I'm gutted; almost hit a deer last night
Discussion
:-(
While I was able to evade the deer, the car unfortunately wasn't that lucky, hitting the side of the road and damaging the front of the car. Luckily, I wasn't driving that fast, so when I did hit the side, the damage doesn't seem all that bad; The front is badly scratched and cut, the front-spoiler broke off and below the car where I must have touched the surface seems to have taken some damage as well, possibly damaging the water/oil? cooler. Despite the low speed, I am on one hand surprised the car shows so little damage but at the same time gutted about the whole thing happening in the first place.
I suppose I was very lucky as it could have been much worse - and at least, I was able to evade the deer which I am certain I didn't touch.
Anyone have any idea what kind of repair costs I'm looking at? From what I gather, the front would have to be replaced, as well as being fitted with a new front-spoiler... the spotlights in the middle are of course both damaged and would have to be replaced / repaired... Oh and the car is a Exige S2... Any useful tips before I contact my car insurrance?
While I was able to evade the deer, the car unfortunately wasn't that lucky, hitting the side of the road and damaging the front of the car. Luckily, I wasn't driving that fast, so when I did hit the side, the damage doesn't seem all that bad; The front is badly scratched and cut, the front-spoiler broke off and below the car where I must have touched the surface seems to have taken some damage as well, possibly damaging the water/oil? cooler. Despite the low speed, I am on one hand surprised the car shows so little damage but at the same time gutted about the whole thing happening in the first place.
I suppose I was very lucky as it could have been much worse - and at least, I was able to evade the deer which I am certain I didn't touch.
Anyone have any idea what kind of repair costs I'm looking at? From what I gather, the front would have to be replaced, as well as being fitted with a new front-spoiler... the spotlights in the middle are of course both damaged and would have to be replaced / repaired... Oh and the car is a Exige S2... Any useful tips before I contact my car insurrance?
gooby said:
Good driving Phil! The car may be a little damaged but at least the innocent bystander was unhurt.
Take the car to a lotus approved bodywork centre and get them to assess the damage - it doesnt take much to right off a clam.
Take the car to a lotus approved bodywork centre and get them to assess the damage - it doesnt take much to right off a clam.
If Gooby (AKA Dear Hunter) had been be"hind" the wheel it would have been venison on the menu last night!
Sorry to hear about the damage Phil. Hope it is a quick an inexpensive fix.
Joe - Exige S said:
gooby said:
Good driving Phil! The car may be a little damaged but at least the innocent bystander was unhurt.
Take the car to a lotus approved bodywork centre and get them to assess the damage - it doesnt take much to right off a clam.
Take the car to a lotus approved bodywork centre and get them to assess the damage - it doesnt take much to right off a clam.
If Gooby (AKA Dear Hunter) had been be"hind" the wheel it would have been venison on the menu last night!
Sorry to hear about the damage Phil. Hope it is a quick an inexpensive fix.
As an aside, I hear that they are making a film about Harold Shipman - De Niro is playing the main role. Apparently the title of the film is going to the the "Old Dear Hunter."
/coat/
Thanks guys.. really appreciated. Just talked to my dealer... technically, it would have been better to have hit the deer as that would have made my case look better in front of the insurrance. It's a wicked world we live in. :-/
Since I was able to evade it completely, I suppose I'll have to find out what the insurrance will do and how much of the repairs they'll cover. At least I did the right thing by contacting the correct authorities (police, etc)...
Since I was able to evade it completely, I suppose I'll have to find out what the insurrance will do and how much of the repairs they'll cover. At least I did the right thing by contacting the correct authorities (police, etc)...
Phil-CH said:
Thanks guys.. really appreciated. Just talked to my dealer... technically, it would have been better to have hit the deer as that would have made my case look better in front of the insurrance. It's a wicked world we live in. :-/
Since I was able to evade it completely, I suppose I'll have to find out what the insurrance will do and how much of the repairs they'll cover. At least I did the right thing by contacting the correct authorities (police, etc)...
Since I was able to evade it completely, I suppose I'll have to find out what the insurrance will do and how much of the repairs they'll cover. At least I did the right thing by contacting the correct authorities (police, etc)...
To be frank - tell the insurance anything you like. If it is better that you hit the deer, than tell them so. Just dont give them room to wriggle out of the claim. And dont be quite as impatient with the stooopid questions that they ask in the claim forms. The draw a diagram of the incident was particularly annoying.
Hope the car gets sorted quickly and without you having to stump up. Insurance companies make me want to cry/scream/yell. How can doing the right thing - and not hitting the dear - make it more difficult for you??
As an aside, I was on a first aid course recently and heard a story of a guy with a nice new BMW who stopped at the scene of an accident. One of the involved was dazed and faint, but seemed otherwise OK. The gallant BMW driver offered for the guy to sit in the back of his car whilst the services arrived. Only when they did they couldn't be sure that there was no potential spinal injury, so they cut the roof off the car as it was the only way to get the guy our and immobilise his neck sufficiently. The BMW insurance didn't pay out as the damage wasn't as a direct result of the accident!!! Nightmare.
Glad you are OK.
As an aside, I was on a first aid course recently and heard a story of a guy with a nice new BMW who stopped at the scene of an accident. One of the involved was dazed and faint, but seemed otherwise OK. The gallant BMW driver offered for the guy to sit in the back of his car whilst the services arrived. Only when they did they couldn't be sure that there was no potential spinal injury, so they cut the roof off the car as it was the only way to get the guy our and immobilise his neck sufficiently. The BMW insurance didn't pay out as the damage wasn't as a direct result of the accident!!! Nightmare.
Glad you are OK.
The insurer won't really care whether you hit the deer or not- the claim will be made against your policy regardless (it's unlikely the deer has any cover!). May as well tell them the truth- if the damage isn't consistent with hitting a deer, the assessor should be able to tell. Then you're in the brown and smelly stuff for lying. That will give them a reason to wriggle out of it. Don't like to be a party-pooper but it's not worth the risk.
jez o said:
The insurer won't really care whether you hit the deer or not- the claim will be made against your policy regardless (it's unlikely the deer has any cover!). May as well tell them the truth- if the damage isn't consistent with hitting a deer, the assessor should be able to tell. Then you're in the brown and smelly stuff for lying. That will give them a reason to wriggle out of it. Don't like to be a party-pooper but it's not worth the risk.
Good point - the dead giveaway was the large amounts of fur in the cracked and broken clam....
seetim said:
Hope the car gets sorted quickly and without you having to stump up. Insurance companies make me want to cry/scream/yell. How can doing the right thing - and not hitting the dear - make it more difficult for you??
As an aside, I was on a first aid course recently and heard a story of a guy with a nice new BMW who stopped at the scene of an accident. One of the involved was dazed and faint, but seemed otherwise OK. The gallant BMW driver offered for the guy to sit in the back of his car whilst the services arrived. Only when they did they couldn't be sure that there was no potential spinal injury, so they cut the roof off the car as it was the only way to get the guy our and immobilise his neck sufficiently. The BMW insurance didn't pay out as the damage wasn't as a direct result of the accident!!! Nightmare.
Glad you are OK.
As an aside, I was on a first aid course recently and heard a story of a guy with a nice new BMW who stopped at the scene of an accident. One of the involved was dazed and faint, but seemed otherwise OK. The gallant BMW driver offered for the guy to sit in the back of his car whilst the services arrived. Only when they did they couldn't be sure that there was no potential spinal injury, so they cut the roof off the car as it was the only way to get the guy our and immobilise his neck sufficiently. The BMW insurance didn't pay out as the damage wasn't as a direct result of the accident!!! Nightmare.
Glad you are OK.
They'd have had to cut me in half first.............!
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