Anyone for venison?
Discussion
I'm angry.
23:00 at night, a country lane, driving my Elise. A deer hears the Elise coming and decides the best course of action would be to wait for a bit and then leap out from the bushes at the last minute and play chicken.
Sadly, I've seen people with no arms or legs or eyes play chicken better. I swerved, thought I might make it but the little bastard kept on sprinting like bloody Bambi on speed and clipped my offside wing.
I say clipped, but then a deer isn't a small animal and the bugger nutted right through the clamshell and bled all over it. It flew into the air (7.8 for artistic merit, but the landing was poor... 5.4) and slid down the road for a bit, coming to a stop alongside the Elise. By the time I was out of the car and asking for it's insurance details it was up and scarpering like a bloody coward.
Looks like I need a new clam, which isn't going to be cheap. Anyway, the moral of the story... protect yourselves, eat venison.
23:00 at night, a country lane, driving my Elise. A deer hears the Elise coming and decides the best course of action would be to wait for a bit and then leap out from the bushes at the last minute and play chicken.
Sadly, I've seen people with no arms or legs or eyes play chicken better. I swerved, thought I might make it but the little bastard kept on sprinting like bloody Bambi on speed and clipped my offside wing.
I say clipped, but then a deer isn't a small animal and the bugger nutted right through the clamshell and bled all over it. It flew into the air (7.8 for artistic merit, but the landing was poor... 5.4) and slid down the road for a bit, coming to a stop alongside the Elise. By the time I was out of the car and asking for it's insurance details it was up and scarpering like a bloody coward.
Looks like I need a new clam, which isn't going to be cheap. Anyway, the moral of the story... protect yourselves, eat venison.
Ouch... nah, thought not 
Wow - you havent had a good night. I trust insurance will take care of the uncomfortable bill.
It seems a lot of PH ers are developing deer fear.
It does develop an interesting point. With the UK's current nambyism over such things as sensible culling of deer, thier numbers are spiraling out of control. I know that locally the National Trust own most of the purbecks and they will not allow a cull to take place. There are less and less people with stalkers licences so how are we going to "eat venison" unless very high calibre weapons are used (cars)! It will end badly. Be careful out there - please.
It seems a lot of PH ers are developing deer fear.
It does develop an interesting point. With the UK's current nambyism over such things as sensible culling of deer, thier numbers are spiraling out of control. I know that locally the National Trust own most of the purbecks and they will not allow a cull to take place. There are less and less people with stalkers licences so how are we going to "eat venison" unless very high calibre weapons are used (cars)! It will end badly. Be careful out there - please.
Edited by gooby on Tuesday 20th June 09:02
One thing I didn't know until recently, Gruffy, is that when you make a claim you don't actually go back to 0 no claims. dependent upon the severity they 'take off' 1 or 2 yrs no claims bonus, so you won't actually go back to scratch but you will still feel a hit for a few years.
Anyhow, sorry to hear it happened but at least you're ok!
Anyhow, sorry to hear it happened but at least you're ok!
You don't get in trouble for discussing it with them, if you see what I mean; you are more than allowed to say I've had an accident but don't know whether to claim or not.
£2.5k sounds a lot but on £1000/yr insurance it will turn it to £500+ more per year for 3 or 4 years (all very big estimates!), so I'm sure it will come down to cash flow more than anything.
Fingers crossed for you pal!
£2.5k sounds a lot but on £1000/yr insurance it will turn it to £500+ more per year for 3 or 4 years (all very big estimates!), so I'm sure it will come down to cash flow more than anything.
Fingers crossed for you pal!
You dont have to make a claim. You are legally obliged to declare all accidents to your insurance company even if it was not your fault, or whether you make a claim or not. Failing to do so, can result in them revoking your insurance if they find out, which isnt usually until you dfo actually make a claim.
And yes they do then push up your premium. Some perverse logic says that even if you are involved in an accident that was not your fault, it means that you are then more likely to have an accident that was your fault, therefore you are a greater liability so your premium increases.
And yes they do then push up your premium. Some perverse logic says that even if you are involved in an accident that was not your fault, it means that you are then more likely to have an accident that was your fault, therefore you are a greater liability so your premium increases.
beachbum said:
Some perverse logic says that even if you are involved in an accident that was not your fault, it means that you are then more likely to have an accident that was your fault, therefore you are a greater liability so your premium increases.
Don't I know it! When I was 17 I was rear-ended waiting at a junction and then 10 days later a 4x4 ran a red light and put me in hospital for a few days. Clearly, I was free from blame in both incidents but that didn't stop the insurance companies from rear-ending me for the next few years.
It's soul-destroying at times like this where I should be making use of my insurance but it would only cost me more in the long run.
I understand that it's all about the data. I'm sure it must be the case that, for whatever reason, those who've been involved in non-fault accidents are (as a group) more likely to be involved in other accidents. After my two non-fault accidents though I've had 10 years clean driving until Bambi leapt out last night.
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