Golf insurance
Discussion
Just got my golf insurance renewal through.
£44.99 for the year through Golf Care. I've never claimed, no one I know has ever claimed. I wonder if anyone here ever claimed or know someone who has?
My equipment is covered through my contents insurance so it's really only 3rd party liability that I am intersted in I suppose, but am I throwing £50 down the tubes?
£44.99 for the year through Golf Care. I've never claimed, no one I know has ever claimed. I wonder if anyone here ever claimed or know someone who has?
My equipment is covered through my contents insurance so it's really only 3rd party liability that I am intersted in I suppose, but am I throwing £50 down the tubes?
I don't know anyone who's claimed for damage. I do know of two people who have been given £100 for getting a hole in one.
Is it worth it? I'm not sure. It's definitely peace of mind though, given our car park is right next to the 18th green for when the pressure is on or you're getting tired.
/edit speelang
Is it worth it? I'm not sure. It's definitely peace of mind though, given our car park is right next to the 18th green for when the pressure is on or you're getting tired.
/edit speelang
Edited by barwea on Monday 25th October 13:29
Why would I want inssurance to cover me slicing a ball into a golf course car park?
Is there case law that seriously found that parking in a golf course car park doesn't come with inherent risks?
When I step onto the tee, I can't see what duty I have to the car owners.
So what tort have I committed?
Is a slice or hook reckless? or negligent? Or wilful damage to property?
I suppose I could undertake a quick risk assessment at the tee, have it signed by my playing partners, to show that I understood the possibilty of damage and took all reasonable steps (good grip, balanced stance, kept my swing on plane, didn't let the clubhead get too far ahead in the swing etc).
But I still slice the bloody thing!
Is there case law that seriously found that parking in a golf course car park doesn't come with inherent risks?
When I step onto the tee, I can't see what duty I have to the car owners.
So what tort have I committed?
Is a slice or hook reckless? or negligent? Or wilful damage to property?
I suppose I could undertake a quick risk assessment at the tee, have it signed by my playing partners, to show that I understood the possibilty of damage and took all reasonable steps (good grip, balanced stance, kept my swing on plane, didn't let the clubhead get too far ahead in the swing etc).
But I still slice the bloody thing!
I dont think it is regarding cars in the car park so much, as people walking to their cars. Most clubs i have been to, there is a notice regarding parking at the owners risk, but if you t
t someone with a slice/hook off the tee, then liability covers you for that, at least thats how i see it anyway
t someone with a slice/hook off the tee, then liability covers you for that, at least thats how i see it anywayI think that's right, it's more about people being hurt.
In this world of no win no fee litigation someone who gets bopped on the head by my Pro V1 might think they are due something from me. Equally I recognise that having insurance makes one more attractive to a potential litigant.
The course I regularly play is part of Epping Forest and is full of dog walkers and general daydreamers so there is a higher incidence of conflict between golfers and non golfers. That's one reason why golfers are required to wear red when playing
The first, third and eighteenth also run along roads with parked and moving cars. There are no signs about the risk from golf balls so I wonder what would happen if a car got struck whilst moving and caused an accident as a result.
In this world of no win no fee litigation someone who gets bopped on the head by my Pro V1 might think they are due something from me. Equally I recognise that having insurance makes one more attractive to a potential litigant.
The course I regularly play is part of Epping Forest and is full of dog walkers and general daydreamers so there is a higher incidence of conflict between golfers and non golfers. That's one reason why golfers are required to wear red when playing
The first, third and eighteenth also run along roads with parked and moving cars. There are no signs about the risk from golf balls so I wonder what would happen if a car got struck whilst moving and caused an accident as a result.
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