Insurance at 23 on an Exige?

[ChapppeRS]

Hi guys,

I'm currently thinking of swapping my Focus RS in for a different car. I'd been looking at the Exige before I purchased the Focus, and now i'm looking again (!)

Problem is, i'm 23. Has anyone on here been able to get remotely decent insurance at that age (I consider decent as anything under a grand). I have 5 years NCB and an SP30 from 4 years ago.

My current insurance company won't insure me under 25, so i'm going to have to move companies. I'm wondering if there's anyone in particular I should try?

Cheers.

[-Neil-]

Admiral insured mine for £1100 with 1 years no claims

Neil.

[ChapppeRS]

-Neil- said:

Admiral insured mine for £1100 with 1 years no claims

Neil.

and how old are you?

[calvert86]

Another vote for admiral i was 22 with a new exige S 240-approx £1100...Bell were pretty similar if i remember!

Happy hunting sure you'll find one for about £1000!

[-Neil-]

ChapppeRS said:

-Neil- said:

Admiral insured mine for £1100 with 1 years no claims

Neil.

and how old are you?

23

Neil.

[Nath-Exige]

I am 23 with a Exige S 240.

got 5 years NCB and 6 points.

Insured through Elephant for around £550. got a good postcode (seems to make a massive difference) and always garaged. Millage limited to 5k.

Was insured on my s1 exige when I was 20 for about £1200 from Admiral

and on the 340R over a year ago for around £1000.

Hope this helps

[TOENHEEL]

23, 2 years no claims, £907 fully comp elephant.

[ChapppeRS]

hmmm best so far is adrian flux for £1110! I must live in an exige hating area or something

[Craig!]

At 21 with Bell.co.uk I paid £1515.15 with 3 years NCB, this year at 22 with 4 yeard NCB it was down to £1020.13... so at 23 with 5 years NCB I'd expect to see it under a grand.

[ChapppeRS]

I shall keep looking then. Interesting.

Did any of you ring up and haggle? Or just internet quotes?

[TOENHEEL]

ChapppeRS said:

I shall keep looking then. Interesting.

Did any of you ring up and haggle? Or just internet quotes?

Bell, admiral and elephant are all the same, they dont tend to budge on the phone but if you get a cheaper quote from either of the 3 they will obviously match being the same company. Try adding a parent onto your policy as a named driver this usually reduces it.

[Nath-Exige]

TOENHEEL said:

ChapppeRS said:

I shall keep looking then. Interesting.

Did any of you ring up and haggle? Or just internet quotes?

Bell, admiral and elephant are all the same, they dont tend to budge on the phone but if you get a cheaper quote from either of the 3 they will obviously match being the same company. Try adding a parent onto your policy as a named driver this usually reduces it.

I second this, always put my mother on but she is getting no where near the exige. she is dangerous enough in her Volvo s40!

[calvert86]

I always find that they ask "whats the best price you've had??" Just lie and tell them whatever it is your willing to pay-after a few phone calls to different people it tends to get near to that price!

Worth a try?!

[b14]

calvert86 said:

I always find that they ask "whats the best price you've had??" Just lie and tell them whatever it is your willing to pay-after a few phone calls to different people it tends to get near to that price!

Worth a try?!

Not worth a try! Defrauding the insurance company...

I'm 24 living right in the middle of London with an n/a S2 Exige - £1,500 roughly from Elephant, 3 years no claims and no points.

Postcode makes a HUGE difference... if it was garaged at my parents house in Scotland it would be around £600.

[Nath-Exige]

[redacted]

[Bob1984]

Craig how come you have sold yours?

[rico28]

When I was 23 mine was around £1200 with Elephant (1years no claims in London area). Now that I am 25 it is nearer £950.

[b14]

[redacted]

[ChapppeRS]

[redacted]

[ChapppeRS]

Anyway, back on topic. It seems there are no particularly specialist insurers coming up, just might have to do a bit of haggling with the elephants...