Discussion
£1200
24 with either 4 or 5 years NCB (cant remember) - thats obviously comp but it cost me about £200 to have protected No claims. Went protected as would have paid for repairs from car park knocks etc myself previously if some arsehole had driven off without leaving details. Looked at the potential cost if such a thing happened with fibreglass - think i'll protect my NCB thanks! Plus if I did have a fault claim I would have to drive a shitemobile for a few years and just dont think i could handle that!
Apparently it will decrease by a fair amount after a years ownership just cos you've had a Tiv and managed to avoid smashing it in the first year. Might try shopping around a bit more when i can be arsed too - lots of people have mentionned cheap classic policies.

24 with either 4 or 5 years NCB (cant remember) - thats obviously comp but it cost me about £200 to have protected No claims. Went protected as would have paid for repairs from car park knocks etc myself previously if some arsehole had driven off without leaving details. Looked at the potential cost if such a thing happened with fibreglass - think i'll protect my NCB thanks! Plus if I did have a fault claim I would have to drive a shitemobile for a few years and just dont think i could handle that!
Apparently it will decrease by a fair amount after a years ownership just cos you've had a Tiv and managed to avoid smashing it in the first year. Might try shopping around a bit more when i can be arsed too - lots of people have mentionned cheap classic policies.
shnozz - cheers for the info. I'm in a similar position with regards to age and NCB and agree that the NCB protection is worth the extra (sod's law and that).
I'll be nosing around for classic policies, and since it would be my second car, I'll probably put a mileage limit on it too. I'll let you know how I get on...
I'll be nosing around for classic policies, and since it would be my second car, I'll probably put a mileage limit on it too. I'll let you know how I get on...
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