Insurance quotes, anyone?

[WhirlingDERVish]

I just read the post regarding a quote with the Hurricane mod and a few postees mentioned Adrian Flux. They're the company my dealer suggested I should call for the best quote. I'd be interested to hear from anyone of a similar age to me for where they got their insurance from as AF gave me (what I consider) an over-inflated quote of £960.

I'm 35, 8 years NCD, tracker, garaged, no points, insuring a 2005 111R.

The best quote I got was Direct Line at £696. Can anyone suggest a better place to try? I'm sure AF are good for some people but a £280 difference seems excessive.

[mustard]

Tesco's seem to like Elises

[bigmac]

AF were not that good for me last year. But were this year. I would guess this is down to 1. I know have a years experience driving an Elise and 2. I modded the car.

Try this url where they claim to ask just about every insurer out there (appart from esure) www.confused.com

Good luck

[peter450]

foot man james if ur a club lotus member £25 a year you get an aditional 10% off.
There quotes are genrally v competive an they specialise in lotus etc so give them a bell

[S Works]

Try Elephant online - they may do you better. Also try going back to AF and see if they can match your best quote (unless you tried that already!).

Insurance calculation:
1. Take down applicant details
2. Take out excel spreadsheet with random calculus
3. Throw away applicant details apart from name, address, tel no.
4. Generate initial quote
5. Refer to underwriters
6. Underwriter puts down Times crossword, tea and scone
7. Times initial quote by 10, divide by the number of digestives left in the office tin, apply weather/day of the week factor of boredom, if wife/gf did not please last night add £150.
8. Give quote to customer

[jfrf]

autotorque and eggar lawson seem to give good quotes for elises

[tanman]

Try Bell direct (sister company of admiral and elephant), they were the cheapist for me, better than tesco, direct line, elephant etc, i phoned them all (not than i'm tight!) paid £400 on standard S2 in the end
Tanman

[dss123]

Mmmm,

600 odd quid seems not too bad for a 111R.

Could try Autotorque - did a good deal for me with mods etc etc.


Duncs

[andyjjj]

AF were great for me :-

27 yrs, 4 yrs no claims, 02 plate S2 Sports tourer, parked on drive in Birmingham! £1083.

Norwich Union quoted £3500!!! Tesco quoted £1100 but required a tracker but I don't have one.

[bogie]

£696 is cheap - I pay £1200 with LV - 35, 7 yrs NCB, no points etc ...but car highly modified...and unlimited class 1 business...will hav eto shop around again this year ........

[Bob_Defly]

I just got £1125 from AutoTorque, which ain't bad.

Exige S2, 29yo, 3 yr NCB, parked on street.

They guy there was very helpful too, I would recommend them, and they do around £70 per trackday.

[windman]

I went with Elephant....quoted me £650 fully comp and with protected no claims.
I'm 31 with 9 yrs no claims and am also have IAM membership, car parked in garage.

[Bob_Defly]

I think garages/drives make a massive difference, I can't wait to move...

[Sim North East]

I just got a renewal through from Admiral £736. No one else can beat it - tried Elephant and Confused.

[340ragtop]

autotorque.

great guys and great price.

[firefox]

I got a quote from this site and they quoted me £450 which is the cheapest I've ever been quoted . That was with an excess of £300 though. www.quotelinedirect.co.uk dont know if they are any good though?

31 years old, full NCB, Garaged.

[Sim North East]

Weird thing insurance.

I have just tried them 31 full NCB, garaged with a 400 voluntary excess and they quoted me £1375. Just over £700 with admiral.

[S Works]

Bob_Defly said:

I think garages/drives make a massive difference, I can't wait to move...

then I can justify an R300 or R400... well, that's what I tell myself anyway!

[sja]

Just an update on this insurance.. Tried Tesco as they were insuring my old car. New car 2005 111s Not too bad at £770. nine yrs NCB 3 points, 37 yrs and garaged. But they wanted expensive tracker fitted. Gone with First Alternative. No tracker required. Protected NCB £540. Worth shopping around..

[WhirlingDERVish]

You're right, First Alternative just quoted me £596 with a £150 excess, I'm impressed!