Single trackday insurance
Discussion
Sparxy said:
Of course I would never condone the following behaviour but.....
I have heard of some disreputable people moving the car on to a nearby road and reporting the accident there.
OUTRAGEOUS!
Dodgy cos some insurance companies have photographers taking pics of reg plates at track days or at least so i have been told.I have heard of some disreputable people moving the car on to a nearby road and reporting the accident there.
OUTRAGEOUS!
I seriosuly doubt that as the cost of doing so would be prohibitive but the point is that it's fraud and highly illegal.
As I said I don't condone it.
How many here have been to a track day and not taken up insurance? I've only ever done one track day and it was very well controlled with little risk of a car on car shunt. In addition the track had large run off areas so even those that did go off the damage was superficial if any at all.
Also you don't have to go nuts, you can just use the experience to learn more about how the car can perform without getting outside your comfort zone.
As I said I don't condone it.
How many here have been to a track day and not taken up insurance? I've only ever done one track day and it was very well controlled with little risk of a car on car shunt. In addition the track had large run off areas so even those that did go off the damage was superficial if any at all.
Also you don't have to go nuts, you can just use the experience to learn more about how the car can perform without getting outside your comfort zone.
My view is it depends on the organiser. I tend to only do LOT and GRRC days, and if I didn't have track day cover with my Heritage policy, there would be some tracks I might not take insurance for. Both of these clubs organise exceptionally safe and well mannered track days, where you can be confident that other peoples driving standards will be carefully watched.
Any other organisers other than those and it would be a must for me.
Any other organisers other than those and it would be a must for me.
Sparxy said:
Of course I would never condone the following behaviour but.....
I have heard of some disreputable people moving the car on to a nearby road and reporting the accident there.
OUTRAGEOUS!
All relevent trackday incidents are "logged" by the circuits - part of their insurance cover requirements. Insurance companies aren't stupid, they know the score, & will make the necessary enquiries, & will refer appropriate matters to the Police.I have heard of some disreputable people moving the car on to a nearby road and reporting the accident there.
OUTRAGEOUS!
Anyone doing as you say, deserves all they will get for perpetrating insurance fraud.
Did a couple of days at Croft last year without insurance. It's a heck of a gamble, but for me it came down to this; Do the track day for about £160 with no insurance or don't do the track day at all because of not being able to afford the cost of the track, plus insurance which worked out at over £400. It's a lot for a days entertainment.
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as opposed to somewhere like Bedford or Snetterton.