Breakdown cover ?
Author
Discussion

millerman

Original Poster:

817 posts

267 months

Wednesday 27th October 2004
quotequote all
Had the Tuscan about 4 months now (many smiles). I have never had breakdown cover on any car before (usually Mazda etc)

The TUSCAN is great no problems at all, but you never know !

To get to the point, can anyone recommend a particular cover or organization and likely cost ? Should I go with AA, RAC Green Flag etc ?

Cheers
Nick

Tripps

5,814 posts

301 months

Wednesday 27th October 2004
quotequote all
I chose the AA as they will recover from a track day.

The RAC explicitly wouldn't and neither would another I spoke to - can't recall which though.

andy4200

5,125 posts

302 months

Wednesday 27th October 2004
quotequote all
Use AA myself. Had them out a couple of times, just little things and have no issues or complaints.
I got their warranty type thing also. 50 quid a year and they will cover 3 claims of 500 quid for anything they can't fix.
Hopefully don't have to use it but it would cover the cost of slave cylinder or something like that if it needed done.

Cosmoschick

7,977 posts

278 months

Wednesday 27th October 2004
quotequote all
I'm with the AA. It covers you whether driving or are a passenger in any car because you are the person covered not your car.

I've also taken out an extra policy with the AA which covers your car being taken to the nearest suitable garage if the patrolman is able to diagnose the problem but cannot fix it at the roadside. The cost of parts/labour is covered up to a maximum of £500 any one claim, 3 times a year. It's about £50 per year.

DustyC

12,822 posts

283 months

Wednesday 27th October 2004
quotequote all
Britannia for 3 cars (inc TVR) and 2 people anywhere in Europe for one year with all possible benefits = £130.

Podie

46,649 posts

304 months

Wednesday 27th October 2004
quotequote all
Check to see if your insurers do a policy… often cheaper. Sunninghill and Mannings offer them at extra cost...

Tripps

5,814 posts

301 months

Wednesday 27th October 2004
quotequote all
DustyC said:
Britannia for 3 cars (inc TVR) and 2 people anywhere in Europe for one year with all possible benefits = £130.
Chirst that's not bad, our AA cover for two people (any cars) is around £190 and doesn't cover Europe.

DustyC

12,822 posts

283 months

Wednesday 27th October 2004
quotequote all
Ours is any cars too but I registered all the cars with them anyway (it seemed too good to be true!) and made the TVR the main car.

Euro cover is for 90 days at a time and unlimited amount of times.

trinitycall

655 posts

265 months

Wednesday 27th October 2004
quotequote all
Cosmoschick said:
I'm with the AA. It covers you whether driving or are a passenger in any car because you are the person covered not your car.

I've also taken out an extra policy with the AA which covers your car being taken to the nearest suitable garage if the patrolman is able to diagnose the problem but cannot fix it at the roadside. The cost of parts/labour is covered up to a maximum of £500 any one claim, 3 times a year. It's about £50 per year.


me too.

Timmon

22 posts

264 months

Wednesday 27th October 2004
quotequote all
I was covered with the AA and had all the MOD cons, homestart, national recovery, courtesy car etc. Also had the parts and labour warranty but paid £100 rather than £50 and was covered for 3 claims upto £1000 instead of £500.

Ive just got breakdown cover with Green Flag as part of my Barclays additions account which offers all the benefits of the AA cover with the exception of the parts and labour warranty. Might be worth looking at?

bridgdav

4,805 posts

277 months

Wednesday 27th October 2004
quotequote all
DustyC said:
Britannia for 3 cars (inc TVR) and 2 people anywhere in Europe for one year with all possible benefits = £130.



Adam..

Is yours through the CSMA...?

griff50tvr

320 posts

274 months

Wednesday 27th October 2004
quotequote all
I'm amazed at the prices people pay for this!!!

I gave up on AA (dislike of being the baton in their Relay), RAC (good service but too expensive ), Green Flag and others (too expensive on multiple cars ) etc.

I use Norwich Union Rescue (NU Direct also insure all my cars) and they provided full personal cover for 2 people in ANY car for a tad more than £55 (the price is based on the youngest car). Euro cover was an extra £21 for a year when we did Spa and the Ring. Oh, and I had to use their services before arriving at the Dover ferryport as the battery collapsed overnight which also st***ed the immobiliser. Their service was just the best I've experienced.

BTW, I do not work for NU!! Its just a great and reasonably priced service.

seamus

1,053 posts

311 months

Wednesday 27th October 2004
quotequote all
Get cover as part of my Bank account, doesn't matter what car as long as I'm with it so multiple cars don't pose a problem for me.. they use Greenflag as their partner for this and it includes European cover.. you pay £12 per month for the "additions" account but you do get all sorts of other useful benefits including travel insurance so makes it worth it IMHO.. Have also had the need to use it when the other halfs Golf went pop and the service was very good.

DustyC

12,822 posts

283 months

Wednesday 27th October 2004
quotequote all
bridgdav said:

DustyC said:
Britannia for 3 cars (inc TVR) and 2 people anywhere in Europe for one year with all possible benefits = £130.




Adam..

Is yours through the CSMA...?


I have a feeling it was £140 before I got it down to £120 for having a civil servant in the family. Thats why i have quoted £130 as Im not 100% sure. But you get the idea!

That cover is the works too. The top level of cover. When the alternator broke in France they paid for our accomodation for 4 days. And the pay TV channels too!

Tripps

5,814 posts

301 months

Wednesday 27th October 2004
quotequote all
DustyC said:
That cover is the works too. The top level of cover. When the alternator broke in France they paid for our accomodation for 4 days. And the pay TV channels too!
It would take you the four 4 days to decide which channel to watch

bridgdav

4,805 posts

277 months

Thursday 28th October 2004
quotequote all
Tripps said:
It would take you the four 4 days to decide which channel to watch


Harsh but fair....

Adam.. Just checking as my cover worked out at £97 for the TVR(main), Escort and Joely's Rover... with Europe and personal cover...Gold service etc...

I've never used it but good to hear their service is top quality...

Dave

stever

1,571 posts

278 months

Thursday 28th October 2004
quotequote all
A word of advice when getting quotes over the phone, don't accept the first price they offer as there's a whole host of discounts available to everyone.

I'm with the RAC and when I told them their quote was too expensive, the kind lady said "did you say you worked for a large organisation"? Er....yes! Price dropped by 15 quid.

I also managed to get free recovery added when they mucked up my renewal Mine is £90 something a year with homestart covering the Mrs too, service has been good on the one occasion I called them

BTW The RAC also cover the person so it doesn't matter what car you're in.

millerman

Original Poster:

817 posts

267 months

Thursday 28th October 2004
quotequote all
Loads and loads of help.

I am just about to speak to my bank, and Direct Line to see if they have any deals. If not it looks like the AA is Favourite.

Thanks everyone
Nick

stever

1,571 posts

278 months

Thursday 28th October 2004
quotequote all
Nick forgot to say try NU, if memory serves their quote was very competitive but I was already engaged to the RAC.

Will be looking at them for renewal

k77-widow maker

910 posts

288 months

Friday 29th October 2004
quotequote all
DustyC said:


And the pay TV channels too!



Is that something you should be admitting to in public!!!

Seriouisly, I'm with the AA, and apart from one occasion when they refused to take the car to where i wanted it repairing (APM) they have been great. Moral of the story is that you have to be x amount of miles away from your home for them to relay you to a garage of your choice, else it's the nearest garage!!.



>> Edited by k77-widow maker on Friday 29th October 08:17