Insurance
Author
Discussion

PositronicRay

Original Poster:

28,947 posts

212 months

Saturday 25th July 2015
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Since buying a newer car (94 SL Merc) I've found ordinary insurance more competitive than classic insurance.

Has any one had any joy with classic insurance on a newer car?

Hamish Finn

476 posts

137 months

Saturday 25th July 2015
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I've been paying £200 (or thereabouts) for the past 5 years or so on my X308 on classic car policies. Then I asked my insurance co for my daily driver (Vauxhall GTC) how much extra to add the Jag to the policy?

£98!

(And it will start earning its own NCD after the first year!)

anonymous-user

83 months

Sunday 26th July 2015
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It depends whether you want agreed value or not. You are comparing apples and oranges.

PositronicRay

Original Poster:

28,947 posts

212 months

Sunday 26th July 2015
quotequote all
Agreed value is unimportant, some classic policies come with European road side assistance though.

WillG

87 posts

220 months

Sunday 26th July 2015
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A lot of classic insurers don't view newer cars like your merc as a classic, even though they are used in the same way. So you may well be better off with a normal insurer.

Don't underestimate the importance of agreed value though, unless you're prepared to take hit should the worse happen.

PositronicRay

Original Poster:

28,947 posts

212 months

Sunday 26th July 2015
quotequote all
WillG said:
A lot of classic insurers don't view newer cars like your merc as a classic, even though they are used in the same way. So you may well be better off with a normal insurer.

Don't underestimate the importance of agreed value though, unless you're prepared to take hit should the worse happen.
The car is @ the cheaper end of the price spectrum, book value would be good enough. smile

Looks like Saga/MSM European breakdown cover this year. smile

jimmyred

3 posts

271 months

Saturday 8th August 2015
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Can anyone help. I have just got a VW LT35 tipper 1985 and I am looking for classic insurance. Where do I go? I went through Carole Nash they would not quote on a van and transferred me where I got a quote of £330.

It seems very high to me, where else should I go?

Thanks Jim

Batfink

1,032 posts

287 months

Tuesday 11th August 2015
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I'm paying £120 for my Toyota Sprinter AE86 with Classicline

skeeterm5

4,582 posts

217 months

Tuesday 11th August 2015
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jimmyred said:
Can anyone help. I have just got a VW LT35 tipper 1985 and I am looking for classic insurance. Where do I go? I went through Carole Nash they would not quote on a van and transferred me where I got a quote of £330.

It seems very high to me, where else should I go?

Thanks Jim
I use A Plan for my classic car insurance, my 1600e Cortina is £98 a year, fully comp with agreed value and 5k miles per year.

S

anonymous-user

83 months

Tuesday 11th August 2015
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ClassicLine cover my 92 XJS as well as my older heaps. V reasonable, v good. Just over 500 quid for five cars, comp. I have six speeding points, no accidents, live in an OK area.

LordFlathead

9,646 posts

287 months

Wednesday 12th August 2015
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jimmyred said:
Can anyone help. I have just got a VW LT35 tipper 1985 and I am looking for classic insurance. Where do I go? I went through Carole Nash they would not quote on a van and transferred me where I got a quote of £330.

It seems very high to me, where else should I go?

Thanks Jim
I think all insurance companies have tightened down on van insurance. I would recommend Adrian Flux for really adverse quotes as they managed to insure my Renault Espace.. with a Jet Engine in the back for £600!

PS Welcome and well done with with top lurking party

G-P

244 posts

208 months

Tuesday 18th August 2015
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I have arranged my insurance today with Hagerty Classic Car insurance and was very impressed with their service and saved £60 on last year. I am a strong believer in service vs cost, that said it was only £192 for my 944 S2 Cab.


eldar

25,248 posts

225 months

Tuesday 18th August 2015
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LordFlathead said:
I would recommend Adrian Flux for really adverse quotes as they managed to insure my Renault Espace.. with a Jet Engine in the back for £600!

party
Jet engine? Espace? Sounds nicely PH insanesmile

This one?

http://www.ebay.co.uk/itm/321471770569

Poisson96

2,098 posts

160 months

Wednesday 19th August 2015
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Flux insure me on my classic, didn't care I have no other car or experience...

Itsallicanafford

2,939 posts

188 months

Wednesday 19th August 2015
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eldar said:
Jet engine? Espace? Sounds nicely PH insanesmile

This one?

http://www.ebay.co.uk/itm/321471770569
that look an interesting way to go through the pearly gates...

GC8

19,910 posts

219 months

Thursday 20th August 2015
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Batfink said:
I'm paying £120 for my Toyota Sprinter AE86 with Classicline
Im paying £150 for my 944 Turbo (with Classicline) and £131 & £115 for my MG ZR TD+s with Peter Best.

F and 53/53 registrations.