Whats your average weekly spend?
Discussion
Not including the weekend, just the working week and outside of bills / train fares / parking / petrol etc what do we all spend on luxuries and day to day things like lunches / magazines etc? In other words, how much "pocket money" do you survive on in a working week?
To kick off, I manage to keep it under £20 a week, thats with bringing a packed lunch four out of five days.
To kick off, I manage to keep it under £20 a week, thats with bringing a packed lunch four out of five days.
Interesting, and someone as sad as me!
I keep a tally in my filofax and have an excel sheet I tot it up on. Last year I averaged £238.62 a week. Now, that is a lot ore than you I'll grant you but I do include 'everything' except stuff that goes out via DD such as mortgage, utility bills, phone etc. Anything else I actally spend from buying a paper to paying for the car insurance goes in the book.
Very sad, as my wife will gadly pointout but I do find it does make me 'think' about the genuine need o otherwise for certain purchases.
I keep a tally in my filofax and have an excel sheet I tot it up on. Last year I averaged £238.62 a week. Now, that is a lot ore than you I'll grant you but I do include 'everything' except stuff that goes out via DD such as mortgage, utility bills, phone etc. Anything else I actally spend from buying a paper to paying for the car insurance goes in the book.
Very sad, as my wife will gadly pointout but I do find it does make me 'think' about the genuine need o otherwise for certain purchases.
Benmac said:
Interesting, and someone as sad as me!
I keep a tally in my filofax and have an excel sheet I tot it up on. Last year I averaged £238.62 a week. Now, that is a lot ore than you I'll grant you but I do include 'everything' except stuff that goes out via DD such as mortgage, utility bills, phone etc. Anything else I actally spend from buying a paper to paying for the car insurance goes in the book.
Very sad, as my wife will gadly pointout but I do find it does make me 'think' about the genuine need o otherwise for certain purchases.
Feck me. it's 1983 again!!I keep a tally in my filofax and have an excel sheet I tot it up on. Last year I averaged £238.62 a week. Now, that is a lot ore than you I'll grant you but I do include 'everything' except stuff that goes out via DD such as mortgage, utility bills, phone etc. Anything else I actally spend from buying a paper to paying for the car insurance goes in the book.
Very sad, as my wife will gadly pointout but I do find it does make me 'think' about the genuine need o otherwise for certain purchases.
)Benmac said:
Interesting, and someone as sad as me!
I keep a tally in my filofax and have an excel sheet I tot it up on. Last year I averaged £238.62 a week. Now, that is a lot ore than you I'll grant you but I do include 'everything' except stuff that goes out via DD such as mortgage, utility bills, phone etc. Anything else I actally spend from buying a paper to paying for the car insurance goes in the book.
Very sad, as my wife will gadly pointout but I do find it does make me 'think' about the genuine need o otherwise for certain purchases.
I also have an excel sheet system! How sad are we - I record everything from the snickers I bought at lunchtime to all my direct debits, and have lots of little forumalas to work out totals and stuff.I keep a tally in my filofax and have an excel sheet I tot it up on. Last year I averaged £238.62 a week. Now, that is a lot ore than you I'll grant you but I do include 'everything' except stuff that goes out via DD such as mortgage, utility bills, phone etc. Anything else I actally spend from buying a paper to paying for the car insurance goes in the book.
Very sad, as my wife will gadly pointout but I do find it does make me 'think' about the genuine need o otherwise for certain purchases.
highly sad but it means that I can compare it with my bank statement at the end of the month and spot any errors the bank make (it has happened), and it means I keep my spending in check as well!
Have one of these:
Nice dedication from the excel guys! I used to keep tabs on my fuel with excel but that lasted all of two weeks! 
. My employer provides free lunch however it means a drive through town which is a real pain. I spend around £7.50 a week on lunch from the supermarket (mostly 2 rolls and mackerel with varied sauces - tomato, curry etc) and £10 for fuel. I have a few tradesman friends who spend £5-8 a day on lunch!
. My employer provides free lunch however it means a drive through town which is a real pain. I spend around £7.50 a week on lunch from the supermarket (mostly 2 rolls and mackerel with varied sauces - tomato, curry etc) and £10 for fuel. I have a few tradesman friends who spend £5-8 a day on lunch!
Depends greatly on circumstance.
Currently spending feck all on myself because nursery costs for two kids 3 days a week all of a sudden = approx £900 a month. But school beckons for Zep child #1 soon which will ease things.
Barely drink during the week because of running/dieting. Occasional takeaway I suppose. And Lovefilm of course.
I see Super Unleaded for the Aero as my main 'treat' TBH.
But in more comfortable times I've been fairly frivolous.
Currently spending feck all on myself because nursery costs for two kids 3 days a week all of a sudden = approx £900 a month. But school beckons for Zep child #1 soon which will ease things.
Barely drink during the week because of running/dieting. Occasional takeaway I suppose. And Lovefilm of course.
I see Super Unleaded for the Aero as my main 'treat' TBH.
But in more comfortable times I've been fairly frivolous.
Edited by captainzep on Monday 12th January 14:18
Bing o said:
Benmac said:
Interesting, and someone as sad as me!
I keep a tally in my filofax and have an excel sheet I tot it up on. Last year I averaged £238.62 a week. Now, that is a lot ore than you I'll grant you but I do include 'everything' except stuff that goes out via DD such as mortgage, utility bills, phone etc. Anything else I actally spend from buying a paper to paying for the car insurance goes in the book.
Very sad, as my wife will gadly pointout but I do find it does make me 'think' about the genuine need o otherwise for certain purchases.
Feck me. it's 1983 again!!I keep a tally in my filofax and have an excel sheet I tot it up on. Last year I averaged £238.62 a week. Now, that is a lot ore than you I'll grant you but I do include 'everything' except stuff that goes out via DD such as mortgage, utility bills, phone etc. Anything else I actally spend from buying a paper to paying for the car insurance goes in the book.
Very sad, as my wife will gadly pointout but I do find it does make me 'think' about the genuine need o otherwise for certain purchases.
Mike400 said:
Benmac said:
Interesting, and someone as sad as me!
I keep a tally in my filofax and have an excel sheet I tot it up on. Last year I averaged £238.62 a week. Now, that is a lot ore than you I'll grant you but I do include 'everything' except stuff that goes out via DD such as mortgage, utility bills, phone etc. Anything else I actally spend from buying a paper to paying for the car insurance goes in the book.
Very sad, as my wife will gadly pointout but I do find it does make me 'think' about the genuine need o otherwise for certain purchases.
I also have an excel sheet system! How sad are we - I record everything from the snickers I bought at lunchtime to all my direct debits, and have lots of little forumalas to work out totals and stuff.I keep a tally in my filofax and have an excel sheet I tot it up on. Last year I averaged £238.62 a week. Now, that is a lot ore than you I'll grant you but I do include 'everything' except stuff that goes out via DD such as mortgage, utility bills, phone etc. Anything else I actally spend from buying a paper to paying for the car insurance goes in the book.
Very sad, as my wife will gadly pointout but I do find it does make me 'think' about the genuine need o otherwise for certain purchases.
highly sad but it means that I can compare it with my bank statement at the end of the month and spot any errors the bank make (it has happened), and it means I keep my spending in check as well!
Have one of these:
Mike400 said:
Benmac said:
Interesting, and someone as sad as me!
I keep a tally in my filofax and have an excel sheet I tot it up on. Last year I averaged £238.62 a week. Now, that is a lot ore than you I'll grant you but I do include 'everything' except stuff that goes out via DD such as mortgage, utility bills, phone etc. Anything else I actally spend from buying a paper to paying for the car insurance goes in the book.
Very sad, as my wife will gadly pointout but I do find it does make me 'think' about the genuine need o otherwise for certain purchases.
I also have an excel sheet system! How sad are we - I record everything from the snickers I bought at lunchtime to all my direct debits, and have lots of little forumalas to work out totals and stuff.I keep a tally in my filofax and have an excel sheet I tot it up on. Last year I averaged £238.62 a week. Now, that is a lot ore than you I'll grant you but I do include 'everything' except stuff that goes out via DD such as mortgage, utility bills, phone etc. Anything else I actally spend from buying a paper to paying for the car insurance goes in the book.
Very sad, as my wife will gadly pointout but I do find it does make me 'think' about the genuine need o otherwise for certain purchases.
highly sad but it means that I can compare it with my bank statement at the end of the month and spot any errors the bank make (it has happened), and it means I keep my spending in check as well!
Have one of these:
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