If i gave you £100,000 to invest...

[ab@]

But only in FTSE 100 companies... how would you do it? Eggs in one basket? Which companies would you choose? Why?

Wide open question, i look forward to hearing any ideas!

[marsred]

Wosrt "I'm a cr@p IFA thread who's run out of ideas" thread ever

[cjs]

Has to be property.

[speedy_thrills]

cjs said:

Has to be property.

Might wait a little longer on that one, I think we still have a way to slide.

[ALawson]

Wish you had given it to me 3 weeks ago I would have put it into Kier Group.

http://newsvote.bbc.co.uk/1/shared/fds/hi/business...

Dad used to work for them, there share price has halved over the last year but gone up 20% in the last couple of weeks.

[walm]

100% short the tracker.

[plasticpig]

ALawson said:

Wish you had given it to me 3 weeks ago I would have put it into Kier Group.

http://newsvote.bbc.co.uk/1/shared/fds/hi/business...

Dad used to work for them, there share price has halved over the last year but gone up 20% in the last couple of weeks.

They are not a FTSE 100 comapny though.

[Chilli]

I'm considering getting into a bank....RBS look cheap. These banks are losing billions, but their writing off their bad debts (and making huge provisions) immediately, so it seems they are being very cautious and getting all the bad news out asap. They'll be making billions again.
Developers, I'd think about that too. They're pretty low and a few takovers/mergers later and the government making bullsh!t promises that a lot of people will buy into could see the market to stabilise. The developers have also taken early hits on their land banks.

Short term, I'd wait till Oil hits around $100 a barrell, then go long on that. Only takes a bomb, more fighting in these places, and it'll be back at $140-$150!

Still, If I had £100k doing nothing, I'd give up work for a year or two, and spend it travelling the world with my nearest and dearest. Can't put a price on that!

[ab@]

marsred said:

Wosrt "I'm a cr@p IFA thread who's run out of ideas" thread ever

Hehe, not quite.

[speedy_thrills]

Chilli said:

I'm considering getting into a bank

I dont bother keeping up with these things but at a glance GSK looks like a reasonable bet as well.

Edit: Maybe Tesco as well.

Edited by speedy_thrills on Tuesday 12th August 09:36

[ab@]

Always wanted to play the stock market and now seems a bit of a 'make or break' time?

Wanting to spread the risk about a bit, £100k in RBS probably not the best idea?

[plasticpig]

speedy_thrills said:

cjs said:

Has to be property.

Might wait a little longer on that one, I think we still have a way to slide.

Traditionaly when the st hit the fan on the stock market and the economy; one of the places to weather the storm were property companies. British Land springs to mind as a good example of this.

Edited by plasticpig on Tuesday 12th August 09:30

[trooperiziz]

All of it in a FTSE100 index tracker.

Less fun but more likely to make you money

[ewenm]

If you really gave me £100,000 to invest, I'd knock £100,000 off my mortgage.

FTSE100 companies, hmmm... perhaps utilities? However bad it gets we all need water and energy.

[Jasandjules]

trooperiziz said:

All of it in a FTSE100 index tracker.

Less fun but more likely to make you money

Agreed.

[Chilli]

ab@ said:

Always wanted to play the stock market and now seems a bit of a 'make or break' time?

Wanting to spread the risk about a bit, £100k in RBS probably not the best idea?

No, never put 100% in a single stock...Just too risky if you're playing with required (for the future) cash! What sort of return would you be happy with, and over what kind of period?

[ALawson]

plasticpig said:

ALawson said:

Wish you had given it to me 3 weeks ago I would have put it into Kier Group.

http://newsvote.bbc.co.uk/1/shared/fds/hi/business...

Dad used to work for them, there share price has halved over the last year but gone up 20% in the last couple of weeks.

They are not a FTSE 100 comapny though.

DOH!

[Timmy35]

ab@ said:

Always wanted to play the stock market and now seems a bit of a 'make or break' time?

Wanting to spread the risk about a bit, £100k in RBS probably not the best idea?

I know it's not what you want to hear.....but put it in a spread of decently yiedling bank deposit accounts and wait for the market to definietly stop falling and start into a proper recovery before investing in equities. Probably sometime early next year ( if we're lucky )

[walm]

speedy_thrills said:

I dont bother keeping up with these things but at a glance GSK looks like a reasonable bet as well.

Obama does not like expensive branded pharmaceuticals.
GSK is nice and defensive, returning lots of cash to shareholders etc... but the US market is HUGE for them and pricing could be forced into the stter with a new administration.

ab@ - I think you should seriously consider paying off your mortgage first if you have one.
At 6% interest charges you are effectively earning a GUARANTEED 10% interest income* on the money (assuming you are a higher rate tax payer).
Your IFA SHOULD be recommending this as the first course of action.

*Assuming you don't invest the £100k with a SIPP or over the course of 15 ISAs obviously.

[thewave]

Why does this have to be FTSE 100 may I ask?