Credit Agreements?
Author
Discussion

Chris_w666

Original Poster:

22,655 posts

228 months

Friday 30th January 2009
quotequote all
Quick Question, and a chance for you to flame a muppet.

I ordered some clothing from an online retailer back in November, sent most of it back but kept a t-shirt that cost £20. Recieved a bill in December from them and it being a small bill managed to forget to pay it, today I recieved a letter from a debt collecting agency asking for £1.67 a month to clear my £45.06 debt.

It isn't a huge amount of money and maybe I should pay it and kick myself, but I have signed no credit agreement with this firm (I have my copy and the one I was supposed to return here unsigned) so can they legally add £24 for 2 missed payments and a random £1.06 from nowhere?

rsv gone!

11,288 posts

270 months

Friday 30th January 2009
quotequote all
I doubt you could have ordered from them without in some way agreeing to their terms and conditions

Chris_w666

Original Poster:

22,655 posts

228 months

Tuesday 3rd February 2009
quotequote all
Any more opinions can they enforce this or am I just thick?

esselte

14,626 posts

296 months

Tuesday 3rd February 2009
quotequote all
As you said,pay it and kick yourself...you ordered the stuff,kept some and didn't pay.....