Cheap insurance, any good?

[davidd]

I've just been quoted £900 for the renewal on the Cerbera. Out of interest I went to direct line online and got a quote with similar cover of £614.

The main difference being track day cover which I'm not likely to use.

What is the general feeling towards companies like direct line, churchill etc? good/bad??

Should I avoid them like the plague?

Anyone else I should try?

TIA

D

[yiw1393]

Been with Direct Line for 3 years now. Can't fault them. Never want to use the car on a track day, so no problem. Always ring round come renewal time - no-one can get close, except Tesco, who last year were £10 dearer. I get quotes for my Chim from £550 to £2000 each year

[Incorrigible]

yiw1393 said:

I get quotes for my Chim from £550 to £2000 each year

Likewise, there really is no ryhme or reason to it

As a matter of interest, why do you never want to do track days you can't explore (anywhere near fully) the cars potential on the road

[oggs]

INSURANCE
It's worth shopping around as quotes can vary enormously. Some companies will do very reasonable limited mileage policies. Here are a few suggestions: ; Sunninghill 01276-474844; Classicline TVR: 01455-891330; Peart: 01539-730666; Cheam: 0208-770-1001; A1: 01202-760022; TVR Car Club: 01491-578759; Norwich Union Direct: 0800-888112; Croftbrook: 01992-692364.

I'm with Classicline

* Taken from Adrian Blyth's website*

[yiw1393]

As a matter of interest, why do you never want to do track days you can't explore (anywhere near fully) the cars potential on the road[/quote]

I can't/don't want to afford new tyres each time plus brake pads/discs. Perhaps I would feel different if I passengered a track day - maybe that's why not the expense!

[zumbruk]

FWIW, I'm going to buy a (cheap) track day car as well... That way if I stuff it I can walk away and leave the smouldering ruins behind. And the TVR can be for Sunday afternoon thrashes, until the speed cameras finally drive me off the roads altogether.

[zumbruk]

Oh, and the only way to know if an insurer is any good is to claim. They're all good kids when they're taking your money. I've known well known insurers take 6 months of quibbling to cough up the money. OTOH, "Brokers Direct" were stunningly good when my wife stuffed her 205GTi.