Fraudulent bankers draft!!!!!!!!!!!!!!!!

Fraudulent bankers draft!!!!!!!!!!!!!!!!

Author
Discussion

'gralegeezer

Original Poster:

155 posts

226 months

Wednesday 31st May 2006
quotequote all
Desperate for any help or advice anyone can give after being given a fraudulent draft as full payment for my 53 plate M3.

A guy came up from London, foreign with the "name" Thomas Kelensen, had ID with him driving licence and address. Gave the draft to my mate who half owned the car with me. The Royal Bank of Scotland draft was taken to his local branch as he has an account at RBS and he asked them to verify the draft which they did, saying it was fine. The car went and the next working day, £25,000 creditted into the account. Thank you very much!

TWO WEEKS later, he gets a letter from the bank, saying the money has been debitted from his account as the draft was fraudulent. That was it. No advice or contact details for their fraud dept. Reported the matter to the police who, quite frankl, were poor in their response. Activated the Tracker but surprise surprise after two weeks either the unit had been ripped out or the car has gone abroad. So no car and no money, no interest from the bank and very little from the police.

Are the bank somehow liable for the fact they were asked to verify their own draft and said it was fine only for it to be found to be far from some two weeks later? Where do I go from here? (Sensible answers only please guys, I'm still a bit tender as you can imagine!!)

Cheers

anonymous-user

60 months

Wednesday 31st May 2006
quotequote all
What details do you know about "Thomas Kelensen"? Write anything down with regards to driving license number? Tell us everything you know about him. Also, what are the police going to do next?

Also, you should post this up in the "Speed, Plod & the Law" forum. Will get a much bigger response there

>> Edited by Symbolica on Wednesday 31st May 21:09

Red Head

Original Poster:

155 posts

226 months

Wednesday 31st May 2006
quotequote all
He was about 5'9" tall, tanned, built like the sort of bloke that goes to a gym 3 or 4 times a week. Wore black rectangular shaped glasses and wore black turtle neck short sleeved top and black trousers. "Lived" at 11 Kingsland Road E2 apparently!

Don't know what the police are going to do next. It was reported to them on Friday and we've heard absolutley nothing since!

Davi

17,153 posts

226 months

Wednesday 31st May 2006
quotequote all
also, stick up pictures of the car, plate if you have it, long shot but just maybe someone might spot it.

Red Head

Original Poster:

155 posts

226 months

Wednesday 31st May 2006
quotequote all
Her's the link to the car

http://pistonheads.com/sales/73618.ht

Cheers

Davi

17,153 posts

226 months

Wednesday 31st May 2006
quotequote all
that address is registered to Identity Uk - see www.identity-uk.com/

might be worth giving them a call?

Red Head

Original Poster:

155 posts

226 months

Wednesday 31st May 2006
quotequote all
Blimey, that might be useful. I fancy I might be paying them a visit very soon! Thanks a lot

anonymous-user

60 months

Wednesday 31st May 2006
quotequote all
Worth a try. Even if he lied it's possible that he lives somewhere in that area, since most liars try to stick as close to the truth as possible, to avoid being caught out

Davi

17,153 posts

226 months

Wednesday 31st May 2006
quotequote all
could certainly be worth going along and having a chat, or at least scoping out the area, just in case! might be a wild goose chase but fingers crossed its of some help.

PetrolTed

34,443 posts

309 months

Wednesday 31st May 2006
quotequote all
Did they email you or telephone when they first made contact?

Red Head

Original Poster:

155 posts

226 months

Wednesday 31st May 2006
quotequote all
Telephone but it's been turned off ever since the car went

PetrolTed

34,443 posts

309 months

Wednesday 31st May 2006
quotequote all
I asked only because if they'd have emailed you then I could check our logs for info. Sorry I can't help more.

Best of luck. Damn crap if banks aren't prepared to accept responsibility for verifying drafts.

Wacky Racer

38,919 posts

253 months

Wednesday 31st May 2006
quotequote all
I have always thought Bankers Drafts are not as safe as cash, they can be stolen or even forged...

I would imagine your best hope would be to pursue the bank in question, and play on the fact that they told you it was OK....

Good luck....

Red Head

Original Poster:

155 posts

226 months

Wednesday 31st May 2006
quotequote all
No worries about checking the logs, wish me luck with the bank!"!

handbag

584 posts

222 months

Wednesday 31st May 2006
quotequote all
Good luck with the bank. Sounds like you did what you could, yet you're still being held responsible because the bank failed to pick up that the draft was fraudulent. That's just not right.


>> Edited by handbag on Wednesday 31st May 22:34

datasafe

911 posts

237 months

Friday 2nd June 2006
quotequote all
That's a real shit story and sorry to read you've been well and truly tucked up.

I'd take the bank on if I was you. Issue a summons and you might get some response, if you don't you get judgement against them.

I hate banks with a vengeance!!

Whenever I sell a car these days, I always take a picture of the purchaser with the car. I know it won't help in this situation. I also use one of the mp3 players to record the conversation with the purchaser.

Edited by datasafe on Friday 2nd June 17:14

steff

1,420 posts

269 months

Friday 2nd June 2006
quotequote all
datasafe said:


Whenever I sell a car these days, I always take a picture of the purchaser with the car. I know it won't help in this situation. I also use one of the mp3 players to record the conversation with the purchaser.



I usually take their fingerprints, a biometric scan, blood sample, a lock of hair and their first born child.

datasafe

911 posts

237 months

Friday 2nd June 2006
quotequote all
Good idea

Edited by datasafe on Friday 2nd June 17:15

the kowalski

129 posts

240 months

Friday 2nd June 2006
quotequote all
Really sorry to hear you've been ripped off. There are some complete TW*TS out there.
Like Datasafe, I'd go after the bank, but don't hold your breath. You may want to contact BMW themselves, give them the chassis and engine nos. You never know your luck, some one may take it to a dealer for a service. As for the Police, they don't give a F**K, you weren't speeding !!!
Good luck.

the kowalski

129 posts

240 months

Friday 2nd June 2006
quotequote all
Just a further thought ! The Bank obviously has to accept some responsibilty for the error. As the Bankers Draft is supposed to have been issued by the same Bank, then I'm fairly sure they'd try and avoid any bad press. Try contacting one of the local consumer programmes, The Ferret, or even Watchdog. Might be worth a try !