Mods to take your TVR up to it's advertised power
Discussion
I didn't want to put insurance in the title,or no one would read the thread.
i have been looking into buying a chim, and the 500 is rated at 340bhp (i think), but i have been told that they only really produce 290bhp on the rolling road, if you mod them up to 340 bhp, do you have to tell the insurance company, because at the end of the day they are still covering a 340bhp TVR, just like the one you quoted on the form.
Interesting puzzler, i open it to the floor
greg
i have been looking into buying a chim, and the 500 is rated at 340bhp (i think), but i have been told that they only really produce 290bhp on the rolling road, if you mod them up to 340 bhp, do you have to tell the insurance company, because at the end of the day they are still covering a 340bhp TVR, just like the one you quoted on the form.
Interesting puzzler, i open it to the floor
greg
greg_D said:
I didn't want to put insurance in the title,or no one would read the thread.
i have been looking into buying a chim, and the 500 is rated at 340bhp (i think), but i have been told that they only really produce 290bhp on the rolling road, if you mod them up to 340 bhp, do you have to tell the insurance company, because at the end of the day they are still covering a 340bhp TVR, just like the one you quoted on the form.
Interesting puzzler, i open it to the floor
greg
I don't think it works that way - they'll view it as a standard engine vs one with performance modifications. Insurance inspectors don't use a rolling road to test such things - they lift the bonnet and have a damn good look inside. I'm pretty sure any such mods should be reported to the insurers.
If only!
No, the car will have been modified, ergo it will not be covered. This they will do even if your "tuner" is a total duffer and actually makes the car slower, as the actual "risk" of a modified car is, in my cynical and world weary view, a distraction and of little relevance. Modifications are a "get out of paying" card for insurance companies if you don't tell them, and a licence to you off if you do.
Personally I've had quite enough of being ripped off and I will only ever buy TPF&T insurance from now on. They won't pay out [on Fully Comp] if you claim, or if they do your premium hike will recover them their loss in 3 years, with a tidy profit thereafter. You lose whichever way you go.
No, the car will have been modified, ergo it will not be covered. This they will do even if your "tuner" is a total duffer and actually makes the car slower, as the actual "risk" of a modified car is, in my cynical and world weary view, a distraction and of little relevance. Modifications are a "get out of paying" card for insurance companies if you don't tell them, and a licence to you off if you do.
Personally I've had quite enough of being ripped off and I will only ever buy TPF&T insurance from now on. They won't pay out [on Fully Comp] if you claim, or if they do your premium hike will recover them their loss in 3 years, with a tidy profit thereafter. You lose whichever way you go.
GingerNinja said:
I don't think it works that way - they'll view it as a standard engine vs one with performance modifications. Insurance inspectors don't use a rolling road to test such things - they lift the bonnet and have a damn good look inside. I'm pretty sure any such mods should be reported to the insurers.
You could could presumably blueprint the engine to get it nearer its quoted power with no insurance problems at all, as the engine is not modified from standard, merely optimised.
Just had my renewal through from Mannings, thought I'd better inform them of recent engine mods - MA chip, V8D cam, bigger airflow meter & ducting, Nitrons, brakes, cuddly toy.
Ready and armed with the rolling road printouts which of course are no where near TVR's claimed output to argue my case, but no need. They were quite happy with it all, no change in premium, "we understand TVR's" he said.
How refreshing.
David
Ready and armed with the rolling road printouts which of course are no where near TVR's claimed output to argue my case, but no need. They were quite happy with it all, no change in premium, "we understand TVR's" he said.
How refreshing.
David
Pigeon said:
the 500 is rated at 340bhp (i think), but i have been told that they only really produce 290bhp on the rolling road
Could this be the difference between power at the flywheel and power at the road?
Unfortunately not. Power on the road is usually measured at about 230bhp.
yes you must tell the insurer.
expect around 10% increase on premium if you go to Sunninghill or mannings (mannings added because of earlier comments. they wouldn't do ANYTHING reasonable for me 6 months ago!!)
reasonable for approx 10% gain on standard power i guess (275 is thought to be a good 'un, thats what mine was!)
BTW sunninghill include track cover for ALL marshalled events, if info'd before hand. thats worth alot of money to me!!
but even with LOTS of mods, mines still only pushing 310bhp (280 ATW) and the best i've seen is 320!
they are MUCH quicker than standard and thats what counts!!!
>> Edited by Guillotine on Saturday 18th September 15:49
expect around 10% increase on premium if you go to Sunninghill or mannings (mannings added because of earlier comments. they wouldn't do ANYTHING reasonable for me 6 months ago!!)
reasonable for approx 10% gain on standard power i guess (275 is thought to be a good 'un, thats what mine was!)
BTW sunninghill include track cover for ALL marshalled events, if info'd before hand. thats worth alot of money to me!!
but even with LOTS of mods, mines still only pushing 310bhp (280 ATW) and the best i've seen is 320!
they are MUCH quicker than standard and thats what counts!!!
>> Edited by Guillotine on Saturday 18th September 15:49
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