may disagree.
Insurance company paid out without a quibble tho'
Little update on the situation, we faced the police and were told it would have to go to court. My boyfriend got a caution then and there and now we have to wait and see what happens in court. The police said more than likely a £60 fine and 3 points, just for no mot. What will the insurance say!!
MOT offences are not endorsable.
It sounds as though your boyfriend has been reported for the offences of No MOT and faiing to produce it.
You cannot produce something you do not have so If CPS decide to prosecute, then you may have to pay a fine which could be between £50 and £100 depending on your means.
As for the motorcyclist and his pillion claiming against your insurance, don't worry about it. If the evidence appears to point to the blame being theirs, then no payout will come from your insurers and you will not incur loss of no claims.
This sort of thing happens all the time. Be thankfull that no one involved was too badly hurt and get on with your lives. It is no big deal really!
It sounds as though your boyfriend has been reported for the offences of No MOT and faiing to produce it.
You cannot produce something you do not have so If CPS decide to prosecute, then you may have to pay a fine which could be between £50 and £100 depending on your means.
As for the motorcyclist and his pillion claiming against your insurance, don't worry about it. If the evidence appears to point to the blame being theirs, then no payout will come from your insurers and you will not incur loss of no claims.
This sort of thing happens all the time. Be thankfull that no one involved was too badly hurt and get on with your lives. It is no big deal really!
CB-Dave said:
not all testing stations do chris, every time I've MOT'ed a car I've never had a sticker stuck on the windscreen...
the few I have actually seen stickered up, come from main dealer garages who rely on prompting to retain business (imho of course!)
Same here - no sticker at an indepedent garage but my parent's cars both got when tested at dealerships (although the cars are both 10yrs old+). My mum gets free MOT's from the Nissan garage while she owns the car and amazingly they don't find silly stuff to charge for every year!
Oh - on the MOT point I agree with everybody's comments and have heard that in an accident situation no MOT is not a problem unless the car's unroadworthiness contributed to the accident. An investigator would easily be able to tell this. I think *some* insurers insist that a car has an MOT but this would only ever affect the comprehensive part of the policy, the 3rd party aspect will always be valid.
Gareth
>> Edited by g_attrill on Tuesday 4th May 15:28
) and I have never known the lack of an MOT affect the way in which a case is processed or have a bearing on the outcome!I got a producer about 3 years ago. didnt think there was a problem until i checked doc'ts and found MOT had expired 4 months previously!! 
Spent £600 getting car through MOT, produced that a day late (other bits on time, though) and was told would go to CPS to decide. had a letter through couple of months later saying no prosecution (phew!).
I was totally up front at the station and explained that I'd been moving house at the time of expiry (true) and by the time I had finished moving simply forgot (also true).
Spent £600 getting car through MOT, produced that a day late (other bits on time, though) and was told would go to CPS to decide. had a letter through couple of months later saying no prosecution (phew!).
I was totally up front at the station and explained that I'd been moving house at the time of expiry (true) and by the time I had finished moving simply forgot (also true).
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