Insuring Elise as 2nd car
Discussion
Sadly, I am selling my beloved S2 next month. My Dad is buying it so I will still be able to see it!!
He needs to insure it as a 2nd car as he has an X-type Jag for day to day use. He is having problems getting a decent quote due to only being able to use his no-claims bonus on one car.
Does anyone know of any insurance companies who do a good deal on insuring two vehicles?
Si
He needs to insure it as a 2nd car as he has an X-type Jag for day to day use. He is having problems getting a decent quote due to only being able to use his no-claims bonus on one car.
Does anyone know of any insurance companies who do a good deal on insuring two vehicles?
Si
To be honest, most companies will reflect the no claims bonus of the first car onto the second car so long as you insure both with them. So, obviously, go to his current insurer first.
a-plan (who advertise on these forums and many PHers have had success with) have done exactly that for me; my elise is main insured car, and they insure my focus with the same no claims bonus (6yrs or something like that; not an inconsequential amount).
a-plan (who advertise on these forums and many PHers have had success with) have done exactly that for me; my elise is main insured car, and they insure my focus with the same no claims bonus (6yrs or something like that; not an inconsequential amount).
TonyHetherington said:
To be honest, most companies will reflect the no claims bonus of the first car onto the second car so long as you insure both with them. So, obviously, go to his current insurer first.
a-plan (who advertise on these forums and many PHers have had success with) have done exactly that for me; my elise is main insured car, and they insure my focus with the same no claims bonus (6yrs or something like that; not an inconsequential amount).
He is with Egg for the Jag but they won't reflect it for the Elise.a-plan (who advertise on these forums and many PHers have had success with) have done exactly that for me; my elise is main insured car, and they insure my focus with the same no claims bonus (6yrs or something like that; not an inconsequential amount).
I am with A-Plan, I will tell him to call them.
He is currently getting quotes of around £800 with no NCB @ 52 years old in good postcode. Vehicle kept on driveway.
Simon
I think the problem is the insurers are, understandably, not going to let you ( or me! ) insure the Elise as a second car - not unless your main car is worth lots more.
They will probably advise you to transfer the NCD on your cheaper car to the Elise, then re-insure the cheapo as the 2nd car.
This may sound reasonable, but not if your present insurer is silly with Elise quotes, as most are.
I am with MoreThan and they mirrored the 4 year NCD on my runabout. Keep in mind though, that when the renewal comes up, I will have...I hope...5 years on the Elise but only 1 on the runabout ( if I go elsewhere, they will still quote me on 5 years for both ).
When is your renewal due? It is ALWAYS cheaper to change insurers every year with your extra NCD ( hopefully! ) in hand, as they all operate 'new customer only ' rates...and many have ' insure your second car for free! ' as part of that welcome. ( It is not free, tons of conditions but can still be cheaper by far )
They will probably advise you to transfer the NCD on your cheaper car to the Elise, then re-insure the cheapo as the 2nd car.
This may sound reasonable, but not if your present insurer is silly with Elise quotes, as most are.
I am with MoreThan and they mirrored the 4 year NCD on my runabout. Keep in mind though, that when the renewal comes up, I will have...I hope...5 years on the Elise but only 1 on the runabout ( if I go elsewhere, they will still quote me on 5 years for both ).
When is your renewal due? It is ALWAYS cheaper to change insurers every year with your extra NCD ( hopefully! ) in hand, as they all operate 'new customer only ' rates...and many have ' insure your second car for free! ' as part of that welcome. ( It is not free, tons of conditions but can still be cheaper by far )
i have a van and direct line were the only ones that would 'mirror' my no-claims for the elise, mind you it was still £2049... 27, full no claims,garaged,no points etc with a rac trackstar plus. Im sure these assholes just randomly pull quotes from their behind ! edited to say that was for both
Edited by crackthatoff on Thursday 16th August 23:10
Yeah, our premium with admiral is pretty good - 3 cars on one policy and we're happy. Only took it out because we were getting the Elise - turned out the Elise part of the policy was 50% cheaper than the next cheapest quote and the other two cars were about 50% cheaper too. Wish I'd shopped around sooner!
Unfortunately the only test of an insurance co is when you have to make a claim, which is a position most of us hope to avoid!
Unfortunately the only test of an insurance co is when you have to make a claim, which is a position most of us hope to avoid!
Try Chris Knott, Heritage and AON, all of whom will consider no claims on your other car.
When I bought my Elise, it was worth 23k, while my daily hack was a Primera which was worth around £400, and insured with somebody else. They let me keep the NCD on the Primera, and applied the discount to the Elise as well.
Mike...
When I bought my Elise, it was worth 23k, while my daily hack was a Primera which was worth around £400, and insured with somebody else. They let me keep the NCD on the Primera, and applied the discount to the Elise as well.
Mike...
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