7.5T race truck
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marT350T

Original Poster:

948 posts

240 months

Thursday 13th October 2011
quotequote all
I am thinking of buying a race truck but I am struggling finding some to insure it as I dont own a business so its just for personal use.

Can anyone help ?

Thanks

redvictor

3,152 posts

258 months

Thursday 13th October 2011
quotequote all
marT350T said:
I am thinking of buying a race truck but I am struggling finding some to insure it as I dont own a business so its just for personal use.

Can anyone help ?

Thanks
Make sure it has a door and a window in it and insure it as a motorhome..

BennettRacing

729 posts

232 months

Friday 14th October 2011
quotequote all
redvictor said:
Make sure it has a door and a window in it and insure it as a motorhome..
:-)

Read here

Legal Information, Requirements and Rules for Camper Vans DVLA

Update: March 2011 - Many people applying to have vehicles re-registered as "Motor Caravans" with the DVLA are being refused, as their vehicle does "Not look like a motor caravan from the outside". The DVLA are then re-classifying the vehicles as "Vans with windows". Apparently this is a problem for the Police and other authorities, who cannot identify converted vehicles easily from the outside. This page will be updated when new information is confirmed.

If you are converting a van to a campervan or motorhome then you need to consider whether you want to re-register the vehicle with your vehicle authority.
In the UK

In the UK you have the option of re-registering your van as a "motor caravan" with the DVLA. It is not a requirement to re-register the vehicle. You can continue to use the vehicle as a campervan, even if it is still registered as a "panel van", assuming you have adequate (i.e. campervan) insurance.
Why Re-register as a "Motor Caravan"?

Although you do not need to re-register a campervan conversion, here are the befeits of doing so

Cheaper Insurance - Generally leisure vehicles such as campervans are cheaper to insure the panel vans. This is because they generally have fewer claims, do fewer miles and are not used for commercial use. Keep in mind that you can still get your self build insured as a campervan even if the vehicle is registered as a panel van. Campervan insurance is generally 10% - 50% cheaper than van insurance.
Contents Insurance - Vehicles registered as campervans generally have better contents insurance than panel vans. This is because a campervan contains personal belongings such as mobile phone, laptops, jewellery, etc. Whereas a panel van typically contains tools and parts for commercial use.
Might be able to travel faster - Vans with an unladen weight of under 3050kg can travel at a maximum of 60mph on a dual carriageway. But this increases to 70mph on a dual carriageway for vehicles registered as campervans. All other speed limits remain the same. Vehicles with a unladen weight over 3050kg (i.e. all 3500kg vans) have no change in speed limit when re-registering as a campervan.
Cheaper MOT - Class VII vehicles (between 3000kg and 3500kg) registered as camper vans come under the cheaper and less restriction Class IV MOT rules. When inspecting the vehicle the MOT tester has to test the vehicle "as it is presented". So if a campervan is presented, that would normally be class VII, even if it is not re-registered as a campervan, the MOT tester should test is as class IV vehicle.

Change of Vehicle Classification

If you decide that you want to re-register your van as a campervan you should contact your local vehicle authority. In the UK this is the DVLA.

Before doing this make sure you vehicle meets all of the criteria mentioned below.
What makes a 'Motor Caravan'?

For a vehicle to qualify as a 'Motor Caravan' in the UK in the eyes of the DVLA the following permanent fixtures must be present:

Sleeping Accommodation
There must be a bed with a minimum length of 6ft or 180cms
The bed must be an integral part of the vehicle living accommodation area
The bed must be permanent or converted from seats (the bed can fold away during the day)
The bed fixtures must be secured directly to the vehicle floor and/or side walls, unless it is over the drivers cab compartment.
Door
There must be a horizontal sliding door or an outward opening rear or side door.
Seats and Tables
There must be a seating area for diners to sit around
The table can be fixed or detachable
The table must mount directly to the vehicle floor or side walls
The table mounting must be secured as a permanent feature, either bolted screwed or welded. The table itself can be detachable.
Seats must be secured directly to the vehicle floor and/or side walls
The seats must be secured as a permanent fixture, either bolted, riveted, screwed or welded
Permanently secured seating must be available for use at a table
Water Container
Note: DVLA do not state any requirements regarding water storage. However, most insurance companies state that the water tank should be onboard, or under the chassis. However, some insurance companies are happy with an external water container that can be moved, such as those used with a caravan.
The vehicle must have an onboard or external (e,g, under the chassis) water container
Note: The insurer Adrian Flux requires the water container to hold 6 gallons / 27 litres.
Storage
The vehicle must have at least one cupboard, locker or wardrobe
The cupboard must be an integral part of the living accommodation area
The cupboard must be a permanent feature, either bolted, riveted, screwed or welded
The cupboard must be secured directly to the vehicle floor and / or side walls
Cooking
The vehicle must have cooking facilities powered by fixed gas, electric hob or microwave oven
The cooking facilities must be secured directly to the vehicle floor or side wall
The cooking facilities must be a permanent feature, either bolted, riveted, screwed or welded
Gas and electric hobs must have a minimum or 2 cooking rings. Microwave ovens must have a power source (don't just fit one that can't be used)
Gas cooking facilities with remote fuel supplies must have the gas supply pipe permanently secured to the vehicle structure
Gas cooking facilities with remote fuel supplies should have the gas bottle, fuel reservoir secured to the vehicle structure
Outside
The vehicle must have at least one side window
New! Since 2011 the DVLA are now asking that the vehicle look like a motor caravan from the outside. The details are yet unclear what is required. More information will appear here when available.

How to Change a Vans Classification to Camper Van or Motorhome in the UK

In the UK, changing the classification of a van to a campervan or motorhome is fairly straightforward. The following information is based on real experience, correct at the time of the re-classification. This serves as a good guide, but please contact the DVLA and/or VOSA to confirm the rules regarding your vehicle.

When your conversion is complete, and your van is now (nearly) a camper van or motorhome you need to contact the DVLA and inform them.
You should change your V5C (log book) document and return it to them. You need to change the vehicle body type to "Motor Caravan". Motor Caravan is the term used by the DVLA for campervans and motorhomes. See the DirectGov website for details on changing your V5 document.
You should also include a covering letter, briefly covering what you have done to the vehicle. Also include photographs of your converted vehicle. Dont include too many. Between 10 and 20 are required. Do ensure that you include the vehicles number plate in a shot of the front of the vehicle, and a shot of the back of the vehicle. From the photos the DVLA can see if you have done a good conversion to the vehicle, or simply thrown a mattress in the back.
Send the paperwork to:
DVLA
Swansea
SA99 1BA
If you have done a good conversion, and the DVLA are satisfied they will return a new V5 document to you, with the body type changed.
However, if they are unsure of your conversion they will ask you to visit the local DVLA inspection office. An agent will inspect the vehicle before recommending any change of documentation.
The DVLA do not publish strict guidelines for the above. However, The Department of Transport do publish a strict 'motor caravan' definition for vehicles that are being imported. Click here, and scroll down to 'Motor caravan'. It's likely the DVLA also use the same guidelines. However, the strict definitions here are, it seems, open to some interpretation.

When to Change the Vehicle Classification

You should change the classification of your vehicle from 'Panel Van' to 'Motor Caravan' when your conversion is nearly complete, once the major fittings are in place (bed, kitchen) and it looks neat and tidy. Once you think you satisfy all of the conditions mentioned above, contact the DVLA and start the re-classification process.

You don't want any vehicle inspectors to think it is not finished, so ensure it looks finished before you apply for the change.

Don't worry about finishing touches, you can always complete these once the vehicle is re-registered.
Insurance

Once your vehicle has been officially re-classified by the DVLA, you will need to change your insurance. Your original insurance will be for a 'Panel Van', and your vehicle is no longer one. So you need to cancel your existing policy, and get a new policy for a Camper van.

The insurance page has information and links to websites that will help.
UK Vehicle Classes

In the UK small vans, less than 3500kg, are classified as Class 4 vehicles. Vans between 3000kg and 3500kg are considered Class 7 vehicles. Class 7 vehicles have stricter MOT tests. Vehicles over 3500kg would normally go to a VOSA Test Centre. A bus/mini-bus with more than 8 seats (up to 13) is a Class 5, unless the seats are removed and the vehicle is re-classified as a campervan, then it becomes Class 4.

However, if a Class 7 vehicle is registered for recreation purposes, it becomes a Class 4 vehicle. Therefore, if you convert a Class 7 big panel van into a campervan or motorhome, changing it's classification to a recreation vehicle will make life easier and cheaper for you.

Also note that you should insure you vehicle based on its classification. You cannot really insure a camper van as a panel van. Should you have to make a claim the insurance company are unlikely to pay if your vehicle is wrongly classified.

marT350T

Original Poster:

948 posts

240 months

Friday 14th October 2011
quotequote all
thanks for that info

laracer

203 posts

188 months

Sunday 16th October 2011
quotequote all
Reis (formerly Egger Lawson)will insure your truck - doesn't have to be a camper, tell them what it is (service vehicle/transporter)insure on agreed value - I've been insured with them for years.

marT350T

Original Poster:

948 posts

240 months

Monday 17th October 2011
quotequote all
Got quotes from REIS and Comp car Ins and they are almost identical and cheaper than I was expecting so thanks for the advice

marT350T

Original Poster:

948 posts

240 months

Tuesday 7th February 2012
quotequote all
After the good info I got on here about insuring my truck I thoughtI would try again.

This time I need brakdown cover, for my private truck

Any Ideas ?

Thanks

jagminivan

30 posts

172 months

Tuesday 7th February 2012
quotequote all
Be careful that your truck is not classified as a "dual purpose vehicle" i.e motorhome/transporter, my advice for what it's worth would be to go in person to your local goods vehicle test station and ask to speak to either the station manager or an enforcement officer and get them to classify the vehicle you are thinking of buying or have bought. Once classification has been established,ask for it to be sent to you in writing.
Vosa are like the secret police and are a law unto themselves and at best can be more secretive than the freemasons, that said if you get clarification in writing then you should be home and dry.
As for breakdown cover try brs truck rescue for yearly membership,alternatively is to speek to the main dealer of your chosen brand of truck,many have a breakdown recovery scheme, good luck Andrew Gibb

Upatdawn

2,202 posts

169 months

Tuesday 7th February 2012
quotequote all
Be aware that some are of the opinion that as you race for a possible prize and may have sponsors, you need "Hire and Reward" insurance

any cargo space in the vehicle means it a goods vehicle, not a "motorhome"

does your race vehicle (car or bike) go inside the truck or on a trailer?

VOSA and DVLA pull in opposite directions, left hand/right hand

try these for breakdown, many campers are over 3500kg, these are based in Germany but come well recommended

http://www.adac.de/mitgliedschaft/adac_membership/



Edited by Upatdawn on Tuesday 7th February 12:25

marT350T

Original Poster:

948 posts

240 months

Tuesday 7th February 2012
quotequote all
I have not gone the motorhome route it is just a box truck that I transport my car about with and I sleep on a air bed in the back.

I shall try the companies mentioned for breakdown insurance

Cheers

Upatdawn

2,202 posts

169 months

Tuesday 7th February 2012
quotequote all
If you get pulled with a car in the back of a 7.5t box truck lord knows what a cop, even a traffic cop, will think, private or business, haulage? O-licence? have you got a C1 entitlement on your DVLA licence?

Graham

16,378 posts

305 months

Tuesday 7th February 2012
quotequote all
Upatdawn said:
If you get pulled with a car in the back of a 7.5t box truck lord knows what a cop, even a traffic cop, will think, private or business, haulage? O-licence? have you got a C1 entitlement on your DVLA licence?
lol, have you ever walked up the back of the pitlane, at something like britcar or bgt.. last time I did it ther was one international o licence and one restricted o licence...

I run a 7.5 tonner, still classes as private hgv, I do run the tacho, and a driver log although it is exempt.

I figure if I get stopped, i can show im not taking the pish, ill hopefully get less grief... it is very hit an miss, and you get a different answer everytime you talk to vosa.

a coup,e of mates have been stopped with 7.5 tonners, one no problem just a check over, the other tons of gref and questions..

Just make sure your not over weight, have a driver log and you should be fine.


Upatdawn

2,202 posts

169 months

Tuesday 7th February 2012
quotequote all
Graham, your bang on, best to kneel down before the copper, kiss his boots, offer sweeties, show your wallets empty and offer a ride on a race day....

having said that he may be driving a scooby or Evo already...............

Bigmouse

197 posts

232 months

Tuesday 7th February 2012
quotequote all
I got stopped in mine just the once, with the car inside, on a roadside spot check. Coppers on duty were more interested in the car and what it was more than the truck and my status as driver.