Exige insurance re; "coupe" vs "convertible"
Exige insurance re; "coupe" vs "convertible"
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Discussion

TonyHetherington

Original Poster:

32,091 posts

281 months

Tuesday 11th September 2007
quotequote all
Just got an insurance quote for an Exige from A-Plan (my current insurers)...between now and April only £63 extra for a £25k 2005 Exige (not bad, hey!?). That's £700 a year, well chuffed.

Anyway, while there I asked the question about the roof as I've read some companies have issues with it being called a coupe when in fact the roof comes off and, in some cases, people use soft tops.

They (A-Plan) rang the insurer (MarketStudy) and they confirmed that they would have no problems with the car still being insured if either 1) the roof was not in or 2) there was a lotus canvas roof on top of it.

They did however say that some other insurers they deal with MAY have problems with it, so it really is ask on a case by case basis for sure.

Thought I'd let you know, anyhow biggrin

S Works

10,166 posts

281 months

Tuesday 11th September 2007
quotequote all
Wot no Trackday insurance? wink

TonyHetherington

Original Poster:

32,091 posts

281 months

Tuesday 11th September 2007
quotequote all
Good point!


phone

GKP

15,099 posts

272 months

Tuesday 11th September 2007
quotequote all
It's a fixed head coupe. Anything else is a modification.

kambites

71,646 posts

252 months

Wednesday 12th September 2007
quotequote all
GKP said:
It's a fixed head coupe. Anything else is a modification.
Probably true. Which means that if you drive it with the roof off without telling them, you're not insured.

TonyHetherington

Original Poster:

32,091 posts

281 months

Wednesday 12th September 2007
quotequote all
You did read that RANG THE INSURANCE COMPANY, didn't you? ASKED THEM, as opposed to speculating?!

kambites

71,646 posts

252 months

Wednesday 12th September 2007
quotequote all
TonyHetherington said:
You did read that RANG THE INSURANCE COMPANY, didn't you? ASKED THEM, as opposed to speculating?!
I wasn't directly referring to you or anyone else in my post. Just a general comment along the lines of the topic.

And of course a warning to others who may not have been as sensible as you. wink

Edited by kambites on Wednesday 12th September 09:01

TonyHetherington

Original Poster:

32,091 posts

281 months

Wednesday 12th September 2007
quotequote all
I must admit my question was posed to them as I just faintly possibly might be read something once sort-a-thing, so thought it worth asking right from the off (glad I did, it put my mind at rest).

But, as I mentioned in my first post, my broker did say that this only applied to the company I'm insured with (Market Study I think it is) and that others may be different.

So, rule of thumb; check with your insurance company for sure yes