SP30 Insurance Increase !!!!!!!
Discussion
I posted about two months ago regarding my recently acquired SP30, the general opinion was that it shouldn't make a vast difference to my insurance.......wrong!
Admiral have sent my renewal.... £1100 and last year it was about £750
I won't be paying that so some time spent on the phone is required.
Admiral have sent my renewal.... £1100 and last year it was about £750
I won't be paying that so some time spent on the phone is required.As said above, just spend a whole day on the net or phone and get quotes.
The phone can be good for last minute deals. That is, the chap or chappess will normally ask you how the quote compares - if they are not too far off your best quote, or just a price you will be happy with, let them know the price to get your business and they will often accept.
The tactic here though, as with ALL 'new customer only' rates, is that you will be slammed on renewal - so just do the same again, spend a whole day getting new quotes, take advantage of the 'new customer only' rates again.
There are no 'great' companies, no reason at all to stay loyal.
The phone can be good for last minute deals. That is, the chap or chappess will normally ask you how the quote compares - if they are not too far off your best quote, or just a price you will be happy with, let them know the price to get your business and they will often accept.
The tactic here though, as with ALL 'new customer only' rates, is that you will be slammed on renewal - so just do the same again, spend a whole day getting new quotes, take advantage of the 'new customer only' rates again.
There are no 'great' companies, no reason at all to stay loyal.
Try http://www.autotorque.co.uk/
they cut my insurance from £498 to £288. I'm with http://forum.nyloc.org/
so they gave me an extra discount because i'm in a lotus club.
I think you get some trackday cover too.
You can't beat having a good ring round, it WILL save you money.
not sure how up to date but here's a few to go at,
Chris Knott 0800 917 2274
Auto Torque 0161 278 5226
Elephant 0870 0401 140
discount rates available for s*l*c members (www.seloc.org)
Footman James 0121 561 4196
Adrian Flux 08700 777 888
Egger Lawson / CCI 0115 941 5255
Lotus / AON / Esteem (Official) 01483 706 051
usual suspects
Tesco 0845 300 4400
Direct Line 0845 246 8701
Privilege 0845 246 0275
Liverpool Victoria 01202 292 333
Admiral 0800 600 800
Bell Direct / Admiral 0800 140 180
More Than / Hastings 0800 072 4186
Quoteline Direct 0870 442 9049
Norwich Union Direct 0800 092 9564
Hth, Dunx.
they cut my insurance from £498 to £288. I'm with http://forum.nyloc.org/
so they gave me an extra discount because i'm in a lotus club.
I think you get some trackday cover too.
You can't beat having a good ring round, it WILL save you money.
not sure how up to date but here's a few to go at,
Chris Knott 0800 917 2274
Auto Torque 0161 278 5226
Elephant 0870 0401 140
discount rates available for s*l*c members (www.seloc.org)
Footman James 0121 561 4196
Adrian Flux 08700 777 888
Egger Lawson / CCI 0115 941 5255
Lotus / AON / Esteem (Official) 01483 706 051
usual suspects
Tesco 0845 300 4400
Direct Line 0845 246 8701
Privilege 0845 246 0275
Liverpool Victoria 01202 292 333
Admiral 0800 600 800
Bell Direct / Admiral 0800 140 180
More Than / Hastings 0800 072 4186
Quoteline Direct 0870 442 9049
Norwich Union Direct 0800 092 9564
Hth, Dunx.
If your premium were increased after you got your SP30 then they would have told you when you told them about it - I presume you would have done that as soon as possible?
If they didn't increase the premium then (mid-term) then it isn't likely to be the points giving you grief - as suggested above, shop around, I do every year and almost every year have to switch to benifit from the latest best deal.
If they didn't increase the premium then (mid-term) then it isn't likely to be the points giving you grief - as suggested above, shop around, I do every year and almost every year have to switch to benifit from the latest best deal.
I was with Elephant. First time offense saw me with 5 points and hefty fine - at renewal they quoted approx. £500 increase - needless to say I was disgusted.
Shopped around and ended up with a cheaper premium than last year, lower deductible, higher mileage allowance...and IMO better security. Try John @ Chris Knott Ins. Brokers - I am now with Highway Insurance Co.
Shopped around and ended up with a cheaper premium than last year, lower deductible, higher mileage allowance...and IMO better security. Try John @ Chris Knott Ins. Brokers - I am now with Highway Insurance Co.
i was under the impression admiral and elephant are basically the same company anyway.
if you got a high requote, try entering your exact deatils on the admiral website.good chance it will be cheaper that way.
from experience on the admiral website, an sp30 was about an extra 50 quid for me, although many reasonable companies will not peanalise you.
if you got a high requote, try entering your exact deatils on the admiral website.good chance it will be cheaper that way.
from experience on the admiral website, an sp30 was about an extra 50 quid for me, although many reasonable companies will not peanalise you.
ALE 111s said:
I posted about two months ago regarding my recently acquired SP30, the general opinion was that it shouldn't make a vast difference to my insurance.......wrong!
Admiral have sent my renewal.... £1100 and last year it was about £750 I won't be paying that so some time spent on the phone is required.
Every insurance company normaly bumps your premium on renewal, its almost standard practice as lots of people can't be bothered to shop around.Admiral have sent my renewal.... £1100 and last year it was about £750
I won't be paying that so some time spent on the phone is required.Take the time as you've said and shop around.
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