Insurance

[mooey]

After some advice please. My '99 4.5 Cerbera has been written off by my insurace company. They have valued it a about £1.5k below what similar specification 4.5s are being advertised at on this website. Do I have to accept their valuation or can I ask for more? I have sent copies of adverts on this site, full service history documentation, upgrades etc. to the company.

[Far Eastender]

It's standard procedure for an insurance company to offer less. Just stand your ground and accept only what you insured the car for.

[ninetynine]

i had this problem with my insureance co last year i got as many adverts as i could for simular cars
and a letter from my local dealer valueing the car they after much arguement upped the offer slightly
but not as much as i wanted after lots of phone calls to the valuer we reached a stale mate
as he reconed cars advertised at a dealer would include a warranty and the price would be nagotiable
had the choice then go to arbitration with ombudsman or take offer i took the offer as i wanted the money for new car and arbitration would take some time had the last laugh though as they sold the salvage back to me for 4% of the valuation

[Dave_M]

What happened Mark?

Are you OK?

I think there's a chap on here who is an expert in these things, Annie's Dad.

[mooey]

Hi Dave, I'm ok, just a few stitches in a head wound, car is a mess though. Can't say too much at present but I will fill in the details when I next see you.

[Gazzab]

Hope that you are ok. I would say a £13K ish offer would be abut right?