Vendor lied about Cat C write off
Discussion
Hi guys
I’m after a bit of advice please.
Four years ago before I bought a classic car I had the registration HPI checked, this revealed that the car had been a Cat C insurance write off. I challenged the vendor who told me the reg plate was transferred from a car that had been written off and that the Cat C didn’t relate to this car.
He signed a “contract of sale” form that I had printed off the internet, one of the statements on it is that the car has never been severely damaged.
When I recently came to sell the car at auction, they told me that their Trade HPI check revealed it was indeed Cat C.
Does anyone have any idea if I have a case of fraud against the private vendor who sold it to me?
Any sensible advice would be gratefully received.
Thank you.
I’m after a bit of advice please.
Four years ago before I bought a classic car I had the registration HPI checked, this revealed that the car had been a Cat C insurance write off. I challenged the vendor who told me the reg plate was transferred from a car that had been written off and that the Cat C didn’t relate to this car.
He signed a “contract of sale” form that I had printed off the internet, one of the statements on it is that the car has never been severely damaged.
When I recently came to sell the car at auction, they told me that their Trade HPI check revealed it was indeed Cat C.
Does anyone have any idea if I have a case of fraud against the private vendor who sold it to me?
Any sensible advice would be gratefully received.
Thank you.
Edited by Drummerboy62 on Friday 26th March 15:32
Edited by Drummerboy62 on Friday 26th March 15:34
My hunch is that you don't have a case. You bought a used car that had Cat C on the HPI check. 4 years later you were told that it was Cat C.
I can see how this might be annoying though.
What was the car? Ford Fiesta or Ferrari FF?
And how much value did you lose? Many classics will have appreciated in the last 4 years.
I can see how this might be annoying though.
What was the car? Ford Fiesta or Ferrari FF?
And how much value did you lose? Many classics will have appreciated in the last 4 years.
Edited by mirandamilly on Friday 26th March 13:16
Another problem is that Cat C doesn't necessarily correlate with "severely damaged". Quite simply it just means that the cost of repair is > contemporary value of vehicle.
So arguably the vendor may not have been lying when he documented the fact that the car had never been severely damaged. However if he had provided paperwork stating that the car had never been an insurance loss (Cat C) I think you possibly would have a case
So arguably the vendor may not have been lying when he documented the fact that the car had never been severely damaged. However if he had provided paperwork stating that the car had never been an insurance loss (Cat C) I think you possibly would have a case
moffspeed said:
Another problem is that Cat C doesn't necessarily correlate with "severely damaged". Quite simply it just means that the cost of repair is > contemporary value of vehicle.
So arguably the vendor may not have been lying when he documented the fact that the car had never been severely damaged. However if he had provided paperwork stating that the car had never been an insurance loss (Cat C) I think you possibly would have a case
Over simplified. Cat C means the vehicle suffered structural damage and also the cost of repair is > market value of vehicle. The structural damage bit is a very important detail. Now replaced with Cat S.So arguably the vendor may not have been lying when he documented the fact that the car had never been severely damaged. However if he had provided paperwork stating that the car had never been an insurance loss (Cat C) I think you possibly would have a case
Bogsye said:
Were Cat C's not subject to a Vehicle Identity Check and the V5 is also marked up to this effect?
I saw a classic bike advertised, someone saw I was interested and sent me a pic of an hpi showing insurance cat write off, I told the trader and he said it doesn’t say it on the v5, I said that I had the hpi and sent it to him, he just said "not my problem’. I told him it is illegal for a trader to sell with knowledge of being cat write off and not inform, he just repeated, "not on v5, not my problem"Sorry superleg but cat c has nothing to do with the severity of the damage. To put it simply it means that the cost to fix the claim was more than the value of the vehicle , whereas cat d was less than the value. I bought a cat c Renault that had only had the wheels stolen , and a cat d Audi which was battered .
The new categories are much better with s meaning structural and printed on the bottom of the logbook .
In this case if it’s the right car it has probably appreciated in value enough to still be worth more than the op paid so it would surely be difficult to quantify a loss anyway !
The new categories are much better with s meaning structural and printed on the bottom of the logbook .
In this case if it’s the right car it has probably appreciated in value enough to still be worth more than the op paid so it would surely be difficult to quantify a loss anyway !
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