Insurance - help!

[Nano2nd]

okay first off i realise this has been done a million times before, i've done a search and tryed the main recommendations

i'm trying to get a quote on a 98 4.5 chim worth about 18k

so far i've had.

Sunninghill - £1313
Elephant - £1608
Tesco - £2500
A Mannings - won't insure due to lack of experience
Classicline - won't insure due to lack of experience
Heritage - won't insure under 30's on Chims!!!!! WTF?

seems my 250bhp sierra doesn't count as a performance RWD car

anyone got any suggestions? my mate whos the same age, lives literaly over the road had exactly the same details i.e. no no-claims etc and pays £700ish on a Griff 500 with heritage!

i'm 25 (26 in 2 months), with no no-claims due to a company car and 2 classic policys, no accidents, good postcode LE19 - an sp50 from 1999...

any ideas? looks like my TVR ownership plans are gonna end in tears as i refuse to pay over £1000 per year for fricking insurance

>>> Edited by Nano2nd on Wednesday 4th February 16:19

[zumbruk]

Nano2nd said:

seems my 250bhp sierra doesn't count as a performance RWD car

That's odd because mine did!

[Big Al.]

Have you tried Directline?
Try hear http://uk.directline.com/dl/directline.jsp

Plug in your info and have a play.

You may get a little more coverage in the General TVR Gassing and Stuff.

If you like it moved just shout!

[Nano2nd]

hi guys thanks for the replies

zumbruk, just looked at your profile, i guess they wouldn't question a cossie.. XR4 turbo is a bit on a strange one!

Al, yeah tryed them the online form says i must phone up.. thing is they use the same underwriters as tesco so i should image its the same story..

[paulbellchambers]

Try Norwich Union Direct. I have found them to be very competitive on price and the policy.

Cheers

[Big Al.]

Nano2nd said:

Al, yeah tryed them the online form says i must phone up.. thing is they use the same underwriters as tesco so i should image its the same story..

Can't understand that.

I got a quote online at the weekend for a Tuscan S that was £300 cheaper than my current insurer!

Quote was valid for 90 days and I got email confirmation!

[Alpineandy]

doesn't the TVR club have a recommended insurance co?, or try adrian Flux.

[Nano2nd]

Big Al. said:

Can't understand that. !

basically tesco and directline are the same insures with different skins

the company i work for supply the rental cars to them when peeps have curtosy cars... i figure silly quote from tesco then silly quote from directline

will try norwich union, i've only heard bad things about adrian flux so will be giving them a miss..

is it possible to get a quote through the club without being a member on the premise i'd become a member if i got said car?

[Slikk]

Try Adrian Flux - "Modern Classic" policy for 5000 miles / year = £700.00

[Nano2nd]

Nowich union - £2996

Adrian Flux - "we can't get anywhere near your best quote"

bugger

[ribol]

Nano2nd said:

A Mannings - won't insure due to lack of experience

Each renewal I try Mannings, each year they are less helpful. I also object to being told I have to join the owners club as part of the deal, I join clubs if I want to not because I am told to!

Nano2nd said:

with no no-claims due to a company car and 2 classic policys, no accidents, good postcode LE19 - an sp50 from 1999...

I had a motor traders policy for many years and had no track record of my own as such. I still managed to get some NCB allowed because I had not had any accidents.

Ivan

[Nano2nd]

ribol said:

I had a motor traders policy for many years and had no track record of my own as such. I still managed to get some NCB allowed because I had not had any accidents. Ivan

Ivan, i think this is my problem, Sunninghill did say they would accept a letter from my work for the 6 years claim free driving i have and give my a 65% bonus.. but that still sounds expensive for a quote with effectivly full no claims!

i just can't believe my mates is so cheap and this is his first performance car too!

i've just tryed HIC who i'm with for the sierras and they wanted £1750 and i had to have a cat 1 alarm fitting and a tracker!! FFS!

[M@H]

Nano2nd said:

Big Al. said: Can't understand that. ! basically tesco and directline are the same insures with different skins

So are Norwich Union and Elephant... they use the same Database so make sure you give them both IDENTICAL information. (Don't ask.. )
Cheers,
Matt.

>> Edited by M@H on Thursday 5th February 11:23

[Nano2nd]

peart = £1641

oh i give up.. i can see why so many people don't bother with insurance these days

[zumbruk]

ribol said:

Nano2nd said: A Mannings - won't insure due to lack of experience Each renewal I try Mannings, each year they are less helpful. I also object to being told I have to join the owners club as part of the deal, I join clubs if I want to not because I am told to!

IME this is standard for owners club policies!

[ribol]

zumbruk said:

IME this is standard for owners club policies!

If by joining a club you ended up with competitive quotes then fair enough, that has not been true in my case. They also have no interest in insuring you if you have not owned a TVR before. So that would suggest that you need to go elsewhere the first year, if you survive that, "come to us and if you ask nicely we will take your money". Either you insure TVRs or you don't.

Ivan

[Big Al.]

Pete, Gonna move this one over to General TVR Stuff n Gossip.
See if we can't get a bit more coverage.

>> Edited by Big Al. on Thursday 5th February 13:12

[Nano2nd]

cheers bud

[PhillWalden]

Add a partner on to the quotes, My other half took just under £100 off of my insurance quote and she has a claim against her. If not a partner stick your mother on.. That also used to reduce my insurance.

[DustyC]

Tescos insurance quotes for 96 Griff,
Fully comp with protected NCB and courtesy car etc etc.

with £250 excess
2000 miles £760
5000 miles £790
8000 miles £830

with £1000 excess
8000 miles £550

Previous car ownership made no difference.
Im 31 (almost) with 5 years NCB.

This is also a second car to a Golf TDi so will not be used for work runs.