Insurance on a 1.6 ford capri for a 17 year old

[FarrellBMX]

Right im 17 years old and i love the old ford capri's but i can not seem to find another information about someone of my age getting insured on this car

soo hit me up with what you think the chance is of me getting insured on one!

[NHK244V]

Easy as pie! it's wether you can afford to be insured that's the problem

[FarrellBMX]

thats exactly what i mean will there be any chance of a ok quote and not one of these 1500 a months silly quotes

[Ben Magoo]

Practical Classics
Telephone
Ask the question
Answer their questions (be honest)
See what they say

That really is the only way to find out for sure

Come back and tell us, most people will be interested.

[DBSV8]

FarrellBMX said:

Right im 17 years old and i love the old ford capri's but i can not seem to find another information about someone of my age getting insured on this car

soo hit me up with what you think the chance is of me getting insured on one!

would help if you gave some more parameters ,
ie: Student or full employment ? , just passed your test , Full drivers license , no convictions , points , car will it be kept in a locked garage , will the car have a thatcham immobiliser fitted etc..

out of curiosity I filled in a few details on go compare , 1972 1.6 Capri . 17 yo student full time education , living at home , car kept in locked garage fitted with immobiliser , full drivers license , just passed test no convictions etc,

cheapest quote was £3,726.45 !!

am sure you could get this a lot cheaper , will make a big difference with 6 -11 months full license ,

also using someone like Adrian Flux should give a better deal on limited mileage

[43034]

Ben Magoo said:

Practical Classics
Telephone
Ask the question
Answer their questions (be honest)
See what they say

That really is the only way to find out for sure

Come back and tell us, most people will be interested.

This.

Do the same with Footman James and Peter James too. They insure 17 y/o old some classics.

[FarrellBMX]

thanks for the replys great help!

i shall give that place a call though the week and post the information they give me, seems like my best bet thanks again.

i ran a few quotes and i was getting silly price like 15 grand that why i give up with internet quotes.. i have only held my license for a month
i have a job as a youth worker
it will be kept on the road side but hoping for a drive way to be put in within the next 6 months.

[43034]

FarrellBMX said:

thanks for the replys great help!

i shall give that place a call though the week and post the information they give me, seems like my best bet thanks again.

i ran a few quotes and i was getting silly price like 15 grand that why i give up with internet quotes.. i have only held my license for a month
i have a job as a youth worker
it will be kept on the road side but hoping for a drive way to be put in within the next 6 months.

With a Classic car, it's best to go with a Classic Policy. Most insurers won't insure under 21/25s on one but I know that Footman James/Peter James do. Although you are limited to certain cars. Nothing too lairy is what I've found out.

Report back as I am also a Crapi fan and am 17 in a few months!

[standardman]

Try a forum like www.fordcaprilaser.co.uk there are lots of young drivers on there you will get an a quick idea of who pays what. Its not cheap though, most leave the road sideways at some point during driver training !. A couple of years ago the price seemed to be c1500 a year but it may be closer to 3000.

It may be cheaper to insure something boring and share the Capri with your dad.

I have to say I desperately wanted a classic car at your age and was sad and did not do it. Although insurance was infinitely better 20 yrs ago.

I now own a four road legal capri's and insure them for less than £400 you will get there its just a matter of when !.

[FarrellBMX]

i phoned up peter james the other day and they where having none of it :/ said because of my age (N)

i have now actually passed my test and decided to try get insured on a cheap run around till i can get some money together and get a solid capri (hopfully) an i am looking at 8k on a 1.0 v reg corsa things are not looking to bright

[El Capitano]

i had a 2l capri insured through footman james at the age of 17. Was alot cheaper than any other modern alternative too.

[DBSV8]

FarrellBMX said:

i phoned up peter james the other day and they where having none of it :/ said because of my age (N)

i have now actually passed my test and decided to try get insured on a cheap run around till i can get some money together and get a solid capri (hopfully) an i am looking at 8k on a 1.0 v reg corsa things are not looking to bright

those quotes are crazy

my first car was a 3 litre mk 1 Capri fully comp insurance for 300 quid , mind you that was back in 1986 !!

good luck with the search

[Pistom]

You should be able to get cover - just phone around the usual suspects

[Oistarn]

£661 on a 1275 mini, try footman james...

[LOGiK]

My stepbrother looked at getting a capri when he first passed and was told the reason for insurance quotes being so high was that the capri is still seen as a sporty highly nickable car and that pushed up premiums.

That was on a 1.3 too.

[na]

FarrellBMX said:

soo hit me up

What, really?!

standardman said:

Try a forum like www.fordcaprilaser.co.uk

like, follow this dude bro suggestion

yeaaaaah, I’m down with the kidz – not (or don’t they say not anymore)

also try Search on this forum as this has been asked a few times before on here

[tali1]

According to the NOTW
"A lad of 18 would have to pay as much as £22015 to insure a £2000 Ford Mondeo - 11 times the value of the car "

[na]

Er, just thought have you ever driven a rear wheel drive car before

do you realise

what happens with a young driver in a old design RWD car especially if it its slightly wet and old tyres (even with loads of tread)

a Capri is not a quick or fast car (well 1.3, 1.6 and 2.0 anyway)

Capri steering is very heavy for low speeds and parking even with original factory wheels and tyres let alone what's fitted aftermarket

and all the other things about old cars that are called "classic" to increase the selling price

I don't need to know your answers to above but you do

I've nothing against Capris or "classics", I owned a Capri 4 years ago and have used "classics" as daily drives for over 20 years

The insurance is so high because you will crash in your first year of driving - prove me wrong please but I'm happy to put a bet on it

Good luck to you, if you learn to drive and maintain a car like a Capri you will be a better driver and car owner than most (but you'll still crash in your first year)

[grahamw48]

Hmm....interesting thread.

My son (17) was asking me about car insurance. He's due to take his test any time now.

Anyway, I looked up a few price comparison sites and now I daren't tell him the results.

Funnily enough I'd suggested a Capri to him, and he really fancied one....maybe not then.

Now I'll probably have a look at insurance on one of the traditional 'cheap to insure' classics such as Mini 850/1000, Morris 1000 etc.

Wow, sometimes I feel glad to have been a teenager when I was.
Passed my test at 17, driving company van at 18, brand new company cars from 19...which I practised my crashing techniques on, and didn't need to get my own car until 22. I think I paid about 30 quid a year for that one, and quite a high group at the time. (Sunbeam Rapier).

[na]

grahamw48 said:

. . . I looked up a few price comparison sites

they only cater for the mass market not specialst markets such as young drivers or classic cars

A 17 year old who wants to drive a classic needs to go to specialist sites (not the ones they usually look at) and specialist insurers and brokers, it'll take a lot more work than just surfing the results on the first page

Again you could start with the Search button and look on this forum using variuos words in a good number of searches I know the subject has been covered a few times but not the results and I don't know if engine size or model of car makes any odds