Bank Charges
Author
Discussion

Technonotice

Original Poster:

4,250 posts

220 months

Tuesday 6th January 2009
quotequote all
I know they are supposed to make a decision on the fairness of the charges or something in the coming weeks. I know I have maybe missed the boat on getting my charges back, but what chances do I have of getting them back now?

To be honest I'm not expecting or counting on a penny but I might as well try as I have paid thousands of pounds of charges over the years..

over to you..


JonX2C

820 posts

239 months

Tuesday 6th January 2009
quotequote all
I have to say I did this when it all kicked off and got £1,112 baack from my bank and it only took 8 weeks and three letters.

Do it yourself using some of the guides out there, it works.

BEst bonus ever.

Mc Lovin

5,588 posts

250 months

Tuesday 6th January 2009
quotequote all
Didn't your bank tell you where to go after? do you mind me asking who you bank with?

i've considered this but i dont want my bank to turn around after and tell me where to go

Hoppy2008

2,496 posts

224 months

Tuesday 6th January 2009
quotequote all
JonX2C said:
I have to say I did this when it all kicked off and got £1,112 baack from my bank and it only took 8 weeks and three letters.

Do it yourself using some of the guides out there, it works.

BEst bonus ever.
I used to be an absolute NIGHTMARE with all of my accounts, and therefore was being charged all the time for being overdrawn (mainly due to forgetting to transfer money from one account to others to pay for bills, etc.
I submitted a claim through a 3rd party and got just oer £3,000. BUT had to pay 15% to the 3rd party for their work.
As JonX2C says, do it yourself, there are plenty of templates for the letters on the web.
Good Luck, and make sure you let us know how you get on.
Hoppy

Hoppy2008

2,496 posts

224 months

Tuesday 6th January 2009
quotequote all
Mc Lovin said:
Didn't your bank tell you where to go after? do you mind me asking who you bank with?

i've considered this but i dont want my bank to turn around after and tell me where to go
Im with Natwest - they didnt tell me to F Off. Prob hoping that I'll fall back to my old ways again!
Go for it McRubbin.

p.s. I think its wise to open an account with another bank in case they do tell you to hop it.

JonX2C

820 posts

239 months

Tuesday 6th January 2009
quotequote all
Mc Lovin said:
Didn't your bank tell you where to go after? do you mind me asking who you bank with?

i've considered this but i dont want my bank to turn around after and tell me where to go
Bank with Natwest.

They didnt tell me where to go because at the end of the day I was pumuping a healthy salary into it every month.

All they do is give you a pat on the back, well done you screwed us, Now sign this bit of paper which shows you are happy for us to give you the money and you are now aware that these bank charges are in place so if you do go over drawn we will charge you and you wont be able to claim it back again.

End of story


Mc Lovin

5,588 posts

250 months

Tuesday 6th January 2009
quotequote all
Sounds all good, i will give this ago this weekbiggrin

Apache

39,731 posts

313 months

Tuesday 6th January 2009
quotequote all
Don't bother, it's all on hold pending the courts decision and the Trading Standards comiing to an agreement....or something

Technonotice

Original Poster:

4,250 posts

220 months

Tuesday 6th January 2009
quotequote all
Apache said:
Don't bother, it's all on hold pending the courts decision and the Trading Standards comiing to an agreement....or something
i thought it was on hold until jan 15th or something?

Mrs Grumpy

863 posts

218 months

Tuesday 6th January 2009
quotequote all
It is on hold, but you can only claim for the last 6 years' worth of charges. If you put in a claim now, then you will get a letter telling you the complaint is on hold. However, your complaint will have been registered so as and when the case is decided, 6 years from the date of complaint will be looked at.

No need to give any money to ambulance chasers for any financial complaint, no matter what their website claims...