Is my Car now a Cat D?
Discussion
Hi all
This may sound like a silly question but here goes........
Had a small crash the other day, the other driver admitted full liability (she was on the phone as well).
My 5 month old car suffered cosmetic damage, and a few panels were replaced under the other drivers insurance.
So just want to know, after this is over will my car then be classed as a Cat D insurance write off?
TIA
This may sound like a silly question but here goes........
Had a small crash the other day, the other driver admitted full liability (she was on the phone as well).
My 5 month old car suffered cosmetic damage, and a few panels were replaced under the other drivers insurance.
So just want to know, after this is over will my car then be classed as a Cat D insurance write off?
TIA
JKay said:
Hi all
This may sound like a silly question but here goes........
Had a small crash the other day, the other driver admitted full liability (she was on the phone as well).
My 5 month old car suffered cosmetic damage, and a few panels were replaced under the other drivers insurance.
So just want to know, after this is over will my car then be classed as a Cat D insurance write off?
TIA
No it shouldn't not if you're car has been repaired. If your car has been written off, the insurance company will own it, thats when people buy them back and repair it themselves.This may sound like a silly question but here goes........
Had a small crash the other day, the other driver admitted full liability (she was on the phone as well).
My 5 month old car suffered cosmetic damage, and a few panels were replaced under the other drivers insurance.
So just want to know, after this is over will my car then be classed as a Cat D insurance write off?
TIA
JKay said:
Hi all
This may sound like a silly question but here goes........
Had a small crash the other day, the other driver admitted full liability (she was on the phone as well).
My 5 month old car suffered cosmetic damage, and a few panels were replaced under the other drivers insurance.
So just want to know, after this is over will my car then be classed as a Cat D insurance write off?
TIA
Nope, if the insurance company have paid for the repair then no its not a cat D, a cat d is a car that is un economical to repair.This may sound like a silly question but here goes........
Had a small crash the other day, the other driver admitted full liability (she was on the phone as well).
My 5 month old car suffered cosmetic damage, and a few panels were replaced under the other drivers insurance.
So just want to know, after this is over will my car then be classed as a Cat D insurance write off?
TIA
Courtesy of towman:
At your service;
A Category B Vehicle is a Salvaged Vehicle, which is so structurally damaged, or devoid of parts that it is not possible to repair it economically or safely. A Dealer who purchases a Category B Vehicle (a "Category B Dealer") shall be allowed to remove salvageable parts, and shall then be required to dismantle the Category B Vehicle and crush the shell, frame and chassis in accordance with ABI guidelines. Air bags and seat components must be properly disposed of in accordance with manufacturers instructions, the insurance industry requires that these items must never be resold.
The processing of Category B Salvage must comply with the guidelines displayed in the "Code of Practice for the Disposal of Motor Vehicle Salvage" (ABI Code of Practice) issued by Motor Conference. (See 10.2.1 of this Document)
A Category C Vehicle is a Salvaged Vehicle, which is damaged to the extent that the retail cost of repair to the vehicle exceeds the retail pre-accident value thereof.
A Category D Vehicle is a Salvaged Vehicle, which is damaged to the extent that the retail cost of repair to the vehicle does not exceed the retail pre-accident value thereof.
A Category X Vehicle is a vehicle which has been subject to an insurance claim but which has sustained minimal or nil damage or which may have been repaired in accordance to manufacturers specifications, and therefore categorisation as per the Code of Practice for the Disposal of Motor Vehicle Salvage does not apply.
Cat D are normally fairly new cars. Insurance company will simply replace vehicle.
At your service;
A Category B Vehicle is a Salvaged Vehicle, which is so structurally damaged, or devoid of parts that it is not possible to repair it economically or safely. A Dealer who purchases a Category B Vehicle (a "Category B Dealer") shall be allowed to remove salvageable parts, and shall then be required to dismantle the Category B Vehicle and crush the shell, frame and chassis in accordance with ABI guidelines. Air bags and seat components must be properly disposed of in accordance with manufacturers instructions, the insurance industry requires that these items must never be resold.
The processing of Category B Salvage must comply with the guidelines displayed in the "Code of Practice for the Disposal of Motor Vehicle Salvage" (ABI Code of Practice) issued by Motor Conference. (See 10.2.1 of this Document)
A Category C Vehicle is a Salvaged Vehicle, which is damaged to the extent that the retail cost of repair to the vehicle exceeds the retail pre-accident value thereof.
A Category D Vehicle is a Salvaged Vehicle, which is damaged to the extent that the retail cost of repair to the vehicle does not exceed the retail pre-accident value thereof.
A Category X Vehicle is a vehicle which has been subject to an insurance claim but which has sustained minimal or nil damage or which may have been repaired in accordance to manufacturers specifications, and therefore categorisation as per the Code of Practice for the Disposal of Motor Vehicle Salvage does not apply.
Cat D are normally fairly new cars. Insurance company will simply replace vehicle.
Phil Dicky said:
JKay said:
Hi all
This may sound like a silly question but here goes........
Had a small crash the other day, the other driver admitted full liability (she was on the phone as well).
My 5 month old car suffered cosmetic damage, and a few panels were replaced under the other drivers insurance.
So just want to know, after this is over will my car then be classed as a Cat D insurance write off?
TIA
Nope, if the insurance company have paid for the repair then no its not a cat D, a cat d is a car that is un economical to repair.This may sound like a silly question but here goes........
Had a small crash the other day, the other driver admitted full liability (she was on the phone as well).
My 5 month old car suffered cosmetic damage, and a few panels were replaced under the other drivers insurance.
So just want to know, after this is over will my car then be classed as a Cat D insurance write off?
TIA
The learned Towman once said:
A Category C Vehicle is a Salvaged Vehicle, which is damaged to the extent that the retail cost of repair to the vehicle exceeds the retail pre-accident value thereof.
A Category D Vehicle is a Salvaged Vehicle, which is damaged to the extent that the retail cost of repair to the vehicle does not exceed the retail pre-accident value thereof.
A Category D Vehicle is a Salvaged Vehicle, which is damaged to the extent that the retail cost of repair to the vehicle does not exceed the retail pre-accident value thereof.
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