Interest free balance transfers ? life of the balance ? Help
Interest free balance transfers ? life of the balance ? Help
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Discussion

tampon

Original Poster:

4,637 posts

256 months

Monday 30th January 2006
quotequote all
Does anyone know if any companys are doing interest free for the life of the balance ? if not whats the longest one out there, I have found % free for 6 and 9 months.

monkeyhanger

9,267 posts

273 months

Monday 30th January 2006
quotequote all
moneysavingexpert.com

If there's such a deal, they'll know where.

Nick P

29,977 posts

282 months

Monday 30th January 2006
quotequote all
we have just started 'stoozing' on a sky card....12 months 0% on all balance transfers

B17NNS

18,506 posts

278 months

Monday 30th January 2006
quotequote all
tampon said:
Does anyone know if any companys are doing interest free for the life of the balance ? if not whats the longest one out there, I have found % free for 6 and 9 months.


There is probably an irish company that does it.

Wonder if they do mortgages too?

B17NNS

18,506 posts

278 months

Monday 30th January 2006
quotequote all
Sky are offering 0% on purchases until Jan 07.

zippee

14,145 posts

265 months

Monday 30th January 2006
quotequote all
No CC company will offer 0% for the life of the balance. The best is 12 months with the most common being 9. There are a few low (5%0 ish) for the lifetime of balance deals out there but IMHO you'd be better off being a rate tart every 9/12 months.

Be careful though of 0% as often the int free period for purchases is less than for balance transfers, the debt is paid off on a FIFO basis so you'll accrue interest on purchases at quite a hefty rate until the transferred amount has been cleared.

tampon

Original Poster:

4,637 posts

256 months

Monday 30th January 2006
quotequote all
monkeyhanger said:
moneysavingexpert.com

If there's such a deal, they'll know where.


Cheers thanks for all your help, the website is a gem. Will also look up that sky card.

Cheers, Tamps