Chip and PIN tomorrow
Discussion
as mr EY said above, why hate it? I think it's great!!! Oiks don't touch my card, it pays, I remove it, they give me a receipt, I walk out. Job done.
I recall reading it's already had a positive effect on card fraud (though, you'll probably find it's had a negative effect on 'beating up and persuading to empty bank account' fraud
)
I recall reading it's already had a positive effect on card fraud (though, you'll probably find it's had a negative effect on 'beating up and persuading to empty bank account' fraud
)Einion Yrth said:
Why hate it? A pin is only four numbers, it's not exactly hard to remember.
No, you're wrong. It's all terrible everything's going to go wrong. Again.
www.dailymail.co.uk/pages/live/articles/news/news.html?in_article_id=377109&in_page_id=1770
Einion Yrth said:
Barclays have yet to issue me with a chip and pin card for the current account I have with them. Be intersting to see if I'm refused service when I fill the volvo up with petrol.
If you have a non chip and PIN card, you will still be able to sign for stuff.
You know that and I know that, but I'm interested to see if the chimps behind the tills will know that.
T5-R said:
Barclays have yet to issue me with a chip and pin card for the current account I have with them. Be intersting to see if I'm refused service when I fill the volvo up with petrol.
If you have a non chip and PIN card, you will still be able to sign for stuff.
You know that and I know that, but I'm interested to see if the chimps behind the tills will know that.
The machine will know.
The GF came across a bit of Chip and Pin dodgyness yesterday when she went to fill up at a BP station. She put her card in the C&P machine and started to enter her pin when she realised that the amount wasn't displayed on the screen like it normally is. She queried this with the raddled old harridan behind the counter, who said "Oh yes, we've disabled that coz it makes it quicker for us."
So, what's that all about then?
The receipt had the correct amount printed on it, so no harm done. But, how many people don't check their receipt? It won't take long for the unscrupulous operators to enter an inflated amount, blank it from the screen and rely on people just typing the numbers and walking away shoving the receipt in their pocket. And even if you did query an incorrect receipt, without an amount displayed, you'd have no idea what if anything they credited back to you 'til you saw your CC statement!
We'll see what gripes@bp.com have to say
Paul
Editted for a typo
>> Edited by cmsapms on Tuesday 14th February 13:26
So, what's that all about then?
The receipt had the correct amount printed on it, so no harm done. But, how many people don't check their receipt? It won't take long for the unscrupulous operators to enter an inflated amount, blank it from the screen and rely on people just typing the numbers and walking away shoving the receipt in their pocket. And even if you did query an incorrect receipt, without an amount displayed, you'd have no idea what if anything they credited back to you 'til you saw your CC statement!
We'll see what gripes@bp.com have to say
Paul
Editted for a typo
>> Edited by cmsapms on Tuesday 14th February 13:26
bilko2 said:
Just wondered if anyone was planning on forgetting their PIN tomorrow with a full trolley at Tesco, Asda and sainsbury's but to name a few. I hate chip and PIN.
Tomorrow is the compulsory date for companies who have opted in.
I thought it was today? February 14th - Valentine's Day - hence the I <heart> PIN adverts.
I don't really have a problem with it, although they have made such a fuss about how we have to know our pins - there are loads of places don't even have the machines in yet. Debenhams Cafe aren't getting theirs until June, despite the rest of the store having them!
Plotloss said:
Just spent a load of dough over the phone.
Seems odd that if you are there in the shop a signature isnt good enough but buy over the phone and you need no pin, no signature etc etc.
The answer is simple Plottloss. For CNP (card holder not present) transactions the risk is totally on the retailer, as it will be for retailers who opt out of chip and pin.
>> Edited by anonymous-user on Tuesday 14th February 13:36
wd* said:Nope, just to add to the confusion they are making a big fuss over today, when it's actually tomorrow that you can't use your card without a PIN
Just wondered if anyone was planning on forgetting their PIN tomorrow with a full trolley at Tesco, Asda and sainsbury's but to name a few. I hate chip and PIN.
Tomorrow is the compulsory date for companies who have opted in.
I thought it was today? February 14th - Valentine's Day - hence the I <heart> PIN adverts.
I don't really have a problem with it, although they have made such a fuss about how we have to know our pins - there are loads of places don't even have the machines in yet. Debenhams Cafe aren't getting theirs until June, despite the rest of the store having them!
celticpilgrim said:
my Amex card has a chip in it, but they haven't signed up to chip & pin, so it should be interesting....
This must be why we havent received our C&P Amex cards. Will b irritating for those who dont accept signatures....I got turned away with my Amex in a local Weatherspoons pub the other week, because they stopped accepting swipe early!
Relavent to others on PH with Amex cards, Shell will still accept a signature
Darren
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