€ bank accounts

[sleep envy]

Can anyone recomment a € bank account - either current or savings

ta

[andy-xr]

I never really got the answer I was looking for on my request either, so I'd be interested in this

[ATM]

I opened one with Barclays. You need a sterling account with them too. No interest so just a basic deposit. The rate to change from sterling is better than over the counter but I use Hifx for conversion after advice from some people on here. Their rates are much more competitive.

[sleep envy]

ATM said:

You need a sterling account with them too.

bummer

I can't be bothered to move everything from FD I just need to deposit a load of € for a few weeks

[moles]

I am interested as well. My savings are with HSBC and to convert to an offshore multi currency account with them is £20 per month. Not sure what to go with, the €/$ are no doubt a better bet than £ but have been looking at going with Gold http://www.bullionvault.com/ as it looks the safest bet for the time being?.

[Olivero]

I have Euro (and Dollar) accounts with Barclays and HSBC. Very easy to set up. The only real difference is that Barclays is really just UK based where as HSBC is global. Depends where you need your money I guess. The interest rates are lower than sterling.

[FarleyRusk]

Olivero said:

I have Euro (and Dollar) accounts with Barclays and HSBC. Very easy to set up. The only real difference is that Barclays is really just UK based where as HSBC is global. Depends where you need your money I guess. The interest rates are lower than sterling.

On the mainland a EUR savings account with a quality name will get you 4.5% on demand or 5% for a year fixed. High rates are more to do with liquidity / need for funding than ECB rates and Euribor market levels of course. There has probably never been a better time to be cash rich and in Euros than right now.

[Puggit]

We have a bank account in France with Credit Agricole (called Britline) - they have an English call centre, but everything else is in French

[Olivero]

FarleyRusk said:

Olivero said:

I have Euro (and Dollar) accounts with Barclays and HSBC. Very easy to set up. The only real difference is that Barclays is really just UK based where as HSBC is global. Depends where you need your money I guess. The interest rates are lower than sterling.

On the mainland a EUR savings account with a quality name will get you 4.5% on demand or 5% for a year fixed. High rates are more to do with liquidity / need for funding than ECB rates and Euribor market levels of course. There has probably never been a better time to be cash rich and in Euros than right now.

Very good rates, what country? My Italian account was always a bit pants interest wise.
I was thinking about offshore rates, should have said.

[FarleyRusk]

Ollanda

AAA-rated Rabobank and (part gov't owned) ING/Postbank and ABN Amro all paying much the same levels for a min balance of 20k
Savings upto Eur100k are currently government-guaranteed.

[HRG]

http://www.landsbanki.co.uk/ ?

[Adrian W]

i use BBVA but i mainly move money back and forth to Spain

[sleep envy]

HRG said:

http://www.landsbanki.co.uk/ ?

see that hole?

that's why my council put their money

s

[sleep envy]

all very interesting guys but no good to UK/Italian residents

[Fittster]

FarleyRusk said:

Ollanda

AAA-rated Rabobank and (part gov't owned) ING/Postbank and ABN Amro all paying much the same levels for a min balance of 20k
Savings upto Eur100k are currently government-guaranteed.

And if the're AAA rated you can trust them?

[FarleyRusk]

Fittster said:

FarleyRusk said:

Ollanda

AAA-rated Rabobank and (part gov't owned) ING/Postbank and ABN Amro all paying much the same levels for a min balance of 20k
Savings upto Eur100k are currently government-guaranteed.

And if the're AAA rated you can trust them?

Maybe. I've had some dealings with them. Its a network of local Dutch cooperative banks which cross-guarantee each other and not run by fat city slickers.

[-crookedtail-]

Thought of using Irish banks? I can't remember what rate my savings account is on but its not to bad, thats with AIB.

A plus is that all paper work is in English.

[sleep envy]

-crookedtail- said:

AIB

good shout - off to look

[Irish]

sleep envy said:

-crookedtail- said:

AIB

good shout - off to look

I can't get a Euro account with Bank of Ireland here! I have 2/3 euro accounts in Ireland and HSBC offered one off-shore (as I am not a British citizen).

[sleep envy]

bugger