effect of a claim on classic insurance policy on an ordinary policy

[mccrackenj]

Anyone got any information to impart?

If you find yourself having to make a claim on a classic insurance policy, this will obviously have to be declared to the insurer of your normal policy too. Presumably that will result in an increase in the cost of both policies - but will it also effect the ncd on the ordinary policy?

Thanks

[velocemitch]

I made a claim on a classic policy and was pleasantly surprised that it didn't affect the NCB on the main policy. Having said that it was a few years ago now and things change. You would have to check with your policy providers to be sure.

[mccrackenj]

Thanks velocemitch

That sounds logical - after all you can build up 2 separate ncds on 2 ordinary car policies and a claim on one generally won't affect the other, so why should a claim on a classic policy affect the ordinary one?

[mccrackenj]

bump

anyone else any views or experience?

ta

[Spitfire2]

I had a claim on a classic policy with the Driving Other Cars facility about 3 years ago.

I only had one other car at the time which was company car but I Was named driver on my ex wife's car at the time.

At renewal a month later adding details of the claim put her premium up by £13.

The premium on my classic policy subsequently increased by about £6.

I recently added a 2nd classic to it and the premium went up again - by a whole £16.

[GOG440]

I had a total loss of my TVR due to an engine fire so a no fault claim. It made bugger all difference to my classic policy but about 10% more on my main policy.

[mccrackenj]

thanks all